PennyNote: Expense Tracker

PennyNote is a private, chat-first expense tracker for iPhone. Type “coffee 4.50” and it becomes a clean ledger entry. Ask “how much did I spend on food this month?” and get an answer calculated from your own data. FAST MANUAL TRACKING • Log expenses in natural language • Add multiple purchases in one message • Use your keyboard’s dictation for hands-free entry • Edit any entry with a simple five-field form YOUR SPENDING, MADE CLEAR • Browse a clean ledger organized by date • See monthly totals and category breakdowns • Ask plain-language questions about your spending • Create and manage your own categories • Track recurring expenses and regular bills PRIVATE BY DESIGN • Your ledger stays in a local database on your iPhone • No account, bank connection, backend, ads, or analytics • Core tracking and answers work offline • Apple Intelligence enhances language understanding on supported devices; a local fallback works without it YOUR DATA REMAINS YOURS • Import existing spreadsheet history • Export your ledger to Excel whenever you want • Erase all app data from Settings PRICING PennyNote includes a seven-day full evaluation. After it ends, your ledger remains readable and exportable. A one-time Pro Lifetime in-app purchase unlocks creating, editing, importing, recurring tracking, and spending questions. No subscription.