Comparison

ActivoBank vs eFatura

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ActivoBank

Manage your finances with this app, offering account management, card services, loan applications, and secure payment options. It also allows for international transfers and bill splitting with friends. Open a new account entirely online in just 15 minutes.

Highlights
  • Integrated account management
  • Card services and management
  • Loan simulation and application
  • International transfers
  • Bill payment and splitting
  • Secure mobile payments
  • Account aggregation
Features
Read full description

Everything you need to know about our App’s functionalities is here! Did you know you can: Manage your accounts in an integrated and intuitive way: check, transfer, pay and save; Hide your balances in order to have more privacy; Request a new Debit or Credit Card and revoke ( up to 14 days) or even cancel it due to loss or theft; Simulate and apply for a Personal Loan, with the possibility of immediate online approval (subject to automatic credit assessment); Simulate a Home Loan: apply and upload the first required documents; Subscribe our ON/OFF Travel Insurance; Make international transfers directly with TransferWise; Use Widgets for a simpler access to your account movements; Set notifications when your balance is below a certain amount or when your Credit Card is used. With Apple Pay you can make simple, fast and secure purchases in stores, in Apps, and on the web. Leave your cards at home and pay using only your Apple device. It’s simple, fast and safe. In the area “More” you can find: MB WAY, where you can send, withdraw and request money or even pay and split your bills with friends; Finance Manager, onde pode controlar os seus gastos; Configurations; Contacts; Legal information; Logout. Request your Loan Moratorium, without leaving your house. It’s the safest option! Upload the documents, wait for an answer and, if you fulfil the requirements, accept! 
With PSD2 you can aggregate, on your App, information about your other Bank Accounts: balances, movements and account details. You can aggregate Accounts from 17 national Banks, that joined to the SIBS solution. Share Beneficiaries and Favourites info between the App and website. Not our Client yet? Then open an Account without leaving your house! 
You’ll only need: 15 minutes; Portuguese Identification Document, proof of address and employment; Make a videocall at the end of the process. Don’t waste any time: download it now and make your life simpler!

About

eFatura

Manage your e-invoices conveniently on your mobile device. View, dispute, and correct invoices, track expenses, and access taxpayer information. An optional PRO version offers ad removal and advanced features.

Highlights
  • Invoice viewing and management
  • Batch invoice correction
  • Dispute and duplicate resolution
  • Expense statistics
  • Taxpayer information view
  • Dark mode support
Features
Read full description

With eFatura you can manage your e-fatura portal account. *** NOTE: Your tax information and credentials remain on your device and on the e-fatura servers. See the Privacy Policy for the usage and advertising data processed by third parties. *** eFatura is a mobile application that allows users to view and manage their invoices in a practical and simple way. In summary, eFatura features include: • Invoice viewing and management • Batch invoice correction • Dispute and duplicate resolution • Expense statistics • Merchant listing • Taxpayer information view with barcode and QR code • Dark mode support PRO version: • Ad removal • More detailed statistics • Invoice export to XLS • Multiple user support • Aggregated statistics across multiple users

Screenshots

ActivoBank4 screens
eFatura4 screens

Verdict

The call

The clearest difference is in-app purchases: ActivoBank at none against eFatura's 5. ActivoBank also leads on ads (none vs shown) and review sentiment (46% vs 13%). eFatura's advantage is update cadence (every 2 weeks vs every 4 weeks) and iOS requirement (15 vs 17.6). On price, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. eFatura sells 5 one-off in-app purchases. ActivoBank asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

ActivoBank holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: ActivoBank has 555 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 46% of ActivoBank's written reviews are positive against 13% of eFatura's.

UpkeepUpdate frequency

ActivoBank ships an update every 4 weeks, eFatura every 2 weeks. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

Scorecard7 real differences · 3 level
ActivoBank versus eFatura: the parameters behind the verdict, then further details
ParameterActivoBankeFatura
PriceFreeFree
Rating4.7 (555 ratings) — better4.3 (16 ratings)
Positive reviews46.1% of reviews — better12.5% of reviews
Number of ratings555 — better16
Update frequencyEvery 4 weeksEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS17.615 — better
Further details — not scored
Size396 MB17 MB
Age rating4+4+
DeveloperBanco ActivoBank (Portugal), SAJorge Miguel

Customer experience

ActivoBank

All ratings550 ratings
Positive92.4%
Neutral1.1%
Negative6.5%
Written reviews180 reviews
Positive46.1%
Neutral8.9%
Negative45.0%

eFatura

All ratings16 ratings
Positive81.3%
Neutral6.3%
Negative12.5%
Written reviews8 reviews
Positive12.5%
Neutral25.0%
Negative62.5%

Bugs and requests

ActivoBank

Reported bugs

16 issues
  • App fails to open after recent updates
  • Login requires multiple attempts
  • Numpad appears instead of keyboard for company name input
  • IBAN not recognized error on transfer finalization
  • Face ID compliance error on compatible devices
Show 11 more
  • App reports offline status despite active connection
  • Website freezes at Terms and Conditions review step
  • Chave Movel Digital button non-functional
  • Email notifications blocked after customer replies
  • App crashes on version 4.0+
  • Pending and wallet transactions not visible
  • Language selection reverts to Portuguese
  • Dismissed advertisements reappear on screen reload
  • Update requires re-activation with failed credential acceptance
  • Back button disappears in navigation settings view
  • Connection problems persist after reinstallation

Requested features

11 requests
  • Separate marketing notification toggle from security alerts
  • Support for non-Portuguese IBAN beneficiaries
  • Landscape/horizontal orientation support for iPad
  • Easier tax address and postal address updates
  • Card blocking functionality within the app
Show 6 more
  • Optional hidden balance feature in settings
  • Increased PIN security (minimum 6 digits)
  • Waived foreign currency fees for free accounts
  • Real-time transaction date display for contactless payments
  • Consistent language support throughout entire app
  • SMS activation code delivery improvements

eFatura

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ActivoBank

No in-app purchases

5 purchases

eFatura

One-time5
  • Buy me a beer$0.99
  • Pro version$2.99
  • Buy me a beer$2.99
Show 2 more
  • Buy me a beer$4.99
  • Buy me a beer$9.99

Questions

Is ActivoBank free?
ActivoBank is free to download, with no in-app purchases.
Is eFatura free?
eFatura is free to download, with in-app purchases available.
Which has better reviews, ActivoBank or eFatura?
ActivoBank is rated higher. ActivoBank averages 4.7 out of 5 from 555 ratings, while eFatura averages 4.3 from 16 ratings.
Do ActivoBank or eFatura have ads?
eFatura shows ads; ActivoBank does not.
Which is updated more often, ActivoBank or eFatura?
ActivoBank ships an update every 4 weeks, and eFatura every 2 weeks. Most recently, ActivoBank was updated on October 24, 2026 and eFatura on October 29, 2026.

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