Boring Expenses vs PennyNote

Where does your money actually go? Boring Expenses shows you in seconds — a tiny, beautifully boring expense tracker that's 100% free, ad-free, private, and sign-up-free. Your data lives in your personal iCloud, end-to-end encrypted by Apple and invisible to us. JUST EXPENSES — NOTHING ELSE - No income tracking — total focus on spending - No multiple accounts — one number, the whole picture - No complicated budgets or category limits - No welcome screens or personal surveys - No bank connections — log each expense by hand, like a journal - No subscriptions, ads, trackers, or analytics - Apple-only — native look, feel, and animations WHY PEOPLE LOVE IT - Ready in the first second: no questionnaires, budget setup, paywalls, or registration - Truly free: no "premium" tiers, no nagging for donations - Private by design: expenses stay in encrypted iCloud, never shared - Works fully offline - Tiny and fast: opens instantly - No category caps: seeing your trends over weeks and months builds smarter habits on its own KEY FEATURES - One-tap expense entry: pick a category, type the amount — done - Beautiful interactive charts that update instantly — week, month, year - 100+ icons and colors to make categories your own - Quick filters by date and category - CSV export: pull your data into Excel or anywhere, anytime - Apple Watch app and Home Screen widgets - Full Dynamic Type and VoiceOver support - Light and dark themes with a true native iPhone feel START TODAY Download Boring Expenses and build smarter everyday spending habits — one tap at a time. Thanks for reading to the end — have a great day! Questions or ideas? Open Settings > Feedback to message the developer directly. Enjoying the app? A quick App Store review means the world.

PennyNote is a private, chat-first expense tracker for iPhone. Type “coffee 4.50” and it becomes a clean ledger entry. Ask “how much did I spend on food this month?” and get an answer calculated from your own data. FAST MANUAL TRACKING • Log expenses in natural language • Add multiple purchases in one message • Use your keyboard’s dictation for hands-free entry • Edit any entry with a simple five-field form YOUR SPENDING, MADE CLEAR • Browse a clean ledger organized by date • See monthly totals and category breakdowns • Ask plain-language questions about your spending • Create and manage your own categories • Track recurring expenses and regular bills PRIVATE BY DESIGN • Your ledger stays in a local database on your iPhone • No account, bank connection, backend, ads, or analytics • Core tracking and answers work offline • Apple Intelligence enhances language understanding on supported devices; a local fallback works without it YOUR DATA REMAINS YOURS • Import existing spreadsheet history • Export your ledger to Excel whenever you want • Erase all app data from Settings PRICING PennyNote includes a seven-day full evaluation. After it ends, your ledger remains readable and exportable. A one-time Pro Lifetime in-app purchase unlocks creating, editing, importing, recurring tracking, and spending questions. No subscription.