my12c

my12c

Voyager 12C Microcode Emulator

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Released
September 24, 2026
Updated
September 30, 2026
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About

The financial calculator that has been on every banker's, broker's and realtor's desk since 1981 — now on your iPhone, iPad and Mac. my12C brings the legendary 12C Voyager series financial calculator back to life with cycle-accurate emulation running the original microcode. Every keystroke, every display flicker, every RPN operation — faithfully reproduced. WHY THE 12C NEVER WENT AWAY The 12C is the longest-lived calculator ever made, and for good reason: its time-value-of-money keys, cash-flow analysis and RPN logic solve real financial problems in a handful of keystrokes. It is still the calculator used in finance courses and licensing exams around the world. FEATURES • Cycle-accurate emulation — runs the original Voyager microcode, not a simulation • Time value of money — n, i, PV, PMT and FV, solve for any of the five • Amortization — interest and principal for any range of payments • Cash-flow analysis — NPV and IRR for up to 20 grouped cash flows • Bonds — price and yield to maturity on the 30/360 basis • Depreciation — straight-line, sum-of-the-years-digits and declining-balance • Calendar — days between dates and date arithmetic, actual and 30/360 • Percentages, simple interest, odd-period compounding, statistics and linear regression • Programmable — up to 99 lines, with conditional tests, branching and looping • RPN entry — the efficient Reverse Polish Notation four-level stack • Authentic 7-segment LCD display with all original annunciators • Built-in self-tests, working exactly as on the original hardware BUILT FOR TODAY • Complete Owner's Manual inside the app — every section, worked example, cash-flow diagram, formula and program listing of the original handbook, with a linked subject index • iCloud sync — your calculator state follows you across devices • Native on iPhone and Mac — landscape optimized on iOS, resizable window on macOS • Full keyboard support on Mac — type numbers and operators directly, Enter on the numeric keypad works as ENTER • Dark interface faithful to the original Voyager design
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What's New in my12c

1.0.2

September 30, 2026

Program files • Import Program… and Export Program… – a document icon on the bezel, between Settings and the handbook (File menu on the Mac). Save the program in memory to a file, share it, and load it again later. • Files are plain-text listings with the keycodes the calculator shows in Program mode, so they can be read and typed in any text editor. • A file can carry a title, the author, notes, and the modes the program was written for: BEGIN or END, D.MY or M.DY, the C setting and the number of decimal places. Import shows everything in a preview first and can set the modes for you. • A new Program Files chapter in the handbook describes the file format. Handbook • Find in the handbook: ⌘F on the Mac, the magnifier in the toolbar on iPhone and iPad.

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