
Payoff Path Debt
See the date you're done
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Free
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About
Payoff Path 2.0 brings your plan into focus with a new emerald-glass interface and a clear view of balances, strategies, and the next payment.
Give your debt a plan—not just a minimum payment.
Enter your balances, interest rates, and minimums. Payoff Path turns them into a clear payoff estimate, so you can see what to focus on next and how an extra monthly payment could change the journey.
CHOOSE YOUR WAY FORWARD
Use avalanche to prioritize the highest APR, or snowball to start with the smallest balance. Adjust your extra monthly payment and watch the estimated time and interest change.
MAKE EACH PAYMENT COUNT
• Keep balances, APRs, and minimum payments together
• Log payments and see which debt to tackle next
• Explore what-if payment amounts before changing your real budget
GO DEEPER WITH PRO
Track up to three debts free. Optional Payoff Path Pro is a one-time purchase that unlocks unlimited debts, the full month-by-month schedule, avalanche-versus-snowball comparison, and CSV export. Version 1.0 Founding users retain full access.
PRIVATE FROM THE FIRST NUMBER
No bank login. Your entered financial information stays on your device. Payoff Path calculates a plan; it does not move money or make payments for you.
Start with one balance. See a path forward.
Payoff Path is a calculator, not financial advice. Dates and interest are estimates; confirm terms, balances, and payment details with your lenders.
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What's New in Payoff Path Debt
2.0.1
October 6, 2026
Improved payment-entry forms for large text, keyboard use, and more iPhone orientations.
1
Subscriptions & In-App Purchases
$4.99
Payoff Path Pro
Unlimited debts, schedule, and CSV export




