PensionForge

• Search — find anything in the app from one place. Search your tools, Learn articles, glossary terms, published legislation, app pages, and your own saved scenarios. Open it from the search icon in the sidebar, the menu on mobile, or press ⌘K (Ctrl+K) on the web app. The Alerts bell now lives in the sidebar navigation under Timeline. • Timeline, sized for your desktop — on larger screens the Timeline now pairs the milestone spine with a detail panel alongside it. Select a milestone to read the rule behind it — its basis, statute citation, and related Learn articles — without the page shifting under you. Before you select anything, the panel shows your next projected milestone plus your horizon and alerts; your income plan shows its status and year-by-year chart. On phones the Timeline works exactly as before. • Income Plan: reserve part of an account for spending. Set an optional "reserved for spending" amount on any account and the drawdown projection runs on what remains. The account card and assumptions panel disclose what was set aside. • St. Cloud sick leave — your sick-leave hours can now be entered in the setup wizard's Career step and in the scenario editor, not just the profile editor. FIXED — retirement income totals • One income total, everywhere. Every surface — dashboard, income breakdown card, retirement summary, wizard results, household tab, PDFs, and the plan narrative — now shows the same total: pension + account drawdown + Health Insurance Subsidy. Previously the dashboard and breakdown card could disagree by the Social Security amount. • Social Security is shown on its own labeled line ("Social Security from age 62: +$1,400/mo — not included above") rather than folded into the headline, since it begins at your claiming age. The % of AFC ring uses the same total. If you entered a benefit, the app applies the Social Security Administration's statutory claiming-age adjustment, shown step by step in "How was this calculated?". No tax is deducted from displayed totals; amounts are before taxes. • Every "How was this calculated?" equation now adds up: the bold total is the exact sum of the lines above it, including the Health Insurance Subsidy when projected, with the spouse DROP lump sum marked as paid at DROP exit rather than omitted. • The Health Insurance Subsidy, when expected, joins the headline total everywhere and is itemized as its own line (still subject to annual legislative appropriation). FIXED — projected retirement age • Projected retirement and separation ages now include the months since your last birthday. Previously the projection started from your age in whole years, which could understate the projected retirement age by up to a year. Timeline year labels use the same corrected age, and ages display with one decimal. For vested members who separate early, projected collection now begins at the normal retirement age. • The Eligible milestone uses the same corrected age, so it matches the markers beside it. Eligibility dates reached by age land on the actual normal-retirement birthday — including exported calendar events — instead of up to a year later. • Spouse milestones share the corrected age base. For a spouse whose retirement is reached by age, the projected working window now ends on the normal-retirement birthday, which can slightly reduce projected spouse service and pension. • DROP scenarios say so on the card: "After 20.5 years of service + 5 years in DROP" — the age is your projected DROP exit; pension service is fixed at DROP entry. FIXED — mobile navigation • The Timeline tab now always appears in the bottom bar when you're signed in. Previously the bar could keep showing "Get Started" in Timeline's slot until you signed out and back in. Finishing setup now updates the navigation immediately.