Owemint - You Owe Me

Owemint - You Owe Me

Money Owed & Debt Tracker

5 ratings
2 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • May 12, 2026
  • July 23, 2026

Features

Owemint - You Owe Me screenshot #1 for iPhone
Owemint - You Owe Me screenshot #2 for iPhone
Owemint - You Owe Me screenshot #3 for iPhone
Owemint - You Owe Me screenshot #4 for iPhone
Owemint - You Owe Me screenshot #5 for iPhone
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About

This personal finance tool helps you manage money owed between people without spreadsheets or group chats. Easily track who owes what, record partial payments, and set due date reminders. Keep your debt records private and secure on your device.

Track money owed to and by you
Record partial payments
Set and receive due date reminders
Attach receipt photos (Pro)
App lock with Face ID/Touch ID/PIN
Manual backup and restore
Export records to CSV (Pro)
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What's New in Owemint

1.4.2

July 23, 2026

Bug fixes and improvements to keep things running smoothly.

1

In-App Purchases

$0.49

Owemint Pro (Lifetime)

Unlock CSV export, unlimited entries, and more.

Events

Read more about Dark Mode & More Currencies

Dark Mode & More Currencies

Track who owes you & settle up, your way

Jun 3, 2026 Jul 4, 2026

User reviews

I really needed this!

I’ve searched for years for an app like this. In the end , I resorted to writing debts or monies owed down on paper or in the notes app. I’m not very organized, so you can imagine how well that went. This is perfect for tracking both debts and funds owed. It’s simple, yet has all of the features I needed. This will definitely be one of those apps that’s always on any phone I own. Highly recommended!
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Response from developer

Thank you for the kind review. I’m glad the app has been helpful and that it makes tracking debts and funds owed easier for you.

Functionally Great & Simple With Minor Requests

I love the design of this application! It's very smooth and adding debts, whether or be borrowed or loaned money, is fairly easy. Definitely worth the Pro purchase!

A few things I would love to see:
- The ability to sort debts on both the list of people and under individual names by total, such as greatest to least.
- When adding a debt under a name on the Debts tab, it automatically switches you back to the Home tab afterwards. It would great if it just stayed on whatever tab you were on instead, especially when you are first setting up the app and might have multiple under an individual.

Overall, in its current state and given the age of the app, 5/5 stars!
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Response from developer

Thank you so much for the thoughtful review. I really appreciate your kind words about the design and smooth experience, and I’ve noted your suggestions for future improvements.

FAQ

How does Owemint track money owed?

Owemint allows you to add a person, enter an amount, and specify if they owe you or you owe them. Each person has a separate history, and you can log partial payments until a balance is settled.

What are the differences between the free and Pro versions of Owemint?

The free version offers unlimited basic reminders, full backup and restore, and app lock. Owemint Pro, a one-time purchase, unlocks unlimited active people, photo attachments, recurring overdue reminders, and CSV export.

Is Owemint secure and private?

Yes, Owemint is designed for privacy. Your debt records stay on your device, and the app does not store your records on servers or require an account. You can also lock the app with Face ID, Touch ID, or a PIN.

Can I get reminders for overdue payments in Owemint?

Owemint provides gentle reminders before, on, and after due dates. The Pro version offers recurring overdue reminders at intervals of 3, 7, or 14 days.

How often is Owemint updated?

The app was last updated on June 24, 2026, indicating active development and support. Updates typically focus on improving stability and fixing bugs.

What devices does Owemint support?

Owemint is available for iPhone and iPod devices, making it accessible to a wide range of Apple users.

Can I export my data from Owemint?

Yes, you can export your records to CSV format for spreadsheets or reports, which is a feature unlocked in the Pro version of Owemint.

What is the user sentiment for Owemint?

Owemint has received a perfect 5.0-star rating from 4 ratings, suggesting a very positive user experience and satisfaction with its functionality.