Milo: Your Money Guide

Milo: Your Money Guide

The money app for your 20s

1.3K ratings
51 reviews
#63 in top-grossing Finance
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • August 7, 2025
  • September 18, 2026
Milo: Your Money Guide screenshot #1 for iPhone
Milo: Your Money Guide screenshot #2 for iPhone
Milo: Your Money Guide screenshot #3 for iPhone
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About

This app acts as a personal finance assistant, analyzing your income and spending to create a personalized budget and a clear timeline for your financial goals. It provides daily insights into your spending and helps you allocate funds towards savings or debt repayment without the complexity of traditional budgeting tools.

✓Custom budget creation
✓Goal timeline planning
✓Daily 'safe to spend' amounts
✓Automated account syncing
✓Spending breakdown
✓Debt payoff and savings tracking
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What's New in Milo

5.0.0

September 18, 2026

What's new:
 Milo has a new look! See exactly how today’s spending affects your budget and long-term goals. Other changes: • Millionaire playbook added
 • Smoother app experience • Budgets and categories improved • Bug Fixes and improvements Thanks for using Milo!

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Subscriptions & In-App Purchases

Milo Gold

Access to Milo Gold for 1 month

$4.991 Month
How to cancel Milo subscription ⁉️

Charts

Top Grossing

📉 63-5

Finance

This app dropped -5 positions in Finance chart.

Last updated on October 3, 2026.

User reviews

Bug fix

After clicking around category breakdown for 5 minutes, it starts to freeze meaning nothing pops up no matter how hard I tried tapping any specific area. Second thing I found confusing is, recurring bill is supposed to be separate from spending. Yet, I already chosen which transactions qualify as recurring bills (which is an amazing feature btw) however, the same transactions started showing up under Spending daily transactions as a normal category again, which ends up double counting my expenses. Hope for a clarification. And lastly, under Recurring Bills, there is a questionable number behind the slash, it’s “your recurring fixed expense / whatever that number means I don’t understand where it comes from.” Those are basically some points I wasted a lot of time trying to figure. Among all else, this is the most brilliant budgeting app I’ve tried for free usage (instant transaction linkage,etc.)
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Best financial aid app

I’ve been using Milo for many months now, I genuinely appreciate the continuous updates/improvements that the developers add. Hard to come by a company that appreciates and listens to its users. Makes budgeting and saving 10x easier

Seems useful so far

Seems pretty good so far. I was able to connect all my accounts. I just wish there was an option to show my full balance due for my credit cards instead of just the minimum. I feel like that’s the real way of staying out of debt

Connecting bank account

Did everything right and bank accounts won’t connect

New update(s)

I’ve been using Milo for almost 6 months now and I feel like I can confidently say that this is the best money managing app I’ve used to date! They’ve gone through a few updates and though one of the first updates did leave me and a few others unhappy due to layout changes/money constraints, it seems like they’re really trying to make this as convenient as possible for everyone! They listen and they act on critical feedback which is such a great addition to the amazing app they’ve made. Using Milo has helped make such a huge difference in my spending habits and I actually feel like I’m at a point now where I can save money without worrying. Definitely recommend this app to anyone looking to build better spending habits or save money!
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Developer apps

FAQ

What does Milo do?

Milo acts as a personal finance assistant that connects to your bank accounts to create a custom budget, build a timeline for your financial goals, and provide clear guidance on how to manage your money, especially on payday. It analyzes your income and spending to determine how much you can safely spend each day without impacting your plans.

How does Milo help with budgeting and goals?

Milo analyzes your financial data to create a budget that works for you, eliminating guesswork. You can input your financial goals, such as paying off debt or saving for a purchase, and Milo will calculate when you can achieve them. It then provides a step-by-step plan, showing you how much to allocate to each goal monthly and updating your progress on a visual timeline.

Is Milo free to use?

The application is free to download and use, with in-app purchases available for additional features or premium services. This allows users to experience the core functionalities before committing to any paid options.

What financial accounts can I link to Milo?

You can link various financial accounts, including checking accounts, savings accounts, and credit cards, to Milo. The app automatically syncs this information to provide a comprehensive view of your financial situation all in one place.

Who is Milo designed for?

Milo is specifically designed for younger generations, like Gen Z, who are looking for a modern and less complex approach to managing their money. It's ideal for individuals who want to get their finances organized with a clear plan without the overwhelming nature of traditional budgeting methods.