Best apps like Penny: AI Budget Planner

10+ similar apps compared and reviewed

5.0 avg rating
10 free apps
Updated July 2026

Whether you want more options like Penny or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Penny

Penny Penny: Save & Budget#1

Penny Penny: Save & Budget by Tony Ho

Offline, fast budget app
Editor's Choice
💰 Finance
5.0(1 ratings)
Free
Penny Penny: Save & Budget screenshot 1
Penny Penny: Save & Budget screenshot 2
Penny Penny: Save & Budget screenshot 3

This offline personal finance app helps you track expenses and manage your budget with an intuitive interface. Organize spending into custom categories and gain insights into your financial habits. It prioritizes data privacy by storing all information locally on your device.

More apps like Penny

4
Wealthly: Budget & Track Money
Wealthly: Budget & Track Money
Wealthly: Budget & Track Money
Portfolio & Dividend Tracker
Free

Manage your finances with this comprehensive app. Link bank accounts, auto-categorize spending, track investments, and plan for retirement. Discover forgotten subscriptions and gain insights into your financial health.

Link bank and brokerage accountsAuto-categorize spendingSubscription tracking
💰 Finance
(7)
free with in-app purchases
5
Abundunt: Saving Habit Tracker
Abundunt: Saving Habit Tracker
Abundunt: Saving Habit Tracker
Savings tracker & goals
Free

This app offers a straightforward approach to saving money by setting goals and participating in challenges. It allows users to track progress without complex budgeting and includes options for group savings with friends and family.

Set savings goalsFollow savings challengesCreate custom challenges
💰 Finance
(1)
free with in-app purchases
6
Simple Budget Tracker-Budgetly
Simple Budget Tracker-Budgetly
Simple Budget Tracker-Budgetly
Money & Expense Tracker
Free
💰 Finance
(0)
7
finanzia
finanzia
finanzia
Track, budget & invest smart
Free
💰 Finance
(0)
8
PennyBudget - AI Expense App
PennyBudget - AI Expense App
PennyBudget - AI Expense App
Track & Budget with AI Insight
Free

Effortlessly manage your finances with an AI-powered expense tracker. Log spending by typing or speaking, and gain insights into your habits with automatic budget tracking and smart monthly summaries. No bank linking required.

AI Assistant for ExpensesAutomatic Budget TrackingRecurring Expense Detection
💰 Finance
(0)
freemium
9
Expense Tracker: SpendVoice
Expense Tracker: SpendVoice
Expense Tracker: SpendVoice
Just speak your expenses
Free

Effortlessly log daily expenses by simply speaking them. This app offers instant recording and smart categorization with a clean, fast interface, making financial tracking quick and intuitive.

Voice-first expense trackingInstant loggingSmart categorization
💰 Finance
(1)
freemium
10
Finly: Smart Budget Tracker
Finly: Smart Budget Tracker
Finly: Smart Budget Tracker
Smart Budget Tracker
Free
💰 Finance
(0)