Payunicard

Payunicard

by Payunicard

14 ratings
6 reviews
Free

Details

  • Released
  • Updated
  • December 23, 2021
  • August 1, 2026

Features

Payunicard screenshot #1 for iPhone
Payunicard screenshot #2 for iPhone
Payunicard screenshot #3 for iPhone
Payunicard screenshot #4 for iPhone
Payunicard screenshot #5 for iPhone
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About

Manage your e-money and earn rewards with this financial tool. Link payment and loyalty cards, make transactions, and access exclusive offers from partners. Enjoy benefits like cashback and bonus points for every financial activity.

Manage e-money accounts
Order prepaid Visa/MasterCard
Send and exchange currency
Pay utility bills
Earn and spend UNIPOINTS
Access customized loyalty offers
Track transactions and spending
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What's New in Payunicard

9.0.17

August 1, 2026

We’ve polished the gears and tightened the bolts. This update includes performance enhancements and minor bug fixes to keep your experience smooth and secure.

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User reviews

Unprofessional Support & Broken System

Payunicard is extremely crude—nothing works as expected. Their staff, like Beka Adamia, don’t even understand how their own system works. He implied that my last name was misspelled because I entered it wrong, when in reality, names are taken directly from passports during verification. This level of incompetence is unacceptable. If the staff doesn’t even know how their own product works, how can they handle customer issues properly? Avoid this service if you value reliability.
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Code to confirm account never been send

I wish I could start using the app unfortunately it doesn’t send the sms code so I never was able to confirm my phone number neither my account

The worst app

I opened one more multi currency account, which is paid service in payunicard. But i wanted to be able to send and receive Euro and dollars on one account, so i did open.

And after that i tried to send the money - USD this time to my payunicard by card number. Guess what i received? You think USD? NO - I received GEL on my “multi currency” account and received -50usd less in GEL then i sent in USD, because it converted with their poor exchange rate.

On my all questions to support they say that i had GEL “priority” in my MULTI currency account 🤡
I dont know what is definition of MULTI currency in the universe of payunicard, but for me and many other normal services - that means i can send and receive same currency which i sent on my MULTI currency account that currency supported by account..

But payunicard says i had GEL “priority” on MULTI currency account 🤡
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Awful app and service

Maybe the worst financial app I ever used on iPhone. You are a hero if you've passed the account verification in 1 attempt

Very crude service, not much works

I’ve given 3 stars only for the idea of crypto/fiat wallet(it can be 2 stars), but everything is too crude. I don’t know how WhiteBit can work as a partner with this service and announce collaboration. 3 time I’ve tried to do KYC - it doesn’t work, not verified without normal feedback. Developers, what about customer service and support and when this service will be worked correctly? If we fix these problems, I can change my mind and check my feedback. Thank you for good idea, but a lot of thing you should do yet
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FAQ

What is Payunicard?

Payunicard is an everyday tool designed to manage your e-money account and provide rewards for your financial transactions. It offers a digital wallet linked with prepaid VISA and MasterCard cards, featuring comprehensive loyalty functionality.

How do I become a Payunicard customer?

You can become a customer online by boarding and opening a wallet or card account directly through the Payunicard application. This process allows you to order your VISA or MasterCard online.

What kind of rewards can I get with Payunicard?

With Payunicard, you can collect and spend UNIPOINTS with no limitations, receive special rates, e-money cashback, online vouchers, presents, and discounts from UNIcard partner merchants.

Is Payunicard secure for financial transactions?

While the description emphasizes comprehensive loyalty functionality and linked payment cards, specific security protocols are not detailed. Users can manage their money easily and see an overview of transactions.

What devices does Payunicard support?

The Payunicard application is available for iPhone and iPod devices. It is designed to help customers manage their money easily and track spending.

How often is Payunicard updated?

The latest version of Payunicard is 9.0.5, last updated on January 23, 2026. This indicates a relatively frequent update cycle for the application.

What is the user sentiment for Payunicard?

Payunicard has a rating of 3.6 stars from 12 ratings. This suggests a mixed user sentiment, with room for improvement in user satisfaction.

Does Payunicard have ads?

No, Payunicard does not contain advertisements. The application is free to use and does not display any ads to its users.