Milo: Your Money Guide

Milo: Your Money Guide

The money app for your 20s

1.7K ratings
53 reviews
#65 in top-grossing Finance
💰 Finance
Free
In-App Purchases

Details

Released
August 7, 2025
Updated
November 2, 2026
Milo: Your Money Guide screenshot #1 for iPhone
Milo: Your Money Guide screenshot #2 for iPhone
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About

This app helps young adults manage their finances by tracking accounts, budgeting, and setting financial goals. It provides guidance on saving, spending, and building wealth with practical advice and automated bill tracking.

✓Unlimited account tracking
✓Automated budgeting
✓Spending category analysis
✓Goal timeline projection
✓Wealth building strategies
✓Bill tracking
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What's New in Milo

5.3.0

November 2, 2026

What's new: Custom categories are here! Make your own categories with a name, emoji and color, so you can track things like coffee, gas or date nights on their own. Other changes: • Track more than one paycheck • Manage your subscription in the app • Vote on the features you want next • Bug Fixes and improvements Thanks for using Milo!

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Subscriptions & In-App Purchases

Milo Gold

Access to Milo Gold for 1 month

$4.991 Month
How to cancel Milo subscription ⁉️

Charts

Top Grossing

📉 65-4

Finance

This app dropped -4 positions in Finance chart.

Last updated on November 6, 2026.

User reviews

No free monthly budgets?

I mostly got this app for monthly budgets so I could know how much I have left to spend but apparently that’s behind the pro version. The pro version seems too expensive to consider so I was disappointed with that. The setup took longer than expected since it stopped working a few times when I was setting up monthly bills and it also failed to properly categorize some of the transactions. It’s a nice UI but I wish the monthly budgets was actually free.
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Could be Better!

I like the overall interface and ease of use, however, I wish there were more options for personalization. I would like to be able to add categories or change the prebuilt categories to things that
relate to my budget.

Bug fix

After clicking around category breakdown for 5 minutes, it starts to freeze meaning nothing pops up no matter how hard I tried tapping any specific area. Second thing I found confusing is, recurring bill is supposed to be separate from spending. Yet, I already chosen which transactions qualify as recurring bills (which is an amazing feature btw) however, the same transactions started showing up under Spending daily transactions as a normal category again, which ends up double counting my expenses. Hope for a clarification. And lastly, under Recurring Bills, there is a questionable number behind the slash, it’s “your recurring fixed expense / whatever that number means I don’t understand where it comes from.” Those are basically some points I wasted a lot of time trying to figure. Among all else, this is the most brilliant budgeting app I’ve tried for free usage (instant transaction linkage,etc.)
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Best financial aid app

I’ve been using Milo for many months now, I genuinely appreciate the continuous updates/improvements that the developers add. Hard to come by a company that appreciates and listens to its users. Makes budgeting and saving 10x easier

Response from developer

Hey! We're glad you liked the app. Based on a lot of feedback, we decided to roll those features back to be free again. We'd love for you to try Milo out again!

Seems useful so far

Seems pretty good so far. I was able to connect all my accounts. I just wish there was an option to show my full balance due for my credit cards instead of just the minimum. I feel like that’s the real way of staying out of debt

Developer apps

FAQ

What is Milo?

Milo is a money app designed to help users in their 20s manage their finances. It offers features like account tracking, budgeting, spending analysis, and goal setting to simplify financial planning.

Does Milo work with all financial institutions?

Currently, Milo only supports US financial institutions. Users can track unlimited accounts and credit cards from these supported institutions.

What are the subscription options for Milo?

Milo offers a 'Milo Gold' subscription with various pricing tiers, including monthly options starting at $4.99 and an annual option for $29.99. Some plans offer a 7-day free trial.

How does Milo help with budgeting?

Milo provides monthly budgeting tools that calculate exactly how much is left to spend after bills and savings are covered. It offers a clear number with no complex math required.

Can Milo help me save for specific goals?

Yes, Milo features a 'Goal Timeline' that calculates when you'll hit financial goals like saving for a trip or a new car based on your real numbers and updates progress as you go.

What is the 'Millionaire Playbook' feature?

The 'Millionaire Playbook' in Milo offers simple and practical tactics on how wealth is built over time, providing accessible knowledge for users looking to grow their financial future.

How often is Milo updated?

Milo was last updated on November 2, 2026, with version 5.3.0. This indicates a commitment to regular updates and improvements for the app.

Is Milo suitable for younger users?

Milo has an age rating of 9+, making it accessible for a wide range of users. Its features are designed to guide users through setting up their financial future.