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ActivoBank

ActivoBank

by Banco ActivoBank (Portugal), SA

556 ratings
180 reviews
📊 Productivity
💰 Finance
Free

Details

Released
February 1, 2010
Updated
October 12, 2026

Features

Developer

Banco ActivoBank (Portugal), SA
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Reviews summary↘︎
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❓5 answered
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About

Manage your finances with this app, offering account management, card services, loan applications, and secure payment options. It also allows for international transfers and bill splitting with friends. Open a new account entirely online in just 15 minutes.

✓Integrated account management
✓Card services and management
✓Loan simulation and application
✓International transfers
✓Bill payment and splitting
✓Secure mobile payments
✓Account aggregation
Show original description

What users say about ActivoBank

Reviews of ActivoBank are mixed: the Finance app is rated 4.7/5 from 556 App Store ratings. What users like most: intuitive and user-friendly interface, fast and efficient transaction processing. Top complaints: intrusive marketing notifications cannot be disabled, frequent app crashes and loading failures. Summarized from real user reviews.

Positive things

  • 👍Intuitive and user-friendly interface
  • 🚀Fast and efficient transaction processing
  • 💼Comprehensive banking functionality
  • 🌐Available in multiple languages
  • 📱Modern and attractive design
  • 👥Accessible customer support via app
  • 📊Good financial analytics tools

Negative things

  • 📢Intrusive marketing notifications cannot be disabled
  • 🐛Frequent app crashes and loading failures
  • 🔐VPN connectivity issues
  • ⏳Pending transactions display incorrectly
  • 💰High foreign currency exchange fees
  • 📵5G network compatibility problems
  • 🌍Geographic restrictions (non-functional outside Portugal)
  • 🔑Weak PIN security (4-digit only)
  • 💾Excessive app storage requirements (300MB+)
  • 🎯Inconsistent language settings
  • 🔄3D Secure payment approval hangs indefinitely
  • 🗂️Hidden balance feature adds unnecessary clicks
  • ⚠️Discriminatory practices against foreign customers
  • ☎️Poor customer service responsiveness
  • 🔌Connectivity error messages despite working network
See all reviews

What's New in ActivoBank

6.40.0

October 12, 2026

Summer holidays are over... We know it's hard, but it's all good! We have an App with improvements to various features so that returning from holidays isn't sooooo hard. We continue to simplify your daily life.

More

User reviews

Most RecentHighest RatedLowest Rated

Digital Mobile Key doesn’t work

That’s pretty much my problem with the app
OOleh__08

Aplicativo muito completo e de uso acessível

Sendo cliente de outros bancos com aplicativo online, nomeadamente no Reino Unido há já alguns anos atrás, este do ActivoBanco, e sem duvida o de acesso e movimentação mais acessível e com conteúdos mais abrangentes que já conheci. Muito satisfeito e recomendo 👌
Lluis_filipe_martins

Takes over an hour to download an app

Stupied
IIman-an

Good bank

Great bank👍🏻
MMansule1

Muito ruim

Aplicação horrorosa
BBagsbjx
See 175 more reviews

Developer apps

ActivoTrader
ActivoTrader

by Banco ActivoBank (Portugal), SA

💰 Finance

(3)

Free
See developer apps

User experience

🐞

Reported Bugs

16 issues

App fails to open after recent updates

Bug

Login requires multiple attempts

Bug

Numpad appears instead of keyboard for company name input

Bug

IBAN not recognized error on transfer finalization

Bug

Face ID compliance error on compatible devices

Bug

App reports offline status despite active connection

Bug

Website freezes at Terms and Conditions review step

Bug

Chave Movel Digital button non-functional

Bug

Email notifications blocked after customer replies

Bug

App crashes on version 4.0+

Bug

Pending and wallet transactions not visible

Bug

Language selection reverts to Portuguese

Bug

Dismissed advertisements reappear on screen reload

Bug

Update requires re-activation with failed credential acceptance

Bug

Back button disappears in navigation settings view

Bug

Connection problems persist after reinstallation

Bug
✨

Requested Features

11 requests

Separate marketing notification toggle from security alerts

Feature

Support for non-Portuguese IBAN beneficiaries

Feature

Landscape/horizontal orientation support for iPad

Feature

Easier tax address and postal address updates

Feature

Card blocking functionality within the app

Feature

Optional hidden balance feature in settings

Feature

Increased PIN security (minimum 6 digits)

Feature

Waived foreign currency fees for free accounts

Feature

Real-time transaction date display for contactless payments

Feature

Consistent language support throughout entire app

Feature

SMS activation code delivery improvements

Feature

FAQ

What can I do with this banking app?

This app allows you to manage your bank accounts, check balances, make transfers, pay bills, and save money. You can also apply for personal and home loans, request new debit or credit cards, and make international transfers. Additionally, it supports secure mobile payments and bill splitting with friends.

How do I open a new account?

You can open a new account directly through the app without leaving your home. The process takes approximately 15 minutes and requires a Portuguese identification document, proof of address and employment, and a final video call.

Is this app free to use?

The app itself is free to download and use. While the description mentions in-app purchases, it does not specify what these might entail. Core banking functionalities are generally provided without direct cost.

Can I manage accounts from other banks?

Yes, with PSD2 integration, you can aggregate information from your other bank accounts, including balances, movements, and account details. This feature allows you to view accounts from 17 national banks that have joined the SIBS solution within this app.

What are the security features of this app?

The app offers several security features, including the ability to hide your balances for privacy, revoke or cancel cards due to loss or theft, and set up notifications for balance changes or credit card usage. It also supports secure payments via Apple Pay and integrates with MB WAY for secure money transfers and payments.