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Monterra Credit Union

Monterra Credit Union

by Monterra Credit Union

17K ratings
117 reviews
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πŸ”§ Utilities
πŸ’° Finance
Free
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Details

  • Released
  • Updated
  • January 12, 2010
  • May 4, 2026

Features

Developer

Monterra Credit Union
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Monterra Credit Union screenshot #1 for iPhone
Monterra Credit Union screenshot #2 for iPhone
Monterra Credit Union screenshot #3 for iPhone
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Reviews summaryβ†˜οΈŽ
⭐117
Reviewsβ†˜οΈŽ
πŸ“8+ tags
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πŸ”„6+ apps
Alternativesβ†˜οΈŽ
❓4 answered
FAQβ†˜οΈŽ
πŸ“¦~ in 1 month
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About

Manage your finances conveniently and securely from your mobile device. Perform essential banking tasks like checking balances, transferring funds, depositing checks, and paying bills. Easily locate branches and ATMs, and communicate with the credit union through secure messaging.

βœ“Check account balances
βœ“Transfer funds
βœ“Deposit checks
βœ“Pay bills and people
βœ“Find branches and ATMs
βœ“Send secure messages
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What users say

Summarized from real user reviews of Monterra Credit Union. Based on 17K reviews and a 4.9/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • πŸ‘Smooth and user-friendly app
  • πŸš€Fast and responsive
  • πŸ’‘Useful features like check deposit
  • πŸ‘Excellent customer service
  • πŸ‘Reliable and consistent performance

Negative things

  • πŸ›Login issues and credential errors
  • πŸ”’Lack of biometric login options
  • πŸ›Zelle functionality not working properly
  • πŸ”‹High battery consumption
  • πŸ›Buggy and unreliable app
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What's New in Monterra Credit Union

4021.0.2

May 4, 2026

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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User reviews

Most RecentHighest RatedLowest Rated

Customer service

Awesome!!!
Indian Baby! πŸ™ŒπŸ½Indian Baby! πŸ™ŒπŸ½

Financial services

I’ve been really happy using this bank’s app. It’s simple to use, everything is easy to find, and it makes managing my money quick and convenient. I check my balance, review transactions, and handle what I need without any hassle. It’s been reliable and saves me time, which I really appreciate. Overall, I’m very satisfied with the app and the service.
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Just business 🏁Just business 🏁

Credit Union

The SMCU has great services ever expanding to meet the needs of the customers. It is a great asset to the people of San Mateo county having started as an employee credit union.
70going70going

Since 16

Never lost any confidence in this Union.
J_RomeroJ_Romero

Best Banker at Monterra Credit Union

Mike Bueno, thank you for your great service. Michael consistently interacts in a respectful and professional manner. His commitment to providing quality service and his strong work ethic reflect positively on the organization as a whole.
H-MonisH-Monis
See 112 more reviews

Developer apps

Monterra CU Card Manager
Monterra CU Card Manager

Monterra Credit Union

πŸ’° Finance

(483)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

Login screen freezes

Bug

Incompatibility with newer devices

Bug

Frequent app crashes and maintenance issues

Bug

Inconsistent user experience across devices

Bug
✨

Requested Features

4 requests

Ability to access credit card details within the app

Feature

Seamless Zelle integration

Feature

Dark mode option

Feature

Improved notification and alert system

Feature

FAQ

What can I do with the Monterra Credit Union app?

The app allows you to perform a variety of banking tasks on the go. You can check your account balances, transfer funds between accounts, deposit checks remotely, and pay bills or other individuals. It also provides tools to find nearby branches and ATMs and send secure messages to the credit union.

Is the Monterra Credit Union app free to use?

Yes, the app itself is free to download and use. While the app is free, standard carrier data rates may apply for internet access. There are no additional charges from Monterra Credit Union for using the mobile banking features.

How do I deposit a check using the app?

The app features a mobile check deposit function. You will typically need to endorse the back of your check and then use your phone's camera to capture images of the front and back of the endorsed check. Follow the on-screen instructions within the app to complete the deposit.

Can I find ATMs and branches through the app?

Yes, the app includes a feature to help you locate Monterra Credit Union branches and ATMs. This is useful for when you need to access in-person services or withdraw cash.