Best Owe You Money Apps

173+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

Whether you're new to owe you money or looking for an upgrade, our curated collection of 173+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Owe You Money

OweYou - Money That's Yours#1

OweYou - Money That's Yours by 404 Archive LLC

Class Action Settlements
Editor's Choice
💰 Finance
4.6(976 ratings)
FreeAdsIn-App Purchases
OweYou - Money That's Yours screenshot 1
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OweYou - Money That's Yours screenshot 3

Join class action settlements from companies you've purchased from and claim your owed money in a simple and easy way. Select the brands you've bought from, join the settlement pool, and get cash once approved - no legal expertise required.

PayMe - Claim Your Money#2

PayMe - Claim Your Money by Control. Alt. Delete. LLC

Class Action Claims Simplified
Strong Contender
💰 Finance
4.8😞(35K ratings)
FreeIn-App Purchases
#75in Finance
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PayMe - Claim Your Money screenshot 4
PayMe - Claim Your Money screenshot 5

Get paid from unclaimed class action lawsuits without needing a lawyer. Use our simple platform to find eligible claims, file them instantly, and track your payouts, with a subscription option available for full access.

What We Love

  • 🤑 Easy money
  • 🤯 Crazy settlements

Room to Improve

  • 🚫 Scam/misleading
  • 🤖 Poor customer support
  • 🕰️ Slow/glitchy
Changed: Debt Payoff Planner#3

Changed: Debt Payoff Planner by Changed Inc.

Track Debt, Pay It Down Faster
Worth Considering
💰 Finance
4.6😐(5.3K ratings)
FreeAds
Changed: Debt Payoff Planner screenshot 1
Changed: Debt Payoff Planner screenshot 2
Changed: Debt Payoff Planner screenshot 3
Changed: Debt Payoff Planner screenshot 4
Changed: Debt Payoff Planner screenshot 5
Changed: Debt Payoff Planner screenshot 6

Automate debt payoff with an app that rounds up your spare change to help you pay off credit cards, loans, and more. Save money effortlessly and accelerate your journey to a debt-free life with Stash My Cash. Join the Payoff Debt Revolution and start saving thousands today!

What We Love

  • 🚀 Helpful in paying off loans
  • 💡 Automatic debt payments
  • 👍 Easy to use
  • 🤑 Saves money without noticing

Room to Improve

  • 🐛 Connectivity issues with accounts
  • 🕰️ Slow payment processing
  • 💸 Subscription fees

More Owe You Money apps to explore

4
Who Owes Me - Payment Tracker
Who Owes Me - Payment Tracker
Who Owes Me - Payment Tracker
Remember debts & split costs
Free

Keep track of debts and IOUs with ease using this handy app. Never forget who owes you money and stay on top of your finances effortlessly. Sign up now to simplify managing your debts.

💰 Finance
(769)
5
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This finance app called Clerkie helps you manage and pay off debt efficiently, while also offering personalized loans, credit card recommendations, credit score monitoring, and budgeting tools. It provides bank-level security and features like debt negotiation, budget tracking, subscription management, and loan options to improve credit scores. Join now to take control of your finances!

💰 Finance
(2.8K)
6
Relief: Get out of debt
Relief: Get out of debt
Relief: Get out of debt
Reduce your credit card debt
Free

Reduce overdue debt with ease using our innovative application, designed to help you manage and alleviate financial burdens. Take control of your debt today!

💰 Finance
(1.4K)
7
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
IOUs & Money Messages
Free
💰 Finance
(340)
8
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
by Codemotion
Free

Easily manage and track loans between friends with a convenient app. Keep tabs on borrowed or lent items, amounts, and due dates effortlessly. Download now to streamline your lending and borrowing activities!

💰 Finance
(614)
9
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Money, Saving & Budgeting App
Free

Get quick cash advances, track your budget, and manage your finances with ease. Take control of your financial health today!

💰 Finance
(507K)
10
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Debt Relief & budget app
Free

Track and manage your debts effectively with this user-friendly app. Stay on top of your financial goals and progress towards becoming debt-free. Download now to take control of your finances!

💰 Finance
(809)
11
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

An innovative financial app that helps users pay off debts while making everyday purchases. Easily manage and track your payments in real-time. Take control of your finances with Ditch!

💰 Finance
(1K)
12
IOUOI
IOUOI
IOUOI
by Sucheta Khot
Free

Keep track of everything you lend or borrow with IOUOI. Assign values, set reminders, and stay organized effortlessly. Download now for free!

💰 Finance
(7)
13
Debt System
Debt System
Debt System
Simplicity and Efficiency
Free

This application helps organize clients' accounts by recording debts and payments in seconds, with a user-friendly interface and automatic WhatsApp messaging. It streamlines communication, allows for easy sorting and collective reminders, and provides clear reports to help manage financial accounts efficiently.

💼 Business
(125)
14
Payday Loan World
Payday Loan World
Payday Loan World
by Rainbow UK Ltd
Free

Easily access short-term payday loans with Rainbow Group, serving the UK, USA, and Canada. Our app streamlines the process - just fill out a form, get instant lender matches, review offers, and receive funds in minutes. Download now for hassle-free payday loans tailored to your needs.

💰 Finance
(710)
15
Freedom Debt Relief
Freedom Debt Relief
Freedom Debt Relief
Client Dashboard
Free

Track your debt relief plan with ease using our client dashboard app. Get instant notifications on settlement offers, view detailed financial information, and stay updated on your progress. Download now to start your journey towards financial freedom.

💰 Finance
(17K)
16
Paytient
Paytient
Paytient
Feel better. Pay later.
Free

An app that allows users to pay for healthcare costs over time without interest or fees. Users can set up an account quickly, access virtual Visa cards, and choose flexible repayment options. Helpful features include in-app support, tracking spending, and paying with various funding sources.

🏥 Medical
(3.5K)
17
YouOwe
YouOwe
YouOwe
by Deval Parikh
Free
🔧 Utilities
(6)
18
Blink: Cash Advance
Blink: Cash Advance
Blink: Cash Advance
When Life Won’t Wait
Free

Get instant control over your finances with our app, featuring instant cash advances, AI-powered expense tracking, and bank-level security. Try it now to access your money when you need it and make informed financial decisions, with clear, transparent fees and flexible repayment options.

💰 Finance
(106)
19
Kredyt-Ekspert TOV payday loan
Kredyt-Ekspert TOV payday loan
Kredyt-Ekspert TOV payday loan
cash advance, instant loan
Free

Get instant access to quick cash advances and short-term loans with our hassle-free application process, featuring competitive interest rates and flexible repayment options. Download our app today to secure the funds you need quickly and conveniently.

💰 Finance
(86)
20
GetOwed:Claim Your Money
GetOwed:Claim Your Money
GetOwed:Claim Your Money
Find & Claim Unclaimed Money
Free
💰 Finance
(63)