Comparison

Budget Planner & Tracker vs PennyNote

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Planner & Tracker

This personal finance app helps you track daily income and expenses to manage your budget effectively. Gain control over your spending, plan for the future, and save money with intuitive reports and custom reminders.

Highlights
  • Intuitive user interface
  • Flexible time periods (weekly, monthly, yearly)
  • Summary view with time travel
  • Log expense and income
  • Editable categories with icons
  • Interactive reports and charts
Features
Read full description

Budget Planner is the easiest and most user friendly Personal Finance App.!! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. Become your own finance manager with Daily Expense Tracker— a spending tracker and personal finance planner that helps you save money and plan your budgets. Daily Expense Tracker is not just an expense tracker or budgeting app. It’s about getting things under control now so that you can make wiser decisions and plan for the future⁠— whether that’s a month, a year, or a decade down the line. Closely manage your expenses with ease & take advantage of custom reminders so that you will never be late with your monthly bills. The idea is simple, keep a track of what bills you already payed and what bill you have to pay every month. You don't need to register anything or input your bank info, and you don't need an Internet connection to use the app. All the information is stored on your iPhone and you can manually back up/restore the data at any time. WHY YOU SHOULD USE "BUDGET PLANNER" Toss your notebooks and spreadsheets, and budget for clear, tangible goals that are easy to track in real-time. Tracking your expenses just got easier. Keep full control with beautifully designed reports on your accounts. You can easily control your spending and save more using the Daily Expense Tracker. There are many people who spend more than they earn. They have problems with debt and not enough saving. They don’t track spending and they don’t plan their monthly budget better. There are a lot of transactions they forget because they don’t use expense tracker. They don’t know how to live off their income in responsible way. It is a path to a financial disaster that will land them in trouble in the future. *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - export transactions √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - see the history of your spending Share with your friends or family member if you like the app and give us suggestion so we can improve it.

About

PennyNote

Features
Read full description

PennyNote is a private, chat-first expense tracker for iPhone. Type “coffee 4.50” and it becomes a clean ledger entry. Ask “how much did I spend on food this month?” and get an answer calculated from your own data. FAST MANUAL TRACKING • Log expenses in natural language • Add multiple purchases in one message • Use your keyboard’s dictation for hands-free entry • Edit any entry with a simple five-field form YOUR SPENDING, MADE CLEAR • Browse a clean ledger organized by date • See monthly totals and category breakdowns • Ask plain-language questions about your spending • Create and manage your own categories • Track recurring expenses and regular bills PRIVATE BY DESIGN • Your ledger stays in a local database on your iPhone • No account, bank connection, backend, ads, or analytics • Core tracking and answers work offline • Apple Intelligence enhances language understanding on supported devices; a local fallback works without it YOUR DATA REMAINS YOURS • Import existing spreadsheet history • Export your ledger to Excel whenever you want • Erase all app data from Settings PRICING PennyNote includes a seven-day full evaluation. After it ends, your ledger remains readable and exportable. A one-time Pro Lifetime in-app purchase unlocks creating, editing, importing, recurring tracking, and spending questions. No subscription.

Screenshots

Budget Planner & Tracker4 screens
PennyNote4 screens

Verdict

The call

The clearest difference is in-app purchases: Budget Planner & Tracker at none against PennyNote's 1. Budget Planner & Tracker also leads on device support (3 vs 1) and iOS requirement (13.0 vs 26.0). PennyNote's advantage is ads (none vs shown). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PennyNote sells 1 one-off in-app purchase. Budget Planner & Tracker asks for nothing beyond the download.

Scorecard4 real differences · 6 level
Budget Planner & Tracker versus PennyNote: the parameters behind the verdict, then further details
ParameterBudget Planner & TrackerPennyNote
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 months—
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better26.0
Further details — not scored
Size6 MB23 MB
Age rating4+4+
DeveloperAxita GhevariyaTaron Mehrabyan

In-app purchases

None

Budget Planner & Tracker

No in-app purchases

1 purchases

PennyNote

One-time1
  • Pro Lifetime$12.99

Questions

Is Budget Planner & Tracker free?
Budget Planner & Tracker is free to download, with no in-app purchases.
Is PennyNote free?
PennyNote is free to download, with in-app purchases available.
Do Budget Planner & Tracker or PennyNote have ads?
Budget Planner & Tracker shows ads; PennyNote does not.

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