
Free
About
PayUp - split bills without the awkward part
Stop chasing your friends for money.
PayUp is a simple way to split expenses and keep track of who owes you, without overcomplicating it.
Add a bill, choose who was involved, and the app handles the rest. You can include yourself in the split or leave yourself out — whatever fits the situation.
You don’t need to set people up beforehand either. Just add them when you’re creating a split and they’ll be saved for next time.
Everything stays organised in one place, so you can quickly see:
who owes you
what they owe
what’s already been paid
When someone pays you back, just tick it off. No confusion, no mental tracking.
There’s also a simple insights view so you can get a quick idea of how much you’re owed overall and who tends to take the longest to pay you back.
If you need to remind someone, you can generate a message and send it straight away or copy it — no awkward wording needed.
Works well for everyday stuff like:
dinners
Ubers
trips
rent
nights out
PayUp isn’t trying to be complicated. It’s just a clean, fast way to keep track of money between friends and actually get paid back.
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What's New in PayUp
1.2
April 23, 2026