Best apps like ONE VIP

17+ similar apps compared and reviewed

3.7 avg rating
10 free apps
Updated October 2026

Whether you want more options like ONE VIP or a completely different take on the same concept, our curated list of 17+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to ONE VIP

Restart - Mobile Banking App#1

Restart - Mobile Banking App by Restart Financial Inc.

Debit card & direct deposit
Editor's Choice
๐Ÿ’ฐ Finance
4.0๐Ÿ˜ž(83 ratings)
Free
Restart - Mobile Banking App screenshot 1
Restart - Mobile Banking App screenshot 2
Restart - Mobile Banking App screenshot 3
Restart - Mobile Banking App screenshot 4
Restart - Mobile Banking App screenshot 5
Restart - Mobile Banking App screenshot 6

This banking app allows users to open a fee-free checking account and use a Visa debit card. It offers features like early direct deposit, mobile check deposit, and ATM access. A unique aspect is its social impact feature, donating profits to a foundation with every transaction.

What We Love

  • ๐Ÿ‘ Easy and fast registration
  • ๐Ÿ‘ Convenient mobile banking app
  • ๐Ÿ‘ Free to use
  • ๐Ÿ‘ Good for refugees and newcomers
  • ๐Ÿ‘ Russian-speaking support available
  • ๐Ÿ‘ Ability to block card easily
  • ๐Ÿ‘ Online services are convenient
  • ๐Ÿ‘ No need for phone calls for card
  • ๐Ÿ‘ Future of mobile banking

Room to Improve

  • โŒ Scam accusations
  • โŒ Inability to withdraw funds
  • โŒ Accounts frozen and money taken
  • โŒ Deactivated accounts after deposit
  • โŒ Lies about no credit check
  • โŒ Suspicious activity alerts
  • โŒ Long hold on mobile check deposits
  • โŒ Cannot use debit card
  • โŒ Frustrating customer support (chat only)
  • โŒ Money transferred but unusable
  • โŒ Broken app, transfer errors
  • โŒ Cannot add bank account
  • โŒ Money sits in account, not accessible
  • โŒ App is a scam
MOVO - SEND TO SPEND#3

MOVO - SEND TO SPEND by MovoCash, Inc.

Send, Spend, Tap to pay
Worth Considering
๐Ÿ’ฐ Finance
4.3๐Ÿ˜(368 ratings)
Free
MOVO - SEND TO SPEND screenshot 1
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MOVO - SEND TO SPEND screenshot 4
MOVO - SEND TO SPEND screenshot 5

This digital financial solution offers fast, secure transactions for sending, spending, and receiving money. It allows linking external bank accounts, adding debit cards to mobile wallets for contactless payments, and converting cryptocurrency to USD for immediate use.

What We Love

  • ๐Ÿš€ Instant peer-to-peer payments and transfers
  • ๐Ÿ”’ Enhanced security with one-time use digital cash cards
  • ๐Ÿ’ก Innovative cash card feature prevents fraud and recurring charges
  • ๐Ÿ‘ User-friendly and intuitive interface
  • ๐ŸŒ All-in-one app combining banking, payments, and crypto
  • โšก Fast mobile banking without visiting physical branches
  • ๐Ÿ’ณ Flexible funding options and direct deposit support
  • ๐Ÿ›ก๏ธ Protection against identity theft and unauthorized charges

Room to Improve

  • ๐Ÿšซ Account closures without notification or explanation
  • ๐Ÿ”ด Removal of critical features like transfers and MOVO-to-MOVO payments
  • ๐Ÿ“ต Poor or non-existent customer service and support
  • โธ๏ธ Halted new user registrations
  • ๐Ÿ’ฐ Funds locked in accounts with no response from company
  • ๐Ÿ”Œ Inconsistent app performance and feature availability
  • โš ๏ธ Delayed direct deposits and transfer issues
  • ๐Ÿ˜ž Unresponsive support team via email

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4
Billtrust Mobile Deposit
Billtrust Mobile Deposit
Billtrust Mobile Deposit
by Billtrust
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Deposit paper checks remotely by taking photos, streamlining cash application for users on the go. Avoid trips to the bank and manage payments from anywhere, anytime. This solution simplifies the financial process for businesses.

Remote check depositStreamlined cash applicationAccept check payments anywhere
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CUMONEY Mobile
CUMONEY Mobile
CUMONEY Mobile
Your Prepaid card, in an app.
Free

Manage your prepaid cards with ease. Deposit checks, load funds, and track transactions on the go. Secure your card with on/off features and set spending limits. Get paid early with direct deposit.

Deposit checks via photoLoad funds from cardsEarly direct deposit access
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DeposZip Mobile
DeposZip Mobile
DeposZip Mobile
by Vertifi Software
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Deposit checks directly into your bank account using your iPhone. This app allows you to make quick, safe, and secure deposits from any location, eliminating the need to visit a physical branch. Your financial institution must be a participant in the program to use this service.

Deposit checks remotelyQuick depositsSafe and secure transactions
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7
Porte: Mobile Banking
Porte: Mobile Banking
Porte: Mobile Banking
Get Paid Faster, Save, Earn
Free

This mobile finance app helps you get paid faster, access fee-free ATMs, and even gives back to charity with your spending. It offers in-person service options and aims to provide a convenient banking experience without monthly fees for qualifying users.

Get paid up to 2 days earlyNo monthly fee with qualifying direct depositCharitable giving on purchases
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8
Deposit Express
Deposit Express
Deposit Express
by U.S. Bancorp
Free

Deposit checks remotely with this mobile banking tool. Designed for U.S. Bank business clients, it allows for quick check deposits without visiting a branch. Secure encryption protects all transmissions.

Remote check depositBusiness banking solutionSecure transmissions
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Control Card Prepaid
Control Card Prepaid
Control Card Prepaid
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Manage your prepaid card account on the go. View transactions, send money to friends and family, and locate reload points. Load checks quickly and customize your account settings for convenient financial management.

View all transactionsSend money to friends and familyFind nearest reload locations
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Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
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