neon: The Swiss Finance App

neon: The Swiss Finance App

Account, card & investing

36 ratings
101 reviews
Free

Details

  • Released
  • Updated
  • June 30, 2018
  • June 25, 2026

Features

neon: The Swiss Finance App screenshot #1 for iPhone
neon: The Swiss Finance App screenshot #2 for iPhone
neon: The Swiss Finance App screenshot #3 for iPhone
neon: The Swiss Finance App screenshot #4 for iPhone
neon: The Swiss Finance App screenshot #5 for iPhone
neon: The Swiss Finance App screenshot #6 for iPhone
neon: The Swiss Finance App screenshot #7 for iPhone
neon: The Swiss Finance App screenshot #8 for iPhone
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About

This Swiss finance app offers a digital everyday account with essential banking features, including payments, money management, and investing. Choose from various plans and extensions to suit your needs, with options for travel, sustainability, and joint accounts. Secure and transparent, it provides a modern banking experience.

Digital everyday account
Swiss IBAN
Mastercard payments
Money management tools
Stock, ETF, Crypto-ETP investing
Pillar 3a
Joint account option
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What's New in neon

8.0.9

June 25, 2026

Instant Payments are now available – you can transfer money in real time, right from the app. Initially available to all paid plan users.

User reviews

App super, insgesamt fehlt eine vernünftige Desktopversion

Die App ist sehr gut, da gibt es nichts zu bemängeln. Aber die App ist ja nur das Bedieninstrument für ein Bankkonto, 3a Vorsorgelösung etc. Und solche Sachen mache ich dann doch lieber an einem Computer mit ordentlichem Bildschirm und Tastatur.
Das sind weitreichende Entscheide mit einer Tragweite, der ein Handybildschirmli nicht gerecht wird. Man kann online zwar gewisse Dinge anschauen, aber letztlich muss man sich einloggen, und das geht nur über die App. Schade.
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Free card with a CHF10 fee

They say they are free but sometimes they just charge you CHF10

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Worst banking app I’ve used

Terrible experience, easily the worst banking app I’ve used. And the so-called “free” plan is actually freemium, with hidden fees that weren’t even mentioned in the terms and conditions. Misleading and frustrating. Would not recommend.

Microphone doesn’t work

Unable to create an account because the identity verification agents all cannot hear me. The iPhone’s microphone is working fine, and microphone access is granted to Neon app, but tries 10 agents, and no one can hear me.

Response from developer

Hi. That shouldn’t happen, if your microphone is working and access is granted, our verification agents should be able to hear you. Could you please send us an email at service@neon-free.ch? We’ll gladly look into this for you and help you get set up as quickly as possible. 😊

FAQ

What is neon?

neon is a Swiss digital finance app that provides a modern banking experience. It allows users to open an account, get a Mastercard, manage their money in real-time, and invest in various assets. The app is designed to be intuitive, independent, and cost-effective, with different plans to suit individual needs.

What are the key features of neon?

Key features include a Swiss IBAN, Mastercard payments worldwide, real-time money management tools, the ability to organize funds into 'Spaces', and options to invest in stocks, ETFs, and Crypto-ETPs. It also offers a Pillar 3a retirement savings solution and a digital joint account option called neon duo.

How much does neon cost?

neon offers a 'neon free' plan for a digital everyday account with no hidden fees. Additionally, there are premium plans like 'neon plus', 'neon global', and 'neon metal' with varying benefits and costs. Extensions like 'neon green' and 'neon duo' can be combined with any plan.

Who can open a neon account?

To open a neon account, you need to have permanent Swiss residency, exclusive tax liability in Switzerland, a Swiss passport/ID or a valid permit from over 70 countries, and be at least 15 years old. The signup process is entirely digital and requires your phone and ID.

Is my money safe with neon?

Yes, your money is safe with neon. Accounts are held at Hypothekarbank Lenzburg and are protected by Swiss deposit insurance up to 100,000 CHF, just like any other Swiss bank. Secure login options include a personal code, fingerprint, or Face ID, with payment authorization via a transaction PIN.