Comparison

Dolla vs Paymonetra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dolla

Instantly create and manage virtual cards for secure online payments, subscriptions, and expense tracking. Protect your real bank account information and gain control over your finances with detailed transaction insights and global acceptance.

Highlights
  • Instant virtual card issuing
  • Enhanced financial security
  • Detailed transaction tracking
  • Global payment acceptance
  • Subscription and recurring payment management
Read full description

Dolla is your ultimate solution for fast, secure, and hassle-free virtual card issuing. Whether you're managing your personal budget, paying online, or tracking business expenses, Dolla puts you in control of your finances. Key Features: Instant Card Issuing: Create virtual cards instantly for one-time purchases, subscriptions, or recurring payments. Enhanced Security: Protect your finances with virtual cards that keep your real bank account information safe. Detailed Transaction Insights: Track your spending with real-time updates and detailed transaction histories. Global Acceptance: Use Dolla’s virtual cards wherever major payment networks are accepted, both online and offline. With Dolla, you gain peace of mind knowing your payments are secure, your budget is under control, and your money is working smarter. Say goodbye to the limitations of traditional cards and hello to the future of virtual payments. Who’s it for? Whether you're a frequent online shopper, a small business owner, or someone who values privacy and control over their finances, Dolla is designed with you in mind. Start issuing your virtual cards today and take charge of your financial life. Download Dolla today and experience the power of virtual cards at your fingertips!

About

Paymonetra

Manage your cryptocurrency, virtual dollar cards, and pay all your bills from a single Nigerian money app. Buy and sell Bitcoin, Ethereum, and USDT with live rates, create virtual USD cards for online payments, and send money instantly to Nigerian banks.

Highlights
  • Buy and sell crypto in Naira
  • Create virtual USD cards
  • Pay for ads and subscriptions
  • Send and receive money instantly
  • Pay airtime, data, TV, and power bills
  • Secure transactions with PIN and alerts
Features
Read full description

Paymonetra is one Nigerian money app for crypto, dollar cards and every bill you pay. BUY AND SELL CRYPTO IN NAIRA Six coins including Bitcoin, Ethereum and USDT. You see the live rate and exactly what you get before you confirm, and the price is locked while you decide. Settled straight to your naira wallet. A DOLLAR CARD THAT WORKS ABROAD Create a virtual USD card in minutes and pay for ads, subscriptions and anything else priced in dollars. Every fee is shown before you create it: creation, monthly and per transaction. Freeze it in one tap, set spending limits, and choose where it works. SEND AND RECEIVE MONEY Transfer to any Nigerian bank in seconds. The recipient name confirms before you pay, so you never send to the wrong account. Money in lands on your own dedicated account number. AIRTIME, DATA, TV AND POWER Every network and every provider in one list. MTN, Glo, Airtel and 9mobile. DStv, GOtv and Startimes. Electricity tokens delivered in seconds. BUILT TO BE TRUSTED Funds are held with CBN licensed, NDIC insured partner banks. Card infrastructure is PCI-DSS compliant. Every transaction needs your PIN, and you get an alert the moment your card is used. Download Paymonetra and do it all from one balance.

Screenshots

Dolla4 screens
Paymonetra4 screens

Verdict

The call

Dolla and Paymonetra both sit at 2.3 stars, but that hides the real split: 50% of Paymonetra's written reviews are positive against 24% of Dolla's. Paymonetra also leads on update cadence (every 3 days vs every 11 days). Dolla's advantage is ratings volume (56 vs 2). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Paymonetra holds the better App Store score, 2.5 against 2.3. That said, the two scores are not equally well evidenced: Dolla has 56 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 24% of Dolla's written reviews are positive against 50% of Paymonetra's.

UpkeepUpdate frequency

Dolla ships an update every 11 days, Paymonetra every 3 days. Both last shipped on October 13, 2026.

Scorecard3 real differences · 7 level
Dolla versus Paymonetra: the parameters behind the verdict, then further details
ParameterDollaPaymonetra
PriceFreeFree
Rating2.3 (56 ratings)2.5 (2 ratings) — better
Positive reviews24.3% of reviews50.0% of reviews — better
Number of ratings56 — better2
Update frequencyEvery 11 daysEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size35 MB60 MB
Age rating4+4+
DeveloperFlexgreen Concept LtdMonetra Technologies LTD

Customer experience

Dolla

All ratings56 ratings
Positive33.9%
Neutral0.0%
Negative66.1%
Written reviews74 reviews
Positive24.3%
Neutral0.0%
Negative75.7%

Paymonetra

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Dolla

Reported bugs

2 issues
  • Funded card not showing the correct balance
  • Inability to use the card for purchases

Requested features

2 requests
  • More funding options like CashApp
  • Withdrawal functionality

Paymonetra

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Dolla

No in-app purchases

None

Paymonetra

No in-app purchases

Questions

Is Dolla free?
Dolla is free to download, with no in-app purchases.
Is Paymonetra free?
Paymonetra is free to download, with no in-app purchases.
Which has better reviews, Dolla or Paymonetra?
Paymonetra is rated higher. Dolla averages 2.3 out of 5 from 56 ratings, while Paymonetra averages 2.5 from 2 ratings.
Do Dolla or Paymonetra have ads?
Neither Dolla nor Paymonetra shows ads.
Which is updated more often, Dolla or Paymonetra?
Dolla ships an update every 11 days, and Paymonetra every 3 days. Most recently, Dolla was updated on October 13, 2026 and Paymonetra on October 13, 2026.

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