MONO - AI Expense Tracker

MONO - AI Expense Tracker

Shortcuts Log & Money Manager

14 ratings
60 reviews
Free
In-App Purchases

Details

Released
November 6, 2024
Updated
November 3, 2026

Features

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MONO - AI Expense Tracker screenshot #10 for iPhone
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About

Effortlessly track expenses using AI. Log transactions via text, screenshots, or photos, with automatic categorization and insightful reports. Manage subscriptions and multiple currencies with secure iCloud sync.

✓AI-powered expense logging
✓Screenshot and photo recognition
✓Automatic spending categorization
✓Multi-dimensional financial reports
✓Subscription management
✓Multi-currency support
✓iCloud sync and CSV export
Show original description
+4

What's New in MONO

27.15.1

November 3, 2026

- Thanks to ZOE DENG, Yuyang Jiang, and 头妈头 for the email feedback - Accounts can now use Macanese pataca and more currencies. - Fixed recurring transactions not being recorded on their due date. - Fixed HSBC and Standard Chartered icons showing "CN".

More
7

Subscriptions & In-App Purchases

Premium – Yearly Subscription

Unlock all Premium features. Renews yearly.

$9.991 Year
Price Updates
November 4, 2026→$9.99
September 10, 2026→$9.99
August 4, 2025→$14.99
How to cancel MONO subscription ⁉️

Events

Read more about Import Bank PDF Statements

Import Bank PDF Statements

China Merchants Bank first; pick account & ledger

Oct 25, 2026 — Nov 24, 2026

Read more about Credit Accounts & Net Worth

Credit Accounts & Net Worth

Track card balances and get payment reminders

Oct 23, 2026 — Nov 22, 2026

Read more about Fixed Bills, Logged on Time

Fixed Bills, Logged on Time

Rent, salary, and subscriptions log themselves

Oct 14, 2026 — Nov 13, 2026

User reviews

终于找到能让我坚持下来的记账App了

MONO记账真的省心到离谱,小票拍照、支付截图丢进去AI自动识别,一句话语音也能记。打开洞察页直接看每月消费占比,钱花在哪清清楚楚。
界面干净清爽,多端同步,彻底戒掉乱花钱的习惯。真的太好用了 点赞

识别迅速,且听劝!!

首次为一款软件评论,我看中的是他利用快捷指令在灵动岛识别,完全不影响操作其它软件和行为。而且开发者大大真的听劝,每个建议都在认真接纳并且尝试改进,希望变成最好的记账软件!!!

关于订阅的功能

设置的订阅费用不参与记账统计里,麻烦提上日程,或者砍掉设置一个账单每月(季/年)重复也行,用来记录月(季/年)付款的项目。
近期能明显看到开发者的用心,希望继续努力,做大做强

Response from developer

谢谢你的认可。你说的按月、季、年重复的账单,在 27.5.0 里做成了「周期账单」:到期当天自动记一笔,计入账单和统计。之前在「订阅」里设置的项目,更新后到「周期账单」的「需要确认」里保存一次,就会开始自动记账。

好评一波🌷

非常好用,功能更新和bug修复很用心,经常都有更新,界面UI也很喜欢,会保持使用的🤓

账本问题

增加相同名称或者不同名称账本合并功能

Response from developer

支持合并同名或不同名账本这个建议我们已经记录下来了,感谢。

Developer apps

FAQ

How does MONO use AI to track expenses?

MONO utilizes AI to automatically recognize amounts, merchants, and categories from text messages, screenshots, or photos of receipts. This eliminates the need for manual data entry, making expense logging quick and efficient.

What are the subscription options for MONO?

MONO offers a Premium subscription with monthly and yearly plans. The monthly plan costs $2.99, and the yearly plan is $9.99. These plans likely unlock advanced features or remove limitations.

Is MONO secure for my financial data?

Yes, MONO prioritizes data security with iCloud sync for seamless device switching and additional cloud backup for extra protection. It also allows for CSV export, giving you control over your data.

Can I use MONO for travel expenses?

Absolutely. MONO supports multi-currency tracking, making it ideal for managing expenses incurred during travel or international spending. You can track transactions in any major currency.

How often is MONO updated?

The latest version of MONO is 27.15.1, and it was last updated on November 3, 2026. This indicates a recent update, suggesting ongoing development and support for the application.

What devices does MONO support?

MONO is available on Apple Watch, iPhone, and iPad, offering a consistent experience across your Apple ecosystem. This allows for convenient access and management of your finances on multiple devices.

Does MONO have ads?

No, MONO does not contain advertisements. As it is free to download and offers in-app purchases for premium features, users can expect an ad-free experience.

What do users like about MONO?

Users appreciate MONO's AI-powered recognition, which significantly speeds up expense logging. The automatic categorization and smart reports are also highly valued for providing clear financial insights.