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Milo: Your Money Guide

Milo: Your Money Guide

The money app for your 20s

1.6K ratings
53 reviews
#52 in top-grossing Finance
💰 Finance
Free
In-App Purchases

Details

Released
August 7, 2025
Updated
October 18, 2026

Developer

Brite Tech Inc.
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About

This app acts as a personal finance assistant, analyzing your income and spending to create a personalized budget and a clear timeline for your financial goals. It provides daily insights into your spending and helps you allocate funds towards savings or debt repayment without the complexity of traditional budgeting tools.

✓Custom budget creation
✓Goal timeline planning
✓Daily 'safe to spend' amounts
✓Automated account syncing
✓Spending breakdown
✓Debt payoff and savings tracking
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What's New in Milo

5.2.0

October 18, 2026

What's new:

Transactions got improved! You can now add a description for every payment, and adjust their name and date.
 Other changes: • Recurring bill improvements • Added multi-editing transaction categories • Investment account improvements
• Get reminders before bills are due • Smoother app experience • Bug Fixes and improvements Thanks for using Milo!

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Subscriptions & In-App Purchases

Milo Gold

Access to Milo Gold for 1 month

$4.991 Month
How to cancel Milo subscription ⁉️

Charts

Top Grossing

📈 52+2

Finance

This app rose +2 positions in Finance chart.

Last updated on October 26, 2026.

User reviews

Most RecentHighest RatedLowest Rated

No free monthly budgets?

I mostly got this app for monthly budgets so I could know how much I have left to spend but apparently that’s behind the pro version. The pro version seems too expensive to consider so I was disappointed with that. The setup took longer than expected since it stopped working a few times when I was setting up monthly bills and it also failed to properly categorize some of the transactions. It’s a nice UI but I wish the monthly budgets was actually free.
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JJadagil

Could be Better!

I like the overall interface and ease of use, however, I wish there were more options for personalization. I would like to be able to add categories or change the prebuilt categories to things that
relate to my budget.
PPubicaffairs

Bug fix

After clicking around category breakdown for 5 minutes, it starts to freeze meaning nothing pops up no matter how hard I tried tapping any specific area. Second thing I found confusing is, recurring bill is supposed to be separate from spending. Yet, I already chosen which transactions qualify as recurring bills (which is an amazing feature btw) however, the same transactions started showing up under Spending daily transactions as a normal category again, which ends up double counting my expenses. Hope for a clarification. And lastly, under Recurring Bills, there is a questionable number behind the slash, it’s “your recurring fixed expense / whatever that number means I don’t understand where it comes from.” Those are basically some points I wasted a lot of time trying to figure. Among all else, this is the most brilliant budgeting app I’ve tried for free usage (instant transaction linkage,etc.)
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Mmikitr

Best financial aid app

I’ve been using Milo for many months now, I genuinely appreciate the continuous updates/improvements that the developers add. Hard to come by a company that appreciates and listens to its users. Makes budgeting and saving 10x easier
TTeyyy.1

Seems useful so far

Seems pretty good so far. I was able to connect all my accounts. I just wish there was an option to show my full balance due for my credit cards instead of just the minimum. I feel like that’s the real way of staying out of debt
SSnowInfinity25
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Developer apps

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FAQ

What does Milo do?

Milo acts as a personal finance assistant that connects to your bank accounts to create a custom budget, build a timeline for your financial goals, and provide clear guidance on how to manage your money, especially on payday. It analyzes your income and spending to determine how much you can safely spend each day without impacting your plans.

How does Milo help with budgeting and goals?

Milo analyzes your financial data to create a budget that works for you, eliminating guesswork. You can input your financial goals, such as paying off debt or saving for a purchase, and Milo will calculate when you can achieve them. It then provides a step-by-step plan, showing you how much to allocate to each goal monthly and updating your progress on a visual timeline.

Is Milo free to use?

The application is free to download and use, with in-app purchases available for additional features or premium services. This allows users to experience the core functionalities before committing to any paid options.

What financial accounts can I link to Milo?

You can link various financial accounts, including checking accounts, savings accounts, and credit cards, to Milo. The app automatically syncs this information to provide a comprehensive view of your financial situation all in one place.

Who is Milo designed for?

Milo is specifically designed for younger generations, like Gen Z, who are looking for a modern and less complex approach to managing their money. It's ideal for individuals who want to get their finances organized with a clear plan without the overwhelming nature of traditional budgeting methods.