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Mutual Fund, SIP, ITR - Black

Mutual Fund, SIP, ITR - Black

Investing, Income Tax e filing

19 ratings
52 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • May 12, 2021
  • August 25, 2026

Features

Developer

ClearTax
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About

Simplify your financial life by investing in tax-saving mutual funds, SIPs, and ELSS. Effortlessly file your income tax returns in minutes with pre-filled data and automated imports. Manage your investment portfolio and maximize tax savings with expert guidance.

✓Invest in direct mutual funds
✓SIP and ELSS investments
✓File income tax returns in 3 minutes
✓Pre-filled tax data import
✓Manage mutual fund portfolio
✓Track investment performance
Show original description

What users say

Summarized from real user reviews of Mutual Fund, SIP, ITR. Based on 19 reviews and a 4.5/5 average, it highlights the 10 positives and 32 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly interface
  • 👍Easy to use for beginners
  • 👍Seamless investment process
  • 👍Good for ITR filings
  • 👍Informative content for tax saving
  • 👍Clean UI
  • 👍Superb platform and services
  • 👍Commission-free mutual fund app
  • 👍Financial education imparted
  • 👍Minimalistic design with details

Negative things

  • 😞No account modification/deletion
  • 😞NFO not showing
  • 😞Poor performance of starred funds
  • 😞Errors creating SIPs/mandates/dividends
  • 😞Pathetic customer support
  • 😞Money stuck, unable to do anything
  • 😞Unable to redeem SIP amount
  • 😞No withdrawal option for ELSS
  • 😞No designated customer care helpline
  • 😞Dark UX pattern for account deletion
  • 😞No response from support
  • 😞Deducting money not reflected on app
  • 😞Application freezes during investment
  • 😞No systematic withdrawal plan
  • 😞Cannot switch between MFs within app
  • 😞Dividend detail screen issues
  • 😞SIPs rejected without explanation
  • 😞No help after payment for ITR
  • 😞SIP payments not working
  • 😞Technical issues with SIPs
  • 😞Not providing capital gains statement
  • 😞Only option to buy regular plans
  • 😞Terrible support over time
  • 😞No sign-in with Google option
  • 😞App not designed for various phones
  • 😞App crashes during form 16 upload
  • 😞App crashes on opening
  • 😞Not willing to give mobile no upfront
  • 😞Registration issues after entering mobile number
  • 😞App continuously crashes
  • 😞Screen freezes at last summary page for ITR
  • 😞Not working with iOS
See all reviews
+1

What's New in Mutual Fund, SIP, ITR

1.43.66

August 25, 2026

bug fixes

User reviews

Most RecentHighest RatedLowest Rated

Worst Applications By ClearTax

Once we create our account, we cannot make any modifications in it and cannot even delete the account. ClearTax takes away our freedom. This is a very bad application.
ViNeetKumArTomArViNeetKumArTomAr

NFO not showing since one year

The NFO for which I have purchased and received email is still not shown in this app. Also quant mf which is consistently performing extremely bad has been starred as monthly performer since last 1 year while its return is only 8%
Milk basket walaMilk basket wala

Easy and user friendly app

The BLACK app is user friendly making payments and investments easier
Umaira2303Umaira2303

App not working after update to iOS 18

After upgrading to iOS 18 app shows black screen
KrishnNixonKrishnNixon

Good have this app

I was using this for more than year . User friendly and updated with all informat. Easy make small investment with a Seocnd .

Very save & secured with RBI norms
SreecipetSreecipet
See 47 more reviews

Developer apps

ClearPro
ClearPro

Tax companion on the go

📊 Productivity

(1)

Free
With Ads
See developer apps

User experience

🐞

Reported Bugs

17 issues

App not working after update to iOS 18 (black screen)

Bug

NFO not showing since one year

Bug

Errors while trying to create SIPs, mandates, dividends

Bug

No withdrawal option for ELSS

Bug

KYC showing completed but money deducted not reflected

Bug

Application freezes every time to make an investment

Bug

Dividend Detail screen issues

Bug

SIP rejected without explanation

Bug

SIP doesn’t work for 3 months

Bug

App crashes when uploading form 16

Bug

App crashes every time you open it

Bug

Registration issue after entering mobile number

Bug

Application continuously crashes

Bug

Screen freeze at the last summary page when filing ITR

Bug

Not working with iOS

Bug

Unable to download report due to file permission issue on iPhone 6

Bug

App not supporting iOS for form-16 submission

Bug
✨

Requested Features

9 requests

Add step-up feature for SIPs

Feature

Add systematic withdrawal plan

Feature

Allow switching between MFs within the app

Feature

Sort funds list by expense ratio, AUM, rating

Feature

Fund details screen should have inception date

Feature

Fix filter screen dismiss issue

Feature

Provide capital gains statement for mutual funds

Feature

Add sign-in with Google option

Feature

Improve app design for various phones

Feature

FAQ

What does the BLACK App do?

The BLACK App simplifies investing in tax-saving mutual funds, SIPs, and ELSS, and allows for quick income tax return (ITR) e-filing. It aims to make both investment and tax filing processes easier and more efficient for users in India.

How can I invest in mutual funds using the app?

To invest, log in or sign up, choose a mutual fund plan, select your investment mode (lump sum or SIP), complete KYC, link your bank account, and transfer funds. You will receive investment details via email or SMS.

How does the app help with income tax filing?

You can file your ITR in just 3 minutes using pre-filled data from the income tax department, which imports thousands of capital gains transactions instantly. The app also supports multiple Form 16s if you've changed jobs and offers expert tips to maximize tax savings.

Is the app free to use?

Yes, the app is free to use for investing in direct mutual funds and for filing income tax returns. There are no charges mentioned for these core services.

What are the benefits of using the BLACK App for tax savings?

The app helps you maximize tax savings, particularly with ELSS funds, which are designed for tax benefits. It streamlines the investment process and makes tax filing hassle-free, ensuring you can take advantage of available deductions and savings opportunities.