Best Paynet alternatives: apps like Paynet — тўлов ва ўтказмалар

10+ similar apps compared and reviewed

4.4 avg rating

10 free apps

Updated November 2026

Paynet — тўлов ва ўтказмалар

JV Paynet LLC

Paynet is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Paynet

#1

Uzum Nasiya: muddatli to'lov by UZUM TECHNOLOGIES MChJ.

Nasiyaga xarid qilish servisi

Editor's Choice

3.7(33 ratings)

Free

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This service allows users to purchase goods and services on deferred payment terms for up to 12 months. Enjoy interest-free installments with no penalties for late payments. Apply online or in-person with a limit of up to 25,000,000 UZS.

#2

Anorbank by Anor Bank

Strong Contender

4.7😐(157 ratings)

Free

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Manage your finances with a redesigned mobile banking app. Enjoy intuitive navigation, secure transactions, and a wide range of services including card management, deposits, loans, and payments. Access banking 24/7 with enhanced performance and ease.

What We Love

👍 User-friendly interface
🚀 Fast transactions
🌐 Works internationally
✅ Convenient for online banking
💰 Low transfer fees
✨ Simple and clear design
👌 Easy to use
💯 Reliable and secure
🔄 Good customer support response (sometimes)
💡 Innovative features

Room to Improve

🐛 Frequent bugs and glitches
❌ Login issues after updates
📉 Unstable performance
🚫 Card verification errors
⚠️ Frozen funds and restricted access
⏳ Slow servers
🚫 Inability to access money
👎 Poor customer support (often unresponsive)
📈 High interest rates (for some products)
❌ App crashes frequently
🔄 Updates often break functionality
🚫 Face ID/biometric verification issues
❌ Technical errors during transactions
⚠️ Unclear loan terms/high percentages
❌ App not working for non-residents
🚫 Issues with currency conversion
❌ Problems with international transfers

#3

xazna by АT "Xalq Bank"

Worth Considering

3.9(63 ratings)

Free

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Manage your finances, control accounts and cards, pay for services, and make transfers securely. Access government services without digital signatures and get information on banking services and loans.

More apps like Paynet

by ALOQABANK ATB

Manage your finances with this all-in-one app. It offers microloans, high-interest savings, and convenient payment options for services and transit. Track your finances in real-time with a modern, user-friendly interface.

MicroloansHigh-interest depositsService payments

Compare with Paynet

Uzum Bank online

Uzum Bank online

Uzum Bank online

Mikroqarz, kredit, o‘tkazma

Manage your finances with an online bank app. Get a free virtual card for payments, access loans and micro-loans, and pay bills. Track expenses, earn cashback, and make transfers easily.

Free virtual cardLoans and micro-loansExpense tracking

Compare with Paynet

Davlat soliq xizmatlari

This app offers new electronic services including 1% cashback on purchase receipts and a 20% bonus for referrals. It also facilitates official rental agreements for students and allows verification of marked products and tax inspection orders.

1% cashback on purchase receipts20% referral bonusOfficial rental agreements for students

Compare with Paynet

Ipak Yuli Mobile: Onlayn Bank

Ipak Yuli Mobile: Onlayn Bank

Ipak Yuli Mobile: Onlayn Bank

Pul o‘tkazmalari va to‘lovlar

Manage your finances on the go with this mobile banking app. Perform payments, transfers, apply for microloans, and exchange currency. Access all your banking needs conveniently from your smartphone.

Secure login with biometricsCard management and blockingMobile and utility payments

Compare with Paynet

payme - переводы и платежи

payme - переводы и платежи

payme - переводы и платежи

Оплата услуг, интернета и ЖКХ

This app simplifies your financial life by allowing you to pay bills, transfer money, and manage expenses all in one place. Enjoy commission-free payments, earn bonuses, and even pay in stores using QR codes. Track your spending with detailed analytics and access exclusive features with a subscription.

Pay bills and fines without commissionCard-to-card money transfersEarn bonuses and cashback

Compare with Paynet

Click SuperApp－Wallet・Payments

Click SuperApp－Wallet・Payments

Click SuperApp－Wallet・Payments

Pay UZCARD & HUMO cards online

Manage your finances with a virtual wallet, card-to-card transfers, and bill payments. Enjoy quick transactions, scheduled auto-pays, and loan repayments from your mobile device.

Card-to-Card TransfersVirtual Click WalletScheduled Auto-Pay

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Hamkor・онлайн банк Узбекистана

Hamkor・онлайн банк Узбекистана

Hamkor・онлайн банк Узбекистана

Микрозаймы до 100 млн сум

This financial app serves as your digital banking assistant, offering features like free card issuance, commission-free transfers within limits, account management, and currency exchange rates. It also helps locate branches and ATMs.

Free debit and Visa card issuanceCommission-free card-to-card transfersAccount, deposit, and loan balance information

Compare with Paynet