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Openbank | Online Banking

Openbank | Online Banking

by OPENBANK S.A.

124 ratings
267 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • June 13, 2017
  • July 3, 2026

Features

Developer

OPENBANK S.A.
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About

Manage your bank accounts securely and intuitively. Make contactless payments, send money instantly, and control your cards with advanced security features. Access investment tools, manage receipts digitally, and enjoy exclusive promotions.

✓Contactless mobile payments
✓Instant money transfers (Bizum)
✓Biometric login (fingerprint, Face ID)
✓Card control (location, usage)
✓Digital receipt management
✓Investment tools (funds, robo-advisor)
✓Financial aggregation
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What users say

Summarized from real user reviews of Openbank | Online Banking. Based on 124 reviews and a 3.9/5 average, it highlights the 10 positives and 15 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and efficient transfers
  • 👍User-friendly and intuitive interface
  • 🔒Strong security features and authentication
  • 💳Easy card management and control
  • 🌍Available in multiple languages
  • 📱Clean and modern design
  • 💰Good interest rates on savings products
  • 🎯Comprehensive banking features in one app
  • 📞Good customer support availability
  • ✅Reliable for basic banking operations

Negative things

  • 🐛Frequent app crashes and freezes
  • ⏱️Slow performance and loading times
  • 🔌Connectivity issues despite working internet
  • 📲Login failures and infinite loading loops
  • 🔐Device trust verification problems
  • 📧Unmanageable notification system
  • ⚠️Inconsistent balance updates
  • 🚫VPN compatibility issues
  • 💔Account access restrictions
  • 🔄Problems after recent UI updates
  • 📱Incompatibility with older iOS versions
  • 🎯Difficult to find certain features
  • ⚙️Buggy Bizum functionality
  • 🛑Transaction blocking issues
  • 📞Poor technical support responsiveness
See all reviews

What's New in Openbank | Online Banking

3.1.0

July 3, 2026

Hey, there’s something new here! We’ve updated the Openbank App with improvements and bug fixes. Ready to update? Let us know what you think in the comments!

More

User reviews

Most RecentHighest RatedLowest Rated

The app is not great

The App takes too much time to load, even between operations within the app there is waiting time, it is not that intuitive for certain commands you want to carry out, I have also found that it doesn’t work in many occasions. The bank itself is not great either, international transfer take over three days.
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ClairedansClairedans

Terrible experience

The app is so bad that even most basic banking operations cause immense pain. The worst banking experience in my life.
supreme89supreme89

Response from developer

In order for our technical team to assist you as quickly as possible, please email us at app@openbank.com, including the reference VOCSTR0019570 in the subject line. If you can provide us with all the relevant details about your case in advance, it will help us find a solution more quickly. Kind regards.

No se me eliminan las notificaciones

No soporto que me salgan todas las notificaciones marcadas, a pesar de que las abro todas, es algo que me molesta y por mas que las filtro elimino app todo, no se eliminan
NadiaiadanNadiaiadan

Response from developer

Para que nuestro equipo técnico pueda ayudarte lo antes posible, por favor, escríbenos a app@openbank.com incluyendo la referencia VOCSTR0019328 en el asunto. Si puedes adelantarnos todos los detalles relevantes sobre tu caso, nos ayudará a encontrar una solución más rápido. Un saludo.

Great app!

Super easy app! It’s also very safe
MartissstaaMartissstaa

Inutil

Uma porcaria, informacoes confusas e incapaz de efetuar uma transferencia simples e apesar de apresentar erro nao informa o que seria esse erro. Atendimento telefonico do banco tbm eh uma inutilidade.
dongarcezdongarcez

Response from developer

Para que o departamento técnico possa ajudar na maior brevidade possível, escreva por favor ao endereço app@openbank.pt incluindo a referência VOCSTR0018740 no assunto. Pedimos que indique todos os detalhes relevantes sobre a situação, desta forma poderemos encontrar uma solução mais rápido. Cumprimentos.

See 262 more reviews

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User experience

🐞

Reported Bugs

21 issues

App crashes on launch after updates

Bug

Infinite loading loop after Face ID login

Bug

Cannot log in with updated app versions

Bug

Spinning key icon preventing account access

Bug

SMS verification codes not arriving

Bug

Notifications not triggering properly

Bug

Balance not updating in real-time

Bug

Duplicate transaction entries

Bug

Bizum disconnecting before final confirmation

Bug

App closing during payment PIN entry

Bug

Incompatibility with iOS 18.1.1 and newer

Bug

Login format validation errors

Bug

App not working in isolation mode

Bug

Device registration issues after phone change

Bug

Hidden balance setting not persisting

Bug

Notification badge showing incorrect count

Bug

Slow screen loading after UI redesign

Bug

App not working with VPN enabled

Bug

Transaction search returning too many results

Bug

Deposit contract process not completing

Bug

Promo pop-up cannot be disabled

Bug
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Requested Features

20 requests

Mark all notifications as read option

Feature

Unread notifications filter

Feature

Dark mode implementation

Feature

Apple Pay and contactless payment support

Feature

Bill payment with barcode scanning

Feature

Transaction search functionality

Feature

Favorite contacts for Bizum

Feature

Apple Watch app support

Feature

iMessage money transfer

Feature

3D Touch shortcuts

Feature

International transfers from app

Feature

Widget for account information

Feature

Ability to hide unused products from dashboard

Feature

Push notifications for Bizum

Feature

Automatic notification deletion

Feature

Language support for English in Portugal

Feature

Catalan language support

Feature

Better Bizum contact loading

Feature

Account status notifications

Feature

Document upload status feedback

Feature

FAQ

What does the Openbank mobile banking app do?

The app allows users to manage their bank accounts securely and intuitively. Key functions include making contactless payments, sending money instantly via Bizum, and controlling card usage and security settings. It also offers investment tools, digital receipt management, and access to promotions.

What are the key features of the Openbank app?

Key features include contactless payments, instant money transfers with Bizum, biometric login options like fingerprint and Face ID, temporary card disabling by location or usage, PIN and CVV viewing, transfer scheduling, expense tracking by category, financial aggregation from other banks, and the ability to apply for loans.

Is the Openbank mobile banking app free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or upfront costs for the core banking functionalities. Investment services may have associated fund costs, but the app itself does not appear to charge for basic banking operations.

What are the investment features available in the app?

The app provides access to Openbank Wealth, an investment space where users can invest directly in over 2,000 investment funds from €1 with no additional commissions. It also offers tools like 'Build Your Portfolio' for pre-defined investment strategies and a 'Robo-advisor' service for automated investing starting from €500. Users can also transfer their existing funds, pension plans, stocks, ETFs, and warrants.

How does the app enhance security for users?

Security is a priority, with features like biometric login (fingerprint and Face ID) for secure access. Users can also temporarily disable or enable their cards based on location or usage patterns, and customize security settings for confirming operations. The app also includes a Password Manager to securely store sensitive login information.