ActivoBank vs MB WAY

Everything you need to know about our App’s functionalities is here! Did you know you can: Manage your accounts in an integrated and intuitive way: check, transfer, pay and save; Hide your balances in order to have more privacy; Request a new Debit or Credit Card and revoke ( up to 14 days) or even cancel it due to loss or theft; Simulate and apply for a Personal Loan, with the possibility of immediate online approval (subject to automatic credit assessment); Simulate a Home Loan: apply and upload the first required documents; Subscribe our ON/OFF Travel Insurance; Make international transfers directly with TransferWise; Use Widgets for a simpler access to your account movements; Set notifications when your balance is below a certain amount or when your Credit Card is used. With Apple Pay you can make simple, fast and secure purchases in stores, in Apps, and on the web. Leave your cards at home and pay using only your Apple device. It’s simple, fast and safe. In the area “More” you can find: MB WAY, where you can send, withdraw and request money or even pay and split your bills with friends; Finance Manager, onde pode controlar os seus gastos; Configurations; Contacts; Legal information; Logout. Request your Loan Moratorium, without leaving your house. It’s the safest option! Upload the documents, wait for an answer and, if you fulfil the requirements, accept! 
With PSD2 you can aggregate, on your App, information about your other Bank Accounts: balances, movements and account details. You can aggregate Accounts from 17 national Banks, that joined to the SIBS solution. Share Beneficiaries and Favourites info between the App and website. Not our Client yet? Then open an Account without leaving your house! 
You’ll only need: 15 minutes; Portuguese Identification Document, proof of address and employment; Make a videocall at the end of the process. Don’t waste any time: download it now and make your life simpler!

The MB WAY app is SIBS' digital solution that simplifies payments in one place! Link your mobile number to your bank card to Send, Request, and Receive money, Split bills, Generate MB NET virtual cards, shop online and in-store with QR Code or NFC, and earn rewards. Track subscriptions and recurring payments, withdraw cash, and use MULTIBANCO with MB WAY. With MB WAY Pulse, pay even when your phone is off, without battery, or without internet. All of this always with SIBS security guarantee. The MB WAY app is the No.1 payment app in Portugal and already a reference, with more than 6,5 million users who use its advantages daily, making it the favorite payment app of the Portuguese. FUNCTIONALITIES How to pay with MB WAY? To pay in-store, when paying for your purchases in physical shops, simply select "Pagar com MB WAY" button and choose the "QR Code" or "NFC" option. - QR Code: After the merchant enters the amount, scan the QR code. If the amount exceeds the PIN limit, confirm with your MB WAY PIN, touch ID, or face ID. - NFC: Tap your phone on the terminal. If the amount exceeds the limit, confirm in the app and tap again. To pay online, select MB WAY as the payment method, enter your mobile number, and confirm the payment via notification and your MB WAY PIN. How to buy with MB NET? When paying for your online purchases, access the MB WAY app and generate an MB NET card in the "Cartões MB NET" option. Then, on the merchant's website, select pay with card and enter the details of the MB NET card you generated. How to use MULTIBANCO? To use the "Utilizar MULTIBANCO” option with the MB WAY app, you must choose the amount you want to withdraw and enter your MB WAY PIN or touch ID. Then, with the generated code, go to a MULTIBANCO ATM, press the green key and choose the "Withdraw Money" option. You can also generate a code for someone else to go to MULTIBANCO to withdraw. You can also use this option “Utilizar MULTIBANCO” to carry out other operations available at MULTIBANCO. How to send money? Simply tap "Send Money," select a contact, enter the amount, and confirm the transaction. The money will be available immediately in the recipient's account. For amounts over €2,000, you must join MB WAY Verified and authenticate the transactions with facial recognition. How to request money? To request money, simply select the "Pedir Dinheiro" button in the app, select the contact you want to request money from, indicate the amount, and confirm the operation. You can also request the amount through your personal QR Code. How to split an account? To split an account, simply select the "Dividir Conta" button. Then, select the contacts with whom you want to split the bill, indicate the amount of the bill, and confirm the operation. How to join authorized payments? To manage your subscriptions or recurring payments through "Pagamentos Autorizados", simply select this payment method on the participating partner, enter your mobile phone number, confirm on your MB WAY, enter your PIN for confirmation and you're done! How to activate MB WAY? 1. Link your bank card at an ATM (MULTIBANCO) 2. Download the app for free and activate it with your mobile number MB WAY is the only official digital payments app from SIBS, accepted by all major banks in Portugal. How to activate MB WAY pulse? Use MB WAY pulse to make contactless payments through another device: bracelet, key ring or clip for your watch, but with the cards you have associated with MB WAY. You can now make purchases with MB WAY pulse without having to have your smartphone with you. How to activate MB WAY Verified? Joining MB WAY Verified is part of the MB WAY activation process. You can also activate it in the "MAIS - DEFINIÇÕES" menu or during a money transfer. The process is simple: just submit an ID document (ID Card, Passport, or Residence Permit) and complete facial recognition.