Best apps like МОТИВ.Pay

5+ similar apps compared and reviewed

4.3 avg rating
5 free apps
Updated September 2026
МОТИВ.Pay
МОТИВ.Pay
IT-PERSPEKTIVA OOO

МОТИВ.Pay is great, but it's not the only option. Explore 5+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to МОТИВ.Pay

OTP Bank online#1

OTP Bank online by OTP Bank Russia

Приложение мобильного банка
Editor's Choice
💰 Finance
4.6😞(769 ratings)
Free
OTP Bank online screenshot 1
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OTP Bank online screenshot 6

Manage your banking needs directly from your smartphone. Open new accounts, cards, loans, and deposits. Easily pay for purchases, transfer money, and control your transaction history. This app offers a convenient way to handle your finances anytime, anywhere.

What We Love

  • 💰 Competitive interest rates on savings accounts
  • 💳 Attractive cashback categories
  • 🎨 Well-designed UI with nice animations
  • 👍 User-friendly interface (for some users)
  • 📱 Continuous improvements and developer efforts

Room to Improve

  • 🐛 App crashes and fails to load frequently
  • 💸 Excessive commissions on transfers
  • ❌ Cannot change default recipient bank
  • ⚠️ Unreliable payment processing and delays
  • 🚫 Account blocking without clear explanation
  • 📞 Poor customer support and unresponsive team
  • 🤖 Unhelpful automated bot responses
  • 💳 Credit cards not activating properly
  • 🔒 Suspicious data access (contacts permissions)
  • 😤 Unfriendly and incompetent customer service
  • ⏳ Extremely long account closure times (47 days)
  • 💰 Promised interest rates not being paid
  • 🔴 Account freezing after transfers to other banks
0.0😞(0 ratings)
Free
Контур.Банк для физлиц screenshot 1
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Manage your bank accounts, cards, loans, and deposits conveniently and securely. Make fast transfers, pay bills, and control your finances on the go. Offers real-time access to account information and transaction history.

What We Love

  • 👍 Simple and understandable app
  • ✅ All necessary functions work
  • 😊 Some users report perfect operation

Room to Improve

  • ❌ App does not open/launch
  • ❌ App crashes immediately
  • ❌ Login issues after updates
  • ❌ Inability to perform transfers
  • ❌ Poor payment functionality
  • ❌ Lack of essential features
  • ❌ Unresponsive developers
  • ❌ Frequent errors and bugs
  • ❌ Difficulties with account closure
  • ❌ Unclear phone number change process
  • ❌ Issues with document uploads