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Monorail: America’s Invest App

Monorail: America’s Invest App

Stocks, ETFs, Retirement

287 ratings
117 reviews
With Ads
🌟 Lifestyle
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • August 4, 2018
  • June 10, 2026

Developer

Monorail Inc.
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About

Invest in stocks and ETFs with a focus on company values. Choose from curated portfolios or trade individual stocks and fractional shares. Offers expert management, automatic rebalancing, and a user-friendly interface for all experience levels.

✓Curated Patriot and Global Portfolios
✓Expert-managed diversified portfolios
✓Trade whole and fractional shares
✓Automatic portfolio rebalancing
✓Stock watchlists and market overview
✓In-depth stock statistics
✓SEC-regulated and SIPC-insured accounts
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What users say

Summarized from real user reviews of Monorail. Based on 287 reviews and a 4.2/5 average, it highlights the 8 positives and 14 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Great returns
  • 👍Easy to use
  • 💡Allows investing in Christian/patriotic values
  • 🚀Convenient and easy to use
  • 👍Highly recommended
  • 👍Excellent app for investing
  • 👍User-friendly and organized
  • 👍Helpful for financial planning and goals

Negative things

  • 🐛No benefit, no help provided
  • 🐛Constantly asking to sign in again, sending codes
  • 🐛Slow customer support response times
  • 🐛Difficult to purchase fractional shares
  • 🐛Unable to verify email, get codes
  • 🐛Long onboarding and approval process
  • 🐛Complicated to use, poor performance
  • 🐛Password issues, app won't accept certain passwords
  • 🐛Difficult to use, very vague
  • 🐛Accounts frozen, no explanation or resolution
  • 🐛Withdrawal issues, money not returned in timely manner
  • 🐛Unreliable, buggy, freezes often
  • 🐛Difficult to navigate, glitchy
  • 🐛Subscription fees charged even without an account
See all reviews

What's New in Monorail

7.27.3

June 10, 2026

Version includes improvements and fixes enhancing user experience of app.

User reviews

Most RecentHighest RatedLowest Rated

Feels like a scam

At this point, with the severe a lack of communication, it feels like this was a scam as a company and when they were raising capital via crowdfunding.
JosiahvpJosiahvp

Awesome app concept

Love investing with a company that shares my same values
Invest136Invest136

No Benefit

I opened this account expecting some outside insight and assistance. Boy was I mistaken. I am not an experienced investor and am not as knowledgeable of this subject as many. These folks have taken my money but have offered no help. I will not be using this in the future.
ihateregionsihateregions

Great returns

Great returns
XhyxzyXhyxzy

Great App to investing

Enjoying the patriot portfolio. Happy
knowing that I’m investing in a company that stand for Christian biblical values.
mammajamma06mammajamma06
See 112 more reviews

User experience

🐞

Reported Bugs

5 issues

Login screen freezes

Bug

Incompatible with older devices

Bug

Issues linking bank accounts

Bug

Withdrawal delays of over a month

Bug

Accounts being frozen with no explanation

Bug
✨

Requested Features

2 requests

Dark mode option

Feature

Advanced analytics dashboard

Feature

FAQ

What is Monorail?

Monorail is an investment app that allows users to invest in stocks and ETFs. It offers curated portfolios, such as the Patriot Portfolio and Global Portfolio, managed by experts. Users can also trade individual stocks and fractional shares with an intuitive interface suitable for both beginners and experienced traders.

What are the key features of Monorail?

Key features include access to expert-managed Patriot and Global Portfolios with automatic rebalancing, the ability to trade whole and fractional shares, stock watchlists, daily market overviews, and in-depth stock statistics. The app also provides bank-level data encryption and is SEC-regulated and SIPC-insured.

How much does Monorail cost?

The provided information indicates that the app has advertisements, suggesting it is free to use with in-app ads. There is no mention of subscription fees or upfront purchase costs for the application itself.

Is Monorail suitable for beginners?

Yes, Monorail is designed with an intuitive interface that caters to both trading beginners and experienced pros. It offers features like expert-managed portfolios and clear buying power indicators to simplify the investment process for new users.

What types of investments can I make with Monorail?

You can invest in stocks and ETFs through Monorail. The app allows you to invest in curated portfolios like the Patriot Portfolio or Global Portfolio, or you can choose to trade individual stocks and fractional shares of companies you believe in.