Comparison

Payunicard vs InexPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payunicard

Manage your e-money and earn rewards with this financial tool. Link payment and loyalty cards, make transactions, and access exclusive offers from partners. Enjoy benefits like cashback and bonus points for every financial activity.

Highlights
  • Manage e-money accounts
  • Order prepaid Visa/MasterCard
  • Send and exchange currency
  • Pay utility bills
  • Earn and spend UNIPOINTS
  • Access customized loyalty offers
  • Track transactions and spending
Features
Read full description

MY EVERYDAY LOYAL UNIWALLET PayUnicard Application is an everyday tool to manage your e-money account and get rewards for financial transactions. PayUnicard LLC - first in CISSEE region non-financial institution offering wallets linked with VISA & MasterCard prepaid cards with built-in comprehensive loyalty functionality. You can board, open a wallet or card accounts, order your VISA or MasterCard online, send money, exchange currency, utility payments, get customized loyalty offers, form merchants directly, collect and spend UNIPOINTS and be the part of Unicard loyalty program together with 2 mln customers, enjoying community advantages while making transactions. PayUnicard Products – Prepaid Visa/MasterCard cards for international use are tightly integrated with Unicard loyalty functionality and partnership network. Our Loyal customers and cardholders receive special rates, e-money cashback, UNIPoints, online vouchers and presents, discounts and countless ongoing hot offers from UNIcard partner merchants. - Become our customer online - Manage your money easy way! - See an easy summary of payments/transactions - Collect and spend Unicard bonuses with no limitations - Take an overview of your spending’s any time, be notified if you’re spending too fast. With Payunicard APP customers can combine payment and loyalty cards in one space, spend your –e-money everywhere Visa/MasterCard is accepted, F2F and online, transfer or exchange money, pay utility bills. Before anything else you will benefit from each financial transaction – earn while other spend!

About

InexPay

Easily send money internationally from Georgia to over 50 countries. Transfer funds, pay bills, and exchange currencies with competitive rates and top-tier security. Supports major Georgian banks for seamless top-ups.

Highlights
  • International money transfers
  • Bill payments in Georgia
  • Currency exchange
  • Wallet-to-wallet transfers
  • Direct bank transfers
  • Card deposits
Features
Read full description

InexPay — Send Money, Transfer Funds and Pay Bills Looking for the fastest and easiest way to send money from Georgia to the world? Meet InexPay — your trusted app for money transfers, international payments, and currency exchange with the best rates. Send money online from Georgia to over 50 countries, including: Ukraine, Moldova, Armenia, Turkey, Uzbekistan, India, Pakistan, SEPA countries (Germany, France, Italy, Spain, Greece and more). Top up your wallet easily from TBC Bank, Bank of Georgia (BOG) or any Georgian bank. Transfer money from your bank account directly to your InexPay wallet and make instant international transfers. What can you do with InexPay? * Send money transfers to family and friends abroad. * Make direct bank transfers to international accounts via SEPA. * Deposit money with Visa and Mastercard cards. * Make wallet-to-wallet transfers within InexPay. * Pay your utility bills in Georgia (Tbilisi Energy, Telasi, Silknet, Magti, and more). * Exchange currencies quickly at competitive rates. Why choose InexPay? * Fast, secure, and easy international money transfer. * Works perfectly with TBC, BOG, Liberty Bank, Credo, Tera, Basisbank and more. * Best solution for SEPA transfers, cash pickups, and card withdrawals. * Licensed by the National Bank of Georgia for your safety.

Screenshots

Payunicard4 screens
InexPay4 screens

Verdict

The call

The clearest difference is review sentiment: InexPay at 100% against Payunicard's 0%. InexPay also leads on rating (5.0 vs 3.8) and iOS requirement (14.0 vs 16.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

InexPay holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 14 and 14 respectively. Written reviews point the same way: 0% of Payunicard's written reviews are positive against 100% of InexPay's.

UpkeepUpdate frequency

Payunicard ships an update every 3 weeks, InexPay every 10 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Payunicard versus InexPay: the parameters behind the verdict, then further details
ParameterPayunicardInexPay
PriceFreeFree
Rating3.8 (14 ratings)5.0 (14 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings1414
Update frequencyEvery 3 weeksEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.014.0 — better
Further details — not scored
Size73 MB75 MB
Age rating4+4+
DeveloperPayunicardInexPay LTD.

Customer experience

Payunicard

All ratings14 ratings
Positive64.3%
Neutral7.1%
Negative28.6%
Written reviews6 reviews
Positive0.0%
Neutral33.3%
Negative66.7%

InexPay

All ratings13 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Payunicard

No in-app purchases

None

InexPay

No in-app purchases

Questions

Is Payunicard free?
Payunicard is free to download, with no in-app purchases.
Is InexPay free?
InexPay is free to download, with no in-app purchases.
Which has better reviews, Payunicard or InexPay?
InexPay is rated higher. Payunicard averages 3.8 out of 5 from 14 ratings, while InexPay averages 5.0 from 14 ratings.
Do Payunicard or InexPay have ads?
Neither Payunicard nor InexPay shows ads.
Which is updated more often, Payunicard or InexPay?
Payunicard ships an update every 3 weeks, and InexPay every 10 days. Most recently, Payunicard was updated on October 25, 2026 and InexPay on October 24, 2026.

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