Best Efectivo Ya Apps & Games

111+ iOS apps & games curated and reviewed

4.4 avg rating
20 free apps & games
Updated July 2026

Monet is the household name in efectivo ya, but it's far from the only option. We track 111+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Efectivo Ya Apps & Games (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monet - Créditos OnlineMonet - Créditos OnlineFree4.8★ (236)NoNoJul 2026
2Займы онлайн INTEGRALЗаймы онлайн INTEGRALFree2.8★ (5)NoNoJul 2026
3Qik Banco DigitalQik Banco DigitalFree4.3★ (443)YesNoJul 2026
4Advance - Adelanta Tu PagoAdvance - Adelanta Tu PagoFree4.6★ (29)NoNoJun 2026
5PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoJul 2026
6AI Video Generator - ReelinaAI Video Generator - ReelinaFree3.6★ (195)YesYesJul 2026
7Chilean NewspapersChilean NewspapersFree4.7★ (715)YesNoJul 2026
8Univision NoticiasUnivision NoticiasFree4.6★ (31K)YesNoJul 2026

Top Picks for Efectivo Ya

Monet - Créditos Online#1

Monet - Créditos Online by Monet US, Inc

Editor's Choice
💰 Finance
4.8(236 ratings)
Free
Monet - Créditos Online screenshot 1
Monet - Créditos Online screenshot 2
Monet - Créditos Online screenshot 3
Monet - Créditos Online screenshot 4

Access online loans quickly and securely, regardless of your employment status or credit history. Receive funds in your bank account within hours with fixed fees and no interest. This service is available to individuals over 18 with recurring income.

Qik Banco Digital#3
4.3😐(443 ratings)
FreeAds
Qik Banco Digital screenshot 1
Qik Banco Digital screenshot 2
Qik Banco Digital screenshot 3
Qik Banco Digital screenshot 4
Qik Banco Digital screenshot 5
Qik Banco Digital screenshot 6

Experience superior, 100% digital banking with a wide range of financial products and services. Control your finances, access credit and debit cards, savings accounts, and loans. Enjoy a seamless banking experience designed for maximum benefits and minimal costs.

What We Love

  • 👍 Easy to use
  • 🚀 Efficient app
  • 💰 Good interest rates
  • 🤩 Excellent digital bank

Room to Improve

  • 🐛 Bugs and glitches
  • ⏱️ Slow transactions and transfers
  • 🔒 Security and account issues

More Efectivo Ya apps to explore

4
Advance - Adelanta Tu Pago
Advance - Adelanta Tu Pago
Advance - Adelanta Tu Pago
Advance - Adelanta Tu Pago
Free

Access your salary early to cover expenses, pay debts, or handle unexpected costs. Get funds within 24 hours without interest, paperwork, or complex procedures. Schedule future advances or access your bonus early.

Advance salary any dayNo interest or feesSimple 3-click process
💰 Finance
(29)
free
5
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
6
AI Video Generator - Reelina
AI Video Generator - Reelina
AI Video Generator - Reelina
Create Movies, Reels & Stories
Free

Easily create professional-looking AI videos from text, images, or templates. Access a vast library of AI models and templates, with a smart prompt helper to guide you. Share your creations instantly across all social media platforms.

250+ AI templatesMultiple AI modelsText-to-video generation
📷 Photo & Video
(195)
free with in-app purchases
7
Chilean Newspapers
Chilean Newspapers
Chilean Newspapers
All breaking news in Chile
Free

Access a comprehensive collection of Chilean newspapers and magazines in one convenient app. Stay informed with breaking news and diverse content from national and regional publications without needing to visit individual websites.

Access to national newspapersAccess to regional newspapersAccess to economic and political news
📡 News
(715)
ad-supported
8
Univision Noticias
Univision Noticias
Univision Noticias
Política, Economía, Deportes
Free

Stay informed with breaking news and in-depth reporting on politics, economy, sports, and more, tailored for the Hispanic community in the U.S. Access local news, opinion pieces, weather, and horoscopes. Watch videos from popular news programs and receive real-time alerts.

Breaking news alertsLocal news by cityPolitics, economy, sports coverage
📡 News
(31K)
ad-supported
9
EstrellaTV: TV en Español
EstrellaTV: TV en Español
EstrellaTV: TV en Español
Live TV, News, Cine y Música
Free

Stream live Spanish-language TV and radio channels, featuring popular shows, movies, and music. Enjoy exclusive original content and listen to top radio personalities, all for free.

Live TV streamingLive radio streamingOriginal series and movies
🎬 Entertainment
(4.2K)
ad-supported
10
CashyGo: Earn Cash & Rewards
CashyGo: Earn Cash & Rewards
CashyGo: Earn Cash & Rewards
Discover games and get perks
Free

Discover new games and participate in surveys to earn points. Redeem your points for gift cards and exclusive vouchers. Turn your spare time into digital rewards with daily updated offers.

Discover new gamesComplete surveysEarn Go-Points
🌟 Lifestyle
(30)
ad-supported
11
Gaviota Tv
Gaviota Tv
Gaviota Tv
TV en vivo y entretenimiento
Free
🎵 Music
(0)
12
Mexican Newspapers
Mexican Newspapers
Mexican Newspapers
All breaking news in Mexico
Free

Access all the breaking news from Mexico's leading newspapers and magazines in one convenient application. Browse general, regional, economic, sports, celebrity, and fashion news without visiting individual websites.

Aggregates top Mexican newspapersIncludes magazines across various categoriesOne-stop news access
📡 News
(649)
ad-supported
13
Colombian Newspapers
Colombian Newspapers
Colombian Newspapers
by Alejandro Barbieri
Free

Access news from major Colombian newspapers and magazines in one place. Browse general, regional, economic, sports, celebrity, and fashion publications without visiting individual websites.

Access to major Colombian newspapersIncludes magazinesCategorized news sections
📡 News
(242)
free
14
Space Colony: Idle Tap Miner
Space Colony: Idle Tap Miner
Space Colony: Idle Tap Miner
Clicker Building Tycoon Game
Free

Build and manage a thriving space colony by training astronauts, constructing facilities, and researching new technologies. Mine precious metals across 16 unique planets, optimize logistics, and grow your empire even while offline. Experience impressive 3D graphics and engaging simulation gameplay.

Train astronauts for miningConstruct and improve coloniesResearch new technologies
🎮 Games
(1.6K)
free with in-app purchases
15
Noticias Telemundo
Noticias Telemundo
Noticias Telemundo
US & world news in Spanish
Free

Stay informed with breaking news in Spanish covering the US, Latin America, and the world. Access live video, livestream events, and in-depth coverage on topics affecting Latino communities. Get alerts for immigration, politics, health, and more.

Breaking news in SpanishLive video and livestreamsCoverage of US and Latin America
📡 News
(217)
free with in-app purchases
16
Nuestra.TV - Movies & Series
Nuestra.TV - Movies & Series
Nuestra.TV - Movies & Series
by Adsmovil Corporation
Free

Stream a vast library of movies, TV series, telenovelas, sports, and more for free. Offers bilingual content in Spanish and English, catering to Hispanic families with diverse cultural backgrounds and language preferences.

Free streaming of movies and seriesBilingual content (Spanish/English)Telenovelas and soap operas
🎬 Entertainment
(137)
free with in-app purchases
17
La Jefa Alabama
La Jefa Alabama
La Jefa Alabama
by Isabel Rivera
Free

This app is the leading Spanish-language media outlet in Alabama, offering extensive coverage through radio, TV, and social media. It features a full cast of announcers, exciting promotions, and impressive state events.

Spanish-language mediaRadio coverageTV coverage
🎵 Music
(13)
free
18
NotiCentro
NotiCentro
NotiCentro
by WapaTV
Free

Access comprehensive news coverage 24/7. Stay updated with breaking news, sports, entertainment, health, and weather information. All essential updates are conveniently delivered to your mobile device.

24/7 news coverageBreaking news alertsSports updates
📡 News
(239)
free
19
Uruguayan Newspapers
Uruguayan Newspapers
Uruguayan Newspapers
All breaking news in Uruguay
Free

Access all the breaking news and top magazines from Uruguay in one convenient application. Avoid visiting individual news sites by having all your desired information consolidated in a single location.

Aggregates top newspapers and magazinesAccess all information in one placeBrowse general news
📡 News
(190)
free with in-app purchases
20
MEGACADENA
MEGACADENA
MEGACADENA
by MEGACADENA S.A.
Free

Stay informed and actively participate in current events with this news application. It provides comprehensive options to keep you updated and involved in the news.

Stay informedParticipate in newsComprehensive options
📡 News
(18)
free

FAQ about Efectivo Ya

What are the best efectivo ya apps & games for iPhone?
Monet - Créditos Online tops our efectivo ya apps & games ranking as of July 2026, with a 4.8-star average from 236 App Store ratings, and it's free to download.
Yes — 20 of the top efectivo ya apps & games we rank are free to download, including Monet - Créditos Online and Займы онлайн INTEGRAL.
Monet - Créditos Online has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 111+ efectivo ya apps & games on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Monet provides online loans for employees, pensioners, and independent workers. It allows users to request credit in minutes and receive funds directly into their bank account within 3 hours. The service aims to be accessible even for those with no credit history or who are reported to credit bureaus.
Monet charges a single, fixed fee of $8,403 + IVA per transaction, regardless of the loan amount. There are no interest charges for the initial repayment period of up to 65 days. Late payments will incur a daily default interest rate.