
Payoff Path Debt
Snowball & Avalanche Planner
0 ratings
Free
In-App Purchases
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About
Give your debt a plan, not just a minimum payment.
Enter your balances, rates, and minimums. Payoff Path turns them into a clear payoff estimate and shows what to focus on next.
No bank login. Your numbers stay on your device.
CHOOSE YOUR WAY FORWARD
Use avalanche to tackle the highest APR first, or snowball to start with the smallest balance. Adjust your extra monthly payment and watch the estimated time and interest change.
MAKE EACH PAYMENT COUNT
• Balances, APRs, and minimum payments in one calm place
• Log payments and see which debt to tackle next
• Try what-if payment amounts before you change your real budget
FREE TO START
Track up to three debts free, with avalanche or snowball, a payoff estimate and the first 12 months of your schedule.
PAYOFF PATH PRO: ONE LIFETIME PURCHASE
Not a subscription. Pro adds:
• Unlimited debts
• The full month-by-month payoff schedule
• Avalanche-versus-snowball comparison
• CSV export
Version 1.0 Founding users keep full access.
PRIVATE FROM THE FIRST NUMBER
No bank login. What you enter stays on your device. Payoff Path calculates a plan; it never moves money or makes payments for you.
Start with one balance. See a path forward. Made thoughtfully by House Rhymaun. Less noise. More life.
Payoff Path is a calculator, not financial advice. Dates and interest are estimates; confirm terms, balances, and payment details with your lenders.
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What's New in Payoff Path Debt
2.0.4
October 24, 2026
This update adds support for iPhone Duo. New app icon. Features and purchases are unchanged. Refreshed App Store screenshots and clearer feature descriptions. App features and purchase entitlements are unchanged.
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Subscriptions & In-App Purchases
$4.99
Payoff Path Pro
Unlimited debts, schedule, and CSV export



