Free

Details

  • Released
  • Updated
  • February 2, 2014
  • July 31, 2026

Features

My Southern Cross screenshot #1 for iPhone
My Southern Cross screenshot #2 for iPhone
My Southern Cross screenshot #3 for iPhone
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My Southern Cross screenshot #6 for iPhone
My Southern Cross screenshot #7 for iPhone
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About

Manage your health insurance policy on the go. Check benefits, submit claims, and request prior approval for treatments. Access online GP consults and view policy documents securely.

Manage health insurance policy
Check benefits and balances
Submit online claims
Request prior approval
Access online GP consults
View policy documents
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What users say

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+1

What's New in My Southern Cross

4.4.7

July 31, 2026

Fix issue introduced in v4.4.6

User reviews

Terrible App Always loading Issues

I’m a bit annoyed, whenever you want to use the app to make a claim there is ALWAYS loading issues. Why can’t this organisation get the simple things right? I use the app maybe 6 times a year, I think the app has loaded successfully twice.

Poor Login Experience

Every time I attempt to log in to the app, I encounter an error message stating “Forgot my credentials.” Subsequently, I am prompted to enter my first name, last name, South Cross number, date of birth, and email address. The option to add a PIN for quick login is entirely irrelevant in this context. Because of this on going issue I am likely to change insurers due the difficulty of monitoring and making claims.
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Useless app

Absolutely useless app doesn’t accept my password or policy number and when I do exactly on the website , voila it suddenly knows who I am and had my policy details but the app treats me like an imposter.

Terrible app

App is terrible. Doesn’t work. Considering the amount people pay for private health insurance , you would expect higher standards of service delivery.

Impossible to log in via app

By far the most infuriating app to attempt to log in on. Never works. So much for the PIN set up!! The only way I can login is on the website.

User experience

🐞

Reported Bugs

19 issues

Login authentication fails with correct credentials

Bug

Verification codes not received or expired before use

Bug

App logs out users unexpectedly and frequently

Bug

Loading spinner never completes

Bug

Connection errors despite active internet

Bug

Form next button remains inactive

Bug

Captcha verification loops infinitely

Bug

App crashes when attempting to make claims

Bug

Session expiration after biometric setup

Bug

PIN setup not persisting between sessions

Bug

Photo upload from camera or gallery fails

Bug

App doesn't open on certain devices

Bug

Blank screen or sign-up screen instead of login

Bug

Rotating loading icon with no resolution

Bug

Error messages without helpful guidance

Bug

Account lockout after failed login attempts

Bug

Multiple conflicting verification codes sent

Bug

App resets login settings after updates

Bug

Claim information buried or not displaying properly

Bug

Requested Features

12 requests

Simple username and password login option

Feature

Single sign-on with Apple ID or Google

Feature

Session persistence and automatic login

Feature

Remember login credentials between sessions

Feature

PIN/biometric login that actually works

Feature

Consistent login experience across app updates

Feature

In-app feedback and support contact option

Feature

Search function for claims and policy information

Feature

Unified login process between app and website

Feature

Automatic session timeout prevention

Feature

Password reset via email that works reliably

Feature

Support for policy holder changes without re-registration

Feature

FAQ

What can I do with the My Southern Cross app?

The My Southern Cross app allows members to manage their health insurance policy on the go. You can check your benefits and balances, submit online claims, request prior approval for upcoming treatments, and access online GP consultations through CareHQ. It also provides access to policy documents and allows you to update your contact details.

Is the My Southern Cross app free to use?

Yes, the My Southern Cross app is free to download and use for Southern Cross Health Insurance members. There are no in-app purchases or advertisements mentioned in the app description.

Who is eligible to use the My Southern Cross app?

To use the My Southern Cross app, you must be a Southern Cross Health Insurance member and be registered for My Southern Cross. Eligibility for benefits viewed and claims made through the app are subject to your current policy terms and conditions.

Can I make claims for all health plans?

You can make claims through the app as a policyholder. However, prior approvals are not available for members on the HealthEssentials plan. All claims and benefit eligibility are subject to your specific policy terms and conditions.

What are the operating hours for online GP consults?

You can access online GP consultations through CareHQ via the app from 7 am to 7 am, 7 days a week. This service is available to members to provide convenient access to healthcare consultations.