ORNL Federal Credit Union User Reviews

ORNL Federal Credit Union
ORNL Federal Credit Union
ORNL Federal Credit Union

Customer Experience

Positive experience55.9% of reviews
Neutral8.1% of reviews
Negative experience36.0% of reviews

~ Based on 161 written reviews from the US App Store.

What users say

Is ORNL Federal Credit Union Safe?

ORNL Federal Credit Union appears safe based on user ratings. AppsHunter Safety Score for ORNL Federal Credit Union is 98/100.

This assessment is based on 21,657 user ratings, with an App Store average of 4.9/5.

Safety Analysis

97.7% of ratings point to a safe experience
1.4% of ratings suggest some concerns
1.0% of ratings point to a risky experience

~ Based on 21,657 App Store ratings for ORNL Federal Credit Union.

Is ORNL Federal Credit Union Legit?

ORNL Federal Credit Union appears to be a legitimate app. AppsHunter Legitimacy Score for ORNL Federal Credit Union is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

ORNL mobile app

This app is user friendly and accurate. Makes it easy to track spending

Not 100%

The app is very easy to navigate through.

app is ok

nothing stellar but ok overall

Daily use

I love this app because it allows me to see immediately what activities have occurred and I can transfer money and pay my bills using this

Trash

Log in once per month to do a loan payment and it “forgets” my username and password because it’s been a while since last login. Then when you’re late to do your payment it will of course affect your credit score. App doesn’t even send an email to reset your password if there has been too many attempts. Fix this app, happens monthly, I can’t be the only one.
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Awesome

Been the only credit union for me! Cindy in Jacksboro has taking care of me for 20+ years, she is amazing!

ORNL Banking App

The ORNL Banking App is very convenient and easy to use. It has every thing you need right where you can access it and the support is prompt and very helpful. Very much appreciated!

Doesn’t work

How am I supposed to access anything when the app does not load? I cannot link an account, I cannot pay a bill, I can’t do anything.
Fix this. I know you have enough money.

Ok app not great service

Unfortunately we have to go with the least worst option when it comes to doing business in the US anymore.

Response to the robo reply:
You want more info? Hash it out here in public right after you deposit the amount your last screw up cost me plus $400 for the service charge.

Great app with need for minor improvements

Overall the app is great. Recently I'm having an issue where the transaction info is several days behind. It still shows pending transactions from a week ago that have already cleared. It shows the last cleared transaction as a week ago when several transactions have cleared since then. iPhone 17 Pro Max with iOS 26.5.1. App is updated. I've force-closed to no avail.
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DEBIT ACCOUNT

Very convenient and straightforward. Management and staff are very friendly and willing to assist in any way.

Credit Union rates are the best!

Employees are always eager to give excellent service.

Ok app not great service

Unfortunately we have to go with the least worst option when it comes to doing business in the US anymore.

4/5

Excellent banking app overall. Easy to navigate, quick mobile deposits, fast transfers, and the balance updates are reliable. The app makes everyday banking simple without unnecessary clutter. I especially like the security features and how smooth bill pay and card controls work. Customer service through the credit union has also been responsive when needed. A few minor improvements could be made to loading speed, pay a person is on the low end compared to other banking apps and budgeting tools, but overall this is one of the better financial apps I’ve used. Solid 4/5 experience.”
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Website

Very reliable and accurate

Broke

Again

Hate it

The app constantly logs me out, or says system unavailable every other day. It’s got potential because when it works I line it but the constant bugs in it and failure to load is infuriating

High Car Loans

Been with ORNL for 20+ years. Had a car loan with you. Totaled that car, came back to get loan here, and you were 2% higher than Enrichment. Went with them on the car loan.

Love it

Love the convenience of having everything in my hand! Easy navigation.
Would give it 5stars!

App Privacy glance is completely wrong

The app states that it does not collect any information. Yet the actual privacy statement on the website states “ORNL Federal Credit Union’s online app vendor collects, transmits, and uses Precise Location and Coarse Location. This information is collected to store Visit Information, like the latitude and longitude of the user where the event occurred.”

I specifically opened a bank account here due to me liking the app privacy. This is a big let down and misleading.
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