neon: The Swiss Finance App

neon: The Swiss Finance App

Account, card & investing

37 ratings
104 reviews
Free

Details

  • Released
  • Updated
  • June 30, 2018
  • August 31, 2026

Features

neon: The Swiss Finance App screenshot #1 for iPhone
neon: The Swiss Finance App screenshot #2 for iPhone
neon: The Swiss Finance App screenshot #3 for iPhone
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neon: The Swiss Finance App screenshot #5 for iPhone
neon: The Swiss Finance App screenshot #6 for iPhone
neon: The Swiss Finance App screenshot #7 for iPhone
neon: The Swiss Finance App screenshot #8 for iPhone
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About

This Swiss finance app offers a digital everyday account with essential banking features, including payments, money management, and investing. Choose from various plans and extensions to suit your needs, with options for travel, sustainability, and joint accounts. Secure and transparent, it provides a modern banking experience.

Digital everyday account
Swiss IBAN
Mastercard payments
Money management tools
Stock, ETF, Crypto-ETP investing
Pillar 3a
Joint account option
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+1

What's New in neon

9.1.0

August 31, 2026

We did some improvements in the background so that the app continues to run smoothly.

User reviews

My daily bank

Love you guys for my daily banking ! 💚
But we gotta do something about the money movement in & out of Spaces being counted as extra income in the monthly Account Statement!! At least allow the user to exclude that from the statement as a solution - and everything will be accurate. Truly my only (but in my case very important) quarrel.
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Response from developer

Thank you for your review and your input! We've taken your point regarding Spaces transfers in the Account Statements up with our Product team.

Love it

Been a big fan since 2019 - the app just keeps getting better!

Response from developer

Thank you for the nice words 😊🤩

Almost there

It works well for every day's life, but there are a few things that bother me:
- cannot give an alias to a beneficiary, so when you have several accounts for the same person, it is difficult to distinguish only by the IBAN number
- paid joint accounts is a big no-no

Response from developer

Hey, thanks for taking the time to share this. Both points are fair, being able to label beneficiaries with an alias would make managing multiple accounts for the same person so much easier, and we hear you on joint accounts too. I'll make sure this gets passed on to our product team. 😊

App super, insgesamt fehlt eine vernünftige Desktopversion

Die App ist sehr gut, da gibt es nichts zu bemängeln. Aber die App ist ja nur das Bedieninstrument für ein Bankkonto, 3a Vorsorgelösung etc. Und solche Sachen mache ich dann doch lieber an einem Computer mit ordentlichem Bildschirm und Tastatur.
Das sind weitreichende Entscheide mit einer Tragweite, der ein Handybildschirmli nicht gerecht wird. Man kann online zwar gewisse Dinge anschauen, aber letztlich muss man sich einloggen, und das geht nur über die App. Schade.
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Free card with a CHF10 fee

They say they are free but sometimes they just charge you CHF10

FAQ

What is neon?

neon is a Swiss digital finance app that provides a modern banking experience. It allows users to open an account, get a Mastercard, manage their money in real-time, and invest in various assets. The app is designed to be intuitive, independent, and cost-effective, with different plans to suit individual needs.

What are the key features of neon?

Key features include a Swiss IBAN, Mastercard payments worldwide, real-time money management tools, the ability to organize funds into 'Spaces', and options to invest in stocks, ETFs, and Crypto-ETPs. It also offers a Pillar 3a retirement savings solution and a digital joint account option called neon duo.

How much does neon cost?

neon offers a 'neon free' plan for a digital everyday account with no hidden fees. Additionally, there are premium plans like 'neon plus', 'neon global', and 'neon metal' with varying benefits and costs. Extensions like 'neon green' and 'neon duo' can be combined with any plan.

Who can open a neon account?

To open a neon account, you need to have permanent Swiss residency, exclusive tax liability in Switzerland, a Swiss passport/ID or a valid permit from over 70 countries, and be at least 15 years old. The signup process is entirely digital and requires your phone and ID.

Is my money safe with neon?

Yes, your money is safe with neon. Accounts are held at Hypothekarbank Lenzburg and are protected by Swiss deposit insurance up to 100,000 CHF, just like any other Swiss bank. Secure login options include a personal code, fingerprint, or Face ID, with payment authorization via a transaction PIN.