Eonace vs Paymonetra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Eonace
A digital wallet designed for easy digital payments and managing daily financial needs. It offers quick, affordable financial products and rewards users with cashback on bill payments.
- Seamless digital payments
- Affordable financial products
- Swift transactions
- Accessible daily needs management
- Cashback on bills payments
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Your digital banking wallet crafted for seamless digital payments, catering to your daily needs. Our suite of affordable, swift, and accessible products simplifies your everyday digital requirements. Plus, enjoy cashback on bills payments!
Paymonetra
Manage your cryptocurrency, virtual dollar cards, and pay all your bills from a single Nigerian money app. Buy and sell Bitcoin, Ethereum, and USDT with live rates, create virtual USD cards for online payments, and send money instantly to Nigerian banks.
- Buy and sell crypto in Naira
- Create virtual USD cards
- Pay for ads and subscriptions
- Send and receive money instantly
- Pay airtime, data, TV, and power bills
- Secure transactions with PIN and alerts
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Paymonetra is one Nigerian money app for crypto, dollar cards and every bill you pay. BUY AND SELL CRYPTO IN NAIRA Six coins including Bitcoin, Ethereum and USDT. You see the live rate and exactly what you get before you confirm, and the price is locked while you decide. Settled straight to your naira wallet. A DOLLAR CARD THAT WORKS ABROAD Create a virtual USD card in minutes and pay for ads, subscriptions and anything else priced in dollars. Every fee is shown before you create it: creation, monthly and per transaction. Freeze it in one tap, set spending limits, and choose where it works. SEND AND RECEIVE MONEY Transfer to any Nigerian bank in seconds. The recipient name confirms before you pay, so you never send to the wrong account. Money in lands on your own dedicated account number. AIRTIME, DATA, TV AND POWER Every network and every provider in one list. MTN, Glo, Airtel and 9mobile. DStv, GOtv and Startimes. Electricity tokens delivered in seconds. BUILT TO BE TRUSTED Funds are held with CBN licensed, NDIC insured partner banks. Card infrastructure is PCI-DSS compliant. Every transaction needs your PIN, and you get an alert the moment your card is used. Download Paymonetra and do it all from one balance.
Screenshots
Verdict
The clearest difference is rating: Eonace at 4.5 against Paymonetra's 2.5. Eonace also leads on ratings volume (181 vs 2). Paymonetra's advantage is update cadence (every 3 days vs every 3 weeks) and iOS requirement (13.0 vs 15.1). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Eonace holds the better App Store score, 4.5 against 2.5. That said, the two scores are not equally well evidenced: Eonace has 181 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 43% of Eonace's written reviews are positive against 50% of Paymonetra's, so the app with the better star average is not the one people write more warmly about.
Eonace ships an update every 3 weeks, Paymonetra every 3 days. The most recent releases landed on October 15, 2026 and October 13, 2026 respectively.
| Parameter | Eonace | Paymonetra |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (181 ratings) — better | 2.5 (2 ratings) |
| Positive reviews | 42.9% of reviews | 50.0% of reviews — better |
| Number of ratings | 181 — better | 2 |
| Update frequency | Every 3 weeks | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 67 MB | 60 MB |
| Age rating | 17+ | 4+ |
| Developer | EONACE GLOBAL NIGERIA LTD | Monetra Technologies LTD |
Customer experience
Eonace
Paymonetra
In-app purchases
Eonace
No in-app purchases
Paymonetra
No in-app purchases
