Oikonome

Oikonome gives you one clear verdict a day. Every morning it looks at your fixed bills, your income and what you have spent so far, and tells you whether you are on budget today — and the single number to keep under to stay that way. WHAT THE APP DOES - Today: your left-to-spend number, why it is what it is, savings goals and a cash forecast - Transactions: the full ledger with search, filters, categories, notes and receipts — with the merchant's logo, location and check number when your bank provides them - Bills: recurring bills found in your own history, grouped by cycle, envelope pools with progress meters, and proposals to approve or dismiss - Accounts: balances by institution with sync status - Spending, net worth and cash-flow views over time - Retirement outlook, reimbursement pairing, rules and an assistant that answers from your own ledger - Push alerts when something needs a decision - Biometric unlock with a time-away lock YOUR ACCOUNT The app signs in to your Oikonome account at app.oikonome.com. Bank connections come from Plaid; your data lives on our servers in the United States, encrypted at rest, and is never sold or used for advertising. There are no ads and no telemetry in the app. SUBSCRIPTION Oikonome Hosted is an auto-renewable subscription, billed monthly or yearly. The price is shown in the app before you subscribe; you can also subscribe on the web at oikonome.com/pricing and sign in here with the same account. An in-app subscription is charged to your Apple Account, renews automatically unless canceled at least 24 hours before the end of the current period, and is managed or canceled in your App Store account settings. Oikonome is also free to self-host — the same software runs on a machine you own; use the web app there. Details at oikonome.com. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://oikonome.com/privacy Terms of Service for your Oikonome account: https://oikonome.com/terms