Best Owe You Money Apps

249+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Whether you're new to owe you money or looking for an upgrade, our curated collection of 249+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Owe You Money Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OweYou - Money That's YoursOweYou - Money That's YoursFree4.6★ (1.3K)YesYesAug 2026
2PayMe - Claim Your MoneyPayMe - Claim Your MoneyFree4.8★ (35K)NoYesAug 2026
3Who Owes Me - Payment TrackerWho Owes Me - Payment TrackerFree4.6★ (783)NoYesAug 2026
4Cash Advance - Payday BrinCash Advance - Payday BrinFree4.7★ (3K)NoNoAug 2026
5Money Borrowing: Cash AdvanceMoney Borrowing: Cash AdvanceFreeYesNoAug 2026
6You OweYou OweFreeNoYesJul 2026
7Credit Genie: Get Cash AdvanceCredit Genie: Get Cash AdvanceFree4.8★ (116K)NoNoAug 2026
8YouOweYouOweFree5.0★ (6)NoMay 2026

Top Picks for Owe You Money

OweYou - Money That's Yours#1

OweYou - Money That's Yours by 404 Archive LLC

Class Action Settlements
Editor's Choice
💰 Finance
4.6(1.3K ratings)
FreeAdsIn-App Purchases
#26in Finance
OweYou - Money That's Yours screenshot 1
OweYou - Money That's Yours screenshot 2
OweYou - Money That's Yours screenshot 3

Easily discover and file claims for unclaimed class action settlement money. This app simplifies the process, allowing users to answer a few questions, get matched with eligible settlements, and track their payouts without needing legal expertise.

PayMe - Claim Your Money#2

PayMe - Claim Your Money by Control. Alt. Delete. LLC

Settlements, Bills & Savings
Strong Contender
💰 Finance
4.8😞(35K ratings)
FreeIn-App Purchases
PayMe - Claim Your Money screenshot 1
PayMe - Claim Your Money screenshot 2
PayMe - Claim Your Money screenshot 3
PayMe - Claim Your Money screenshot 4
PayMe - Claim Your Money screenshot 5

Discover and claim money you're owed from forgotten accounts, company settlements, and overpaid bills. This app uses AI to find potential claims and connects you with experts to negotiate lower rates, helping you recover lost funds and save money effortlessly.

What We Love

  • 🤑 Easy money
  • 🤯 Crazy settlements

Room to Improve

  • 🚫 Scam/misleading
  • 🤖 Poor customer support
  • 🕰️ Slow/glitchy
Who Owes Me - Payment Tracker#3

Who Owes Me - Payment Tracker by Voglhuber

Remember debts, split expenses
Worth Considering
💰 Finance
4.6😐(788 ratings)
FreeIn-App Purchases
Who Owes Me - Payment Tracker screenshot 1
Who Owes Me - Payment Tracker screenshot 2
Who Owes Me - Payment Tracker screenshot 3
Who Owes Me - Payment Tracker screenshot 4
Who Owes Me - Payment Tracker screenshot 5
Who Owes Me - Payment Tracker screenshot 6

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

What We Love

  • 👍 Easy to use and intuitive
  • 🚀 Provides a good overview of debts
  • 💡 Helpful for tracking money owed
  • 🚀 Simple and straightforward

Room to Improve

  • 💰 Subscription or high one-time cost
  • 🔒 Limited functionality in free version
  • 🐛 Sync issues between devices

More Owe You Money apps to explore

4
Cash Advance - Payday Brin
Cash Advance - Payday Brin
Cash Advance - Payday Brin
No Credit Check, Cash Today
Free

Quickly explore cash advance and personal loan options up to $900 with transparent terms and fast comparison. Understand eligibility, costs, and repayment details before committing.

Explore cash advances up to $900Compare loan amounts and ratesReview repayment terms
💰 Finance
(3K)
free
5
Money Borrowing: Cash Advance
Money Borrowing: Cash Advance
Money Borrowing: Cash Advance
Payday Loans for Bad Credit
Free
💰 Finance
(0)
6
You Owe
You Owe
You Owe
Shared Expenses & Bill Split
Free
💰 Finance
(0)
7
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
💰 Finance
(116K)
free with in-app purchases
8
YouOwe
YouOwe
YouOwe
by Deval Parikh
Free

Easily track money borrowed between friends with a simple interface. Add up to six users and manage transfers. Future updates will include reminders and banking app integration.

Track borrowed moneyAdd up to 6 usersTransfer money records
🔧 Utilities
(6)
free
9
Owemint - You Owe Me
Owemint - You Owe Me
Owemint - You Owe Me
Money Owed & Debt Tracker
Free

This personal finance tool helps you manage money owed between people without spreadsheets or group chats. Easily track who owes what, record partial payments, and set due date reminders. Keep your debt records private and secure on your device.

Track money owed to and by youRecord partial paymentsSet and receive due date reminders
💰 Finance
(5)
freemium
10
Evenly - Lend and never forget
Evenly - Lend and never forget
Evenly - Lend and never forget
Track what you loan and borrow
Free

Easily track money lent to and borrowed from friends. This app synchronizes loan history across devices, ensuring no transaction is forgotten. It features automatic reflection of loans for both parties and convenient push notifications.

Track loans and borrowingsSync history with friendsLend to contacts
💰 Finance
(75)
free
11
Debt Notary: Money Tracker
Debt Notary: Money Tracker
Debt Notary: Money Tracker
Personal Loan & Tracker
Free
📊 Productivity
(0)
12
Brorow: Borrow & Lend
Brorow: Borrow & Lend
Brorow: Borrow & Lend
Split bills & track debts
Free
💰 Finance
(0)
13
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
by Codemotion
Free

Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.

Track lent itemsTrack lent moneySet item reminders
💰 Finance
(614)
free
14
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

Cash advances up to $200Boost your paycheckEarly tax refund access
💰 Finance
(28K)
subscription
15
Должник - трекер долгов
Должник - трекер долгов
Должник - трекер долгов
Записывай кто и сколько должен
Free
💼 Business
(0)
16
iClaim - Free Money
iClaim - Free Money
iClaim - Free Money
by Symaro, LLC
Free

Discover and claim money you're owed, such as refunds, settlement payouts, and unclaimed funds. The app simplifies the process of filing claims and tracks their progress, ensuring you don't miss out on opportunities.

Find eligible claimsFile claims easilyTrack claim progress
🔧 Utilities
(170)
free
17
Cash Advance: Instant Borrow
Cash Advance: Instant Borrow
Cash Advance: Instant Borrow
No Credit Check
Free
💰 Finance
(0)
18
CreditNinja
CreditNinja
CreditNinja
Autopay, balance, and more.
Free
💰 Finance
(0)
19
Payday Loans
Payday Loans
Payday Loans
Get Cash Fast Today
Free

Access quick cash advances and personal loans directly from your smartphone, even with bad credit. Apply in minutes for urgent financial needs, with transparent terms and a user-friendly interface.

Apply for loans anytimeNo credit check requiredBad credit accepted
💰 Finance
(1)
free
20
IOU – Due & Lend Tracker
IOU – Due & Lend Tracker
IOU – Due & Lend Tracker
Track Money You Owe & Lend
Free
💰 Finance
(0)

FAQ about Owe You Money

What are the best owe you money apps for iPhone?
OweYou - Money That's Yours tops our owe you money apps ranking as of August 2026, with a 4.6-star average from 1.3K App Store ratings, and it's free to download.
Yes — 20 of the top owe you money apps we rank are free to download, including OweYou - Money That's Yours and PayMe - Claim Your Money.
OweYou - Money That's Yours shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ owe you money apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
OweYou helps users find and file claims for unclaimed money from class action settlements. It simplifies the process by asking a few quick questions, matching users with eligible settlements, and allowing them to track their payouts. The app aims to make it easy for everyday people to collect money from companies that have broken rules.
To file a claim, you'll need to answer a few quick questions within the app. Based on your answers, OweYou will match you with eligible settlements. You can then proceed to file your claims directly through the app, and track any payouts you are eligible for.