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Monet - Créditos Online

Monet - Créditos Online

by Monet US, Inc

236 ratings
5 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • August 22, 2020
  • July 3, 2026

Features

Developer

Monet US, Inc
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About

Access online loans quickly and securely, regardless of your employment status or credit history. Receive funds in your bank account within hours with fixed fees and no interest. This service is available to individuals over 18 with recurring income.

✓Quick credit applications
✓No credit history required
✓Funds in bank account within 3 hours
✓Fixed transaction fees, no interest
✓Positive credit reporting
✓Up to 30% of income available
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What's New in Monet

3.62.0

July 3, 2026

Mejoras en estabilidad y funcionalidades

User reviews

Most RecentHighest RatedLowest Rated

Excelente

Un servicio extraordinario, muy por encima de todos los demás
LuigiFerrariLuigiFerrari

Es una gran mentira esta app

Me aprobaron un crédito de 100 mil pesos y llevo esperando desde 16 de octubre 2025 un desembolso de pinches 30 mil pesos y en el chat son tan abejas y me indican siempre unas fechas de desembolso y así me tiene por un año esta app es tan falsa que me tocó cancelar el crédito y ponerles 1 estrella
Farsa1Farsa1

PESIMOOOOO!

Los tiempos de desembolsos son ridículamente largos, para la chichigua de dinero que prestan, además de la cuota por la transferencia es demasiado! No pierdan su tiempo en esta app ni con esta gente
Lu_isa28Lu_isa28

La recomiendo

Me gusta mucho el servicio, es rápido y seguro
Dani56798Dani56798

Excelente

Puedo acceder a mi salario en tiempo real cuando requiero de dinero extra. La app funciona muy bien
st204749st204749

FAQ

What does Monet do?

Monet provides online loans for employees, pensioners, and independent workers. It allows users to request credit in minutes and receive funds directly into their bank account within 3 hours. The service aims to be accessible even for those with no credit history or who are reported to credit bureaus.

What are the costs associated with using Monet?

Monet charges a single, fixed fee of $8,403 + IVA per transaction, regardless of the loan amount. There are no interest charges for the initial repayment period of up to 65 days. Late payments will incur a daily default interest rate.

Who is eligible to use Monet?

To be eligible for Monet, you must be over 18 years old, have recurring income of at least $1,044,000 for the past three months, and possess your own bank account or digital wallet.

How do I apply for a credit with Monet?

To apply, download the app, create and verify your user account, link your bank account, and activate your payment method. Once approved, you can request your credit through the app.

What are the repayment options for a loan from Monet?

Repayment can be made via automatic debit from your linked bank account or debit card, through the MonetPay digital wallet, or via the Wompi payment gateway which supports PSE, Nequi, Bancolombia Button, and debit cards.