Comparison

Payunicard vs Finbureau

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payunicard

Manage your e-money and earn rewards with this financial tool. Link payment and loyalty cards, make transactions, and access exclusive offers from partners. Enjoy benefits like cashback and bonus points for every financial activity.

Highlights
  • Manage e-money accounts
  • Order prepaid Visa/MasterCard
  • Send and exchange currency
  • Pay utility bills
  • Earn and spend UNIPOINTS
  • Access customized loyalty offers
  • Track transactions and spending
Features
Read full description

MY EVERYDAY LOYAL UNIWALLET PayUnicard Application is an everyday tool to manage your e-money account and get rewards for financial transactions. PayUnicard LLC - first in CISSEE region non-financial institution offering wallets linked with VISA & MasterCard prepaid cards with built-in comprehensive loyalty functionality. You can board, open a wallet or card accounts, order your VISA or MasterCard online, send money, exchange currency, utility payments, get customized loyalty offers, form merchants directly, collect and spend UNIPOINTS and be the part of Unicard loyalty program together with 2 mln customers, enjoying community advantages while making transactions. PayUnicard Products – Prepaid Visa/MasterCard cards for international use are tightly integrated with Unicard loyalty functionality and partnership network. Our Loyal customers and cardholders receive special rates, e-money cashback, UNIPoints, online vouchers and presents, discounts and countless ongoing hot offers from UNIcard partner merchants. - Become our customer online - Manage your money easy way! - See an easy summary of payments/transactions - Collect and spend Unicard bonuses with no limitations - Take an overview of your spending’s any time, be notified if you’re spending too fast. With Payunicard APP customers can combine payment and loyalty cards in one space, spend your –e-money everywhere Visa/MasterCard is accepted, F2F and online, transfer or exchange money, pay utility bills. Before anything else you will benefit from each financial transaction – earn while other spend!

About

Finbureau

This app helps individuals manage their existing loans by providing tools to track due payments and apply for new offers. It aims to simplify the loan repayment process and offers remote certificate creation.

Highlights
  • Manage individual loans separately
  • Track due payment information
  • Apply for customer-oriented offers
  • Create and upload certificates remotely
  • Easy registration and login
Read full description

What if we tell, we can lighten up your debt issues? Though past loans do not feel nice, paying them off is our responsibility for the future. So, what about helping you to administrate them with minimum engagement in it. Sounds attractive, huh? Finbureau mobile app helps individuals to manage their existing loans smoothly, without special effort by functions including: • Easy registration and login • Separate management of individual loans • Accessing the information about the due payments • Customer-oriented offers and the ability to apply for the desired option • Creation and uploading of certificates remotely Besides the mobile app, Finbureau offers users a variety of service touchpoints, such as the website, the branches of the banks, the bank transfers, the pay-boxes… The aim of our organization is to make the process of payment easier for customers and assist them throughout the journey. It's a pleasure to already have over a million users for whom Finbureau is a stable satellite in the process of overcoming obstacles. In case you have trouble with your application, please feel free to call us at (995 32) 235 33 33 or chat with us. Your feedback will be more than welcomed, it will help us in service development.

Screenshots

Payunicard4 screens
Finbureau4 screens

Verdict

The call

The clearest difference is rating: Finbureau at 5.0 against Payunicard's 3.8. Finbureau also leads on device support (3 vs 1) and iOS requirement (14.0 vs 16.0). Payunicard's advantage is update cadence (every 3 weeks vs every 2 months) and ratings volume (14 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Finbureau holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: Payunicard has 14 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Payunicard ships an update every 3 weeks, Finbureau every 2 months. The most recent releases landed on August 2, 2026 and June 11, 2026 respectively.

Scorecard5 real differences · 5 level
Payunicard versus Finbureau: the parameters behind the verdict, then further details
ParameterPayunicardFinbureau
PriceFreeFree
Rating3.8 (14 ratings)5.0 (2 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings14 — better2
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.014.0 — better
Further details — not scored
Size64 MB15 MB
Age rating4+17+
DeveloperPayunicardFinbureau LLC

Customer experience

Payunicard

All ratings14 ratings
Positive64.3%
Neutral7.1%
Negative28.6%
Written reviews6 reviews
Positive0.0%
Neutral33.3%
Negative66.7%

Finbureau

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Payunicard

No in-app purchases

None

Finbureau

No in-app purchases

Questions

Is Payunicard free?
Payunicard is free to download, with no in-app purchases.
Is Finbureau free?
Finbureau is free to download, with no in-app purchases.
Which has better reviews, Payunicard or Finbureau?
Finbureau is rated higher. Payunicard averages 3.8 out of 5 from 14 ratings, while Finbureau averages 5.0 from 2 ratings.
Do Payunicard or Finbureau have ads?
Neither Payunicard nor Finbureau shows ads.
Which is updated more often, Payunicard or Finbureau?
Payunicard ships an update every 3 weeks, and Finbureau every 2 months. Most recently, Payunicard was updated on August 2, 2026 and Finbureau on June 11, 2026.

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