Milo: Your Money Guide

Milo: Your Money Guide

The money app for your 20s

728 ratings
48 reviews
#88 in top-grossing Finance
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • August 7, 2025
  • July 28, 2026
Milo: Your Money Guide screenshot #1 for iPhone
Milo: Your Money Guide screenshot #2 for iPhone
Milo: Your Money Guide screenshot #3 for iPhone
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About

This app acts as a personal finance assistant, analyzing your income and spending to create a personalized budget and a clear timeline for your financial goals. It provides daily insights into your spending and helps you allocate funds towards savings or debt repayment without the complexity of traditional budgeting tools.

Custom budget creation
Goal timeline planning
Daily 'safe to spend' amounts
Automated account syncing
Spending breakdown
Debt payoff and savings tracking
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What's New in Milo

4.10.0

July 28, 2026

What's new:
 Instant refresh added! You can now instantly update your accounts to have the most up-to-date data from your bank. Other changes: • Smoother app experience • Bug Fixes and improvements Thanks for using Milo!

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Subscription plans

Milo Gold

Access to Milo Gold for 1 month

$4.991 Month
How to cancel Milo subscription ⁉️

Charts

Top Grossing

📉 88-3

Finance

This app dropped -3 positions in Finance chart.

Last updated on August 4, 2026.

User reviews

Seems useful so far

Seems pretty good so far. I was able to connect all my accounts. I just wish there was an option to show my full balance due for my credit cards instead of just the minimum. I feel like that’s the real way of staying out of debt

New update(s)

I’ve been using Milo for almost 6 months now and I feel like I can confidently say that this is the best money managing app I’ve used to date! They’ve gone through a few updates and though one of the first updates did leave me and a few others unhappy due to layout changes/money constraints, it seems like they’re really trying to make this as convenient as possible for everyone! They listen and they act on critical feedback which is such a great addition to the amazing app they’ve made. Using Milo has helped make such a huge difference in my spending habits and I actually feel like I’m at a point now where I can save money without worrying. Definitely recommend this app to anyone looking to build better spending habits or save money!
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Response from developer

Hey, this is really helpful feedback. We heard of a lot of similar comments and decided to roll back those premium features so they're free again now. On the layout, we've also made a couple of tweaks. And if Pro didn't do it for you, email us at hello@milobuddy.com and we'll sort it out.

Simple and easy

I really like how easy is this app and that they are always updating it adding more stuff

Very good help

super helpful makes it easy to log in and set up i got it done in 10 mins Im just the goat thanksgiving heheheh

The BEST money tracking app

Words can’t describe how pleased I am with this app. All you do is put in your banking information and bills you expect to come out every month, and it does the rest for you. From building a budget, to giving you realistic savings plans, to telling you how much you have left to spend until payday, this app goes above and beyond. They should really sponsor me I be putting my friends and family on this app all the time.
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Developer apps

FAQ

What does Milo do?

Milo acts as a personal finance assistant that connects to your bank accounts to create a custom budget, build a timeline for your financial goals, and provide clear guidance on how to manage your money, especially on payday. It analyzes your income and spending to determine how much you can safely spend each day without impacting your plans.

How does Milo help with budgeting and goals?

Milo analyzes your financial data to create a budget that works for you, eliminating guesswork. You can input your financial goals, such as paying off debt or saving for a purchase, and Milo will calculate when you can achieve them. It then provides a step-by-step plan, showing you how much to allocate to each goal monthly and updating your progress on a visual timeline.

Is Milo free to use?

The application is free to download and use, with in-app purchases available for additional features or premium services. This allows users to experience the core functionalities before committing to any paid options.

What financial accounts can I link to Milo?

You can link various financial accounts, including checking accounts, savings accounts, and credit cards, to Milo. The app automatically syncs this information to provide a comprehensive view of your financial situation all in one place.

Who is Milo designed for?

Milo is specifically designed for younger generations, like Gen Z, who are looking for a modern and less complex approach to managing their money. It's ideal for individuals who want to get their finances organized with a clear plan without the overwhelming nature of traditional budgeting methods.