Mochi: AI Finance Manager
Your money, in plain English
About
Consolidate your financial accounts, spending, budgets, and savings goals into a single, easy-to-understand view. Get insights into your financial habits and track progress towards your objectives with AI-powered explanations.
What's New in Mochi
1.0.3
October 3, 2026
Mint is now Mochi Finance. Same app, same account, new name. • Net worth now only adds up USD accounts and tells you when an account in another currency is left out, instead of counting it as dollars. • Upload pay stubs, and choose documents straight from Photos. • Clearer consent before any AI feature reads your data. • Fixes and polish throughout.
MoreFAQ
How does Mochi help me understand my spending?
Mochi analyzes your linked accounts to show where your money went, comparing it to previous periods and identifying top spending categories and merchants. It can even spot rising expenses.
Can Mochi help me save money?
Yes, Mochi allows you to create specific savings goals, such as for an emergency fund or a down payment. You can add contributions and track your progress towards your target date.
Does Mochi have ads?
No, Mochi is free and does not contain advertisements. It operates on a free model with no paid plans.
How secure is Mochi with my financial data?
Mochi uses Plaid for secure account linking and operates on a read-only basis, meaning it cannot move or spend your money. Your bank login is handled within Plaid's secure flow and is not stored by Mochi.
What kind of AI features does Mochi offer?
Mochi uses AI, powered by Google Gemini, to explain your financial data in plain English. You can ask questions like 'Where did my money go this month?' and upload documents for analysis.
Is Mochi available on all devices?
Currently, Mochi is supported on iPhone and iPod devices. It is designed for iOS users.
How often is Mochi updated?
The latest version of Mochi is 1.0.3, and it was last updated on October 3, 2026. Updates typically address performance improvements and new features.
Can I manage my bills with Mochi?
Mochi can identify your subscriptions and recurring charges, showing you what is due next and their monthly and annual costs. This helps you stay on top of upcoming payments.
