Dolla vs Paymonetra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Dolla
Instantly create and manage virtual cards for secure online payments, subscriptions, and expense tracking. Protect your real bank account information and gain control over your finances with detailed transaction insights and global acceptance.
- Instant virtual card issuing
- Enhanced financial security
- Detailed transaction tracking
- Global payment acceptance
- Subscription and recurring payment management
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Dolla is your ultimate solution for fast, secure, and hassle-free virtual card issuing. Whether you're managing your personal budget, paying online, or tracking business expenses, Dolla puts you in control of your finances. Key Features: Instant Card Issuing: Create virtual cards instantly for one-time purchases, subscriptions, or recurring payments. Enhanced Security: Protect your finances with virtual cards that keep your real bank account information safe. Detailed Transaction Insights: Track your spending with real-time updates and detailed transaction histories. Global Acceptance: Use Dolla’s virtual cards wherever major payment networks are accepted, both online and offline. With Dolla, you gain peace of mind knowing your payments are secure, your budget is under control, and your money is working smarter. Say goodbye to the limitations of traditional cards and hello to the future of virtual payments. Who’s it for? Whether you're a frequent online shopper, a small business owner, or someone who values privacy and control over their finances, Dolla is designed with you in mind. Start issuing your virtual cards today and take charge of your financial life. Download Dolla today and experience the power of virtual cards at your fingertips!
Paymonetra
Manage your cryptocurrency, virtual dollar cards, and pay all your bills from a single Nigerian money app. Buy and sell Bitcoin, Ethereum, and USDT with live rates, create virtual USD cards for online payments, and send money instantly to Nigerian banks.
- Buy and sell crypto in Naira
- Create virtual USD cards
- Pay for ads and subscriptions
- Send and receive money instantly
- Pay airtime, data, TV, and power bills
- Secure transactions with PIN and alerts
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Paymonetra is one Nigerian money app for crypto, dollar cards and every bill you pay. BUY AND SELL CRYPTO IN NAIRA Six coins including Bitcoin, Ethereum and USDT. You see the live rate and exactly what you get before you confirm, and the price is locked while you decide. Settled straight to your naira wallet. A DOLLAR CARD THAT WORKS ABROAD Create a virtual USD card in minutes and pay for ads, subscriptions and anything else priced in dollars. Every fee is shown before you create it: creation, monthly and per transaction. Freeze it in one tap, set spending limits, and choose where it works. SEND AND RECEIVE MONEY Transfer to any Nigerian bank in seconds. The recipient name confirms before you pay, so you never send to the wrong account. Money in lands on your own dedicated account number. AIRTIME, DATA, TV AND POWER Every network and every provider in one list. MTN, Glo, Airtel and 9mobile. DStv, GOtv and Startimes. Electricity tokens delivered in seconds. BUILT TO BE TRUSTED Funds are held with CBN licensed, NDIC insured partner banks. Card infrastructure is PCI-DSS compliant. Every transaction needs your PIN, and you get an alert the moment your card is used. Download Paymonetra and do it all from one balance.
Screenshots
Verdict
Dolla and Paymonetra both sit at 2.3 stars, but that hides the real split: 50% of Paymonetra's written reviews are positive against 24% of Dolla's. Paymonetra also leads on update cadence (every 3 days vs every 11 days). Dolla's advantage is ratings volume (56 vs 2). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paymonetra holds the better App Store score, 2.5 against 2.3. That said, the two scores are not equally well evidenced: Dolla has 56 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 24% of Dolla's written reviews are positive against 50% of Paymonetra's.
Dolla ships an update every 11 days, Paymonetra every 3 days. Both last shipped on October 13, 2026.
| Parameter | Dolla | Paymonetra |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (56 ratings) | 2.5 (2 ratings) — better |
| Positive reviews | 24.3% of reviews | 50.0% of reviews — better |
| Number of ratings | 56 — better | 2 |
| Update frequency | Every 11 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 35 MB | 60 MB |
| Age rating | 4+ | 4+ |
| Developer | Flexgreen Concept Ltd | Monetra Technologies LTD |
Customer experience
Dolla
Paymonetra
Bugs and requests
Dolla
Reported bugs
2 issues- Funded card not showing the correct balance
- Inability to use the card for purchases
Requested features
2 requests- More funding options like CashApp
- Withdrawal functionality
Paymonetra
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Dolla
No in-app purchases
Paymonetra
No in-app purchases









