Best You Owe You Apps

240+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated September 2026

With an average user rating of 4.2★, the you owe you category is one of the App Store's strongest. Browse all 240+ apps we track, sorted so the most loved ones surface first.

Compare top You Owe You Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1You Owe YouYou Owe YouFreeNoNoMay 2026
2iOweYou: Debt TrackeriOweYou: Debt TrackerFreeYesNoSep 2026
3Loan Tracker: You Owe MeLoan Tracker: You Owe MeFree4.6★ (351)NoYesSep 2026
4Owemint - You Owe MeOwemint - You Owe MeFree5.0★ (5)NoYesSep 2026
5You OweYou OweFreeNoYesJul 2026
6What Do I Owe You?What Do I Owe You?FreeNoNoMay 2026
7What Do You Owe?What Do You Owe?Free5.0★ (4)NoYesMay 2026
8IOweU by 2genio.usIOweU by 2genio.usFreeYesNoMay 2026

Top Picks for You Owe You

Loan Tracker: You Owe Me#3

Loan Tracker: You Owe Me by IEVGENII IABLONSKYI

IOUs, Bills & Repayment Plans
Worth Considering
💰 Finance
4.6😊(351 ratings)
FreeIn-App Purchases
Loan Tracker: You Owe Me screenshot 1
Loan Tracker: You Owe Me screenshot 2
Loan Tracker: You Owe Me screenshot 3
Loan Tracker: You Owe Me screenshot 4
Loan Tracker: You Owe Me screenshot 5
Loan Tracker: You Owe Me screenshot 6

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

What We Love

  • 👍 Simple and easy to use
  • 📈 Keeps records organized
  • 💡 Developer is receptive to ideas
  • ✨ Improvements and adjustments made
  • 💰 Ability to add interest
  • 🔄 Recurring charge function helpful
  • 👨‍👩‍👧‍👦 Great for family loans
  • 🎯 Reminders and letters effective
  • 💯 Highly recommended by users
  • 🚀 Smooth app performance
  • 🤝 Responsive and helpful developer
  • ✅ Intuitive interface
  • 🧮 Tracks loans and debts
  • 📂 Flexible editing of entries
  • 🌟 Fills a much-needed niche

Room to Improve

  • 🐛 Total owed calculation incorrect
  • 🐛 App freezes after data entry
  • 🐛 Data loss after updates/reinstalls
  • 🐛 Unable to see past entry details
  • 🐛 App not working after purchase
  • 🐛 UI is outdated and not intuitive
  • 🐛 In-app purchase issues
  • 🐛 Date selection off-screen
  • 🐛 Edits and save buttons not working
  • 🐛 Entries swapping categories
  • 🐛 Can't add more people after update
  • 🐛 Currency not showing
  • 🐛 No iPad support
  • 🐛 Can't add/subtract as running list
  • 🎨 UI is too gray

More You Owe You apps to explore

FAQ about You Owe You

Are there free you owe you apps for iPhone?
Yes — 20 of the top you owe you apps we rank are free to download, including You Owe You and iOweYou: Debt Tracker.
You Owe You has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 240+ you owe you apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.