Manage your cryptocurrency, virtual dollar cards, and pay all your bills from a single Nigerian money app. Buy and sell Bitcoin, Ethereum, and USDT with live rates, create virtual USD cards for online payments, and send money instantly to Nigerian banks.
1.0.5
September 23, 2026
Sell gift cards, buy and sell crypto, save with Lock Savings, and spend anywhere with a dollar card. This update: sign up with just your phone number, choose any date for a savings lock to unlock, and get help from the sign-in and sign-up screens with one tap.
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Paymonetra allows you to buy and sell six cryptocurrencies, including Bitcoin, Ethereum, and USDT, directly in Naira. The app displays live rates and locks the price while you decide, settling directly to your Naira wallet.
You can create a virtual USD card within minutes using Paymonetra. This card can be used for online purchases, subscriptions, and any service priced in dollars. All fees, including creation, monthly, and per-transaction costs, are clearly displayed before you create the card.
Yes, Paymonetra is built with trust in mind. Your funds are held with CBN licensed, NDIC insured partner banks, and the card infrastructure is PCI-DSS compliant. Every transaction requires your PIN, and you receive immediate alerts for card usage.
Paymonetra supports payments for airtime, data, TV subscriptions, and electricity tokens across all major Nigerian networks and providers. This includes MTN, Glo, Airtel, 9mobile, DStv, GOtv, and Startimes.
You can transfer money to any Nigerian bank account in seconds using Paymonetra. The recipient's name is confirmed before you pay, ensuring you don't send money to the wrong account. Your incoming funds are deposited into your dedicated account number.
Paymonetra is currently supported on iPhone and iPod devices. The app is rated for ages 4 and up.
The latest version of Paymonetra is 1.0.5, and it was last updated on September 23, 2026. Updates typically include new features, bug fixes, and performance improvements.
Paymonetra has a user rating of 2.5 stars based on 2 ratings. This indicates a mixed reception from its current user base.