MontereyCU Mobile Banking

MontereyCU Mobile Banking

by Monterey Credit Union

28 ratings
20 reviews
Free

Details

  • Released
  • Updated
  • April 11, 2012
  • April 30, 2026
MontereyCU Mobile Banking screenshot #1 for iPhone
MontereyCU Mobile Banking screenshot #2 for iPhone
MontereyCU Mobile Banking screenshot #3 for iPhone
MontereyCU Mobile Banking screenshot #4 for iPhone
MontereyCU Mobile Banking screenshot #5 for iPhone
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About

Manage your finances conveniently from your mobile device. Check balances, view transactions, transfer funds, pay bills, and deposit checks securely. Locate branches and ATMs with GPS.

Check account balances
View transaction history
Transfer funds between accounts
Pay bills
Deposit checks remotely
Secure messaging
Find branch and ATM locations
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What's New in MontereyCU Mobile Banking

43.3.5

April 30, 2026

Monterey Credit Union strives to provide the best Mobile Banking experience. Our new app version includes: • Minor bug fixes and performance improvements

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User reviews

Horrible login issues

I recently switched to MCU from a big bank. I love the bank and my new accounts, but I can’t stand the app. It refuses to remember me and allow me to use Face ID to log in. Sometimes it will remember me for a few logins, but eventually, it starts over as if I’m logging in for the first time. I do a lot of mobile banking and sign in multiple times a day. This issue is extremely frustrating, and I really hope it gets fixed soon!
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Issues with app

I have the username button switched on , yet I have to repeatedly reinsert my username . Kind of annoying when ever I just need to login to transfer money or something. Also the Face ID on a regular basis asks me to reconfirm that I want to use Face ID on this device. And yes I have been using same device for as long as I used this app.
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IOS Update Killed e-Deposits

With IOS 14.6, the app no longer allows you to talk a picture of your check to do an e-Deposit. Please fix this ASAP. Thanks!

Terrible Product

I have been working from home and doing mobile deposits. I dread every time I have to do it because it takes so long. Main problem is not accepting checks where all info is clear as a bell and it tells me it can’t read the account number. Please improve this App. I do mobile deposits with another bank and it is seamless.
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Unable to process check pictures

Tried 9 different times, multiple backgrounds. Have there been ‘improvements’ to the system? This used to work first try. In the time I’ve wasted, I could have driven to a branch.

FAQ

What can I do with MontereyCU Mobile Banking?

MontereyCU Mobile Banking allows you to check balances, view transaction history, transfer funds, pay bills, and deposit checks. You can also use the GPS-enabled location search to find branch and ATM locations.

Is MontereyCU Mobile Banking secure?

Yes, the app features secure messaging and secure multi-factor authentication to protect your financial information. For further details on security measures, please visit www.montereycu.com.

What devices support MontereyCU Mobile Banking?

MontereyCU Mobile Banking is available for iPhone, iPad, and iPod devices. The app is designed to work across these Apple platforms.

How often is MontereyCU Mobile Banking updated?

The latest version of MontereyCU Mobile Banking is 43.3.1, last updated on January 21, 2026. Updates typically include performance improvements and new features.

What is the age rating for MontereyCU Mobile Banking?

MontereyCU Mobile Banking has an age rating of 4+. This indicates it is suitable for users of all ages, with no mature content.

Where can I find branch and ATM locations using MontereyCU Mobile Banking?

The app features a GPS-enabled location search function that allows you to easily find nearby branch and ATM locations. This helps you manage your banking needs on the go.

What is the user rating for MontereyCU Mobile Banking?

MontereyCU Mobile Banking has a rating of 1.7 stars from 28 ratings. This feedback may indicate areas for improvement in user experience or functionality.

Is there a cost to use MontereyCU Mobile Banking?

No, MontereyCU Mobile Banking is available for free. There are no charges associated with downloading or using the app for its core banking functions.