Best You Owe You Apps

209+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

With an average user rating of 4.6★, the you owe you category is one of the App Store's strongest. Browse all 209+ apps we track, sorted so the most loved ones surface first.

Top Picks for You Owe You

Who Owes Me - Payment Tracker#2

Who Owes Me - Payment Tracker by Roman Voglhuber

Remember debts & split costs
Strong Contender
💰 Finance
4.8😐(55 ratings)
FreeIn-App Purchases
Who Owes Me - Payment Tracker screenshot 1
Who Owes Me - Payment Tracker screenshot 2
Who Owes Me - Payment Tracker screenshot 3
Who Owes Me - Payment Tracker screenshot 4
Who Owes Me - Payment Tracker screenshot 5
Who Owes Me - Payment Tracker screenshot 6

Keep track of debts and IOUs with ease using this handy app. Never forget who owes you money and stay on top of your finances effortlessly. Sign up now to simplify managing your debts.

What We Love

  • 👍 Easy to use and intuitive
  • 🚀 Provides a good overview of debts
  • 💡 Helpful for tracking money owed
  • 🚀 Simple and straightforward

Room to Improve

  • 💰 Subscription or high one-time cost
  • 🔒 Limited functionality in free version
  • 🐛 Sync issues between devices

More You Owe You apps to explore

4
OweYou - Money That's Yours
OweYou - Money That's Yours
OweYou - Money That's Yours
Class Action Settlements
Free

Join class action settlements from companies you've purchased from and claim your owed money in a simple and easy way. Select the brands you've bought from, join the settlement pool, and get cash once approved - no legal expertise required.

💰 Finance
(976)
5
YouOwe
YouOwe
YouOwe
by Deval Parikh
Free
🔧 Utilities
(6)
6
Debty - Private Debt Tracker
Debty - Private Debt Tracker
Debty - Private Debt Tracker
Keep track of your debts/loans
Free

This simple and intuitive app helps you manage and track your debts, loans, and shared expenses, making it easy to record and track money you owe or are owed. With features like automatic calculations, reminders, and iCloud synchronization, you can manage your finances with ease and stay on top of your debt payments.

💰 Finance
(16)
7
Owemint - You Owe Me
Owemint - You Owe Me
Owemint - You Owe Me
Track IOUs & Money Owed to You
Free
💰 Finance
(0)
8
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

💰 Finance
(6.7K)
9
Saldo – Debt Tracker & Payoff
Saldo – Debt Tracker & Payoff
Saldo – Debt Tracker & Payoff
Payments Planner & Reminder
Free

Track and manage your debts easily with our financial management assistant! Organize loans, track payments, set reminders, and stay on top of your finances effortlessly. Download now to simplify your financial life and enjoy peace of mind.

💼 Business
(8)
10
PocketGuard – Budgeting App
PocketGuard – Budgeting App
PocketGuard – Budgeting App
Expense & Subscription Manager
Free

PocketGuard・Money is a personal finance app that helps users track their spending, set budgets, and manage their finances in one convenient place. Stay on top of your money and start reaching your financial goals today!

💰 Finance
(7.6K)
11
iOweYou: Debt Tracker
iOweYou: Debt Tracker
iOweYou: Debt Tracker
by Nikolai Nobadi
Free
💰 Finance
(0)
12
Sleep Cycle - Tracker & Sounds
Sleep Cycle - Tracker & Sounds
Sleep Cycle - Tracker & Sounds
Alarm Clock & Snore Recorder
Free

Track your sleep patterns, monitor your sleep quality, and wake up feeling refreshed with our innovative sleep tracking app. Improve your sleep habits, set personalized alarms, and analyze detailed sleep data to optimize your rest. Download now to start your journey towards better sleep!

💪 Health & Fitness
(4.9K)
13
What Do I Owe You?
What Do I Owe You?
What Do I Owe You?
A simple way to split the bill
Free
💰 Finance
(0)
14
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
Track debts and split bills
Free

Easily track and manage debts with friends by snapping pictures of bills, assigning expenses, and keeping a running tally of what everyone owes. Sign up with your phone number and start settling up with friends today!

💰 Finance
(62)
15
RISE: Sleep Tracker
RISE: Sleep Tracker
RISE: Sleep Tracker
Better Health, Focus & Habits
Free

RISE: Sleep Tracker helps you become a better sleeper and morning person by measuring sleep debt and energy levels. It offers personalized sleep tracking, circadian rhythm insights, and tools to improve your sleeping habits. Unlock better sleep with Rise!

💪 Health & Fitness
(364)
16
YNAB
YNAB
YNAB
Never worry about money again
Free

Start changing your money mindset with a set of habits to spend purposefully, save aspirationally, and give generously. Join millions in improving your financial outlook and sign up for a one-month free trial today!

💰 Finance
(60K)
17
Pay Track: Know What You Owe
Pay Track: Know What You Owe
Pay Track: Know What You Owe
Bill Organizer & Tracker
Free
💰 Finance
(0)
18
Loan & Debt Tracker
Loan & Debt Tracker
Loan & Debt Tracker
Debt-free journey
Free
💼 Business
(2)
19
PayMe - Claim Your Money
PayMe - Claim Your Money
PayMe - Claim Your Money
Class Action Claims Simplified
Free

Get paid from unclaimed class action lawsuits without needing a lawyer. Use our simple platform to find eligible claims, file them instantly, and track your payouts, with a subscription option available for full access.

💰 Finance
(35K)
20
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
by Tomas Chyly
Free

This application helps you track and manage debts by allowing you to keep a record of people who owe you money and those you owe, as well as categorize debts by creating items. It works offline, providing a secure and convenient way to organize your finances.

💰 Finance
(1)