ChalkPay for Teachers

ChalkPay is a free app built specifically for teachers and educators. It brings your paycheck, budget, classroom supplies, leave tracking, and career planning into one place — so you always know where you stand financially. PAYCHECK VERIFICATION Enter your salary, step, lane, and supplements. ChalkPay computes what your paycheck should be. On payday, log what you actually received. The app compares every line item and flags discrepancies — a missing coaching stipend, a wrong deduction, an unexpected change. Over time, it detects patterns: "Your coaching supplement has been short 3 of the last 5 pay periods." You shouldn't lose money because you didn't check. BUDGET See what's left after the bills. Enter your recurring obligations and ChalkPay shows your monthly surplus, where your money goes, and how your spending maps to the 50/30/20 rule. Set a summer fund goal to cover the months without a paycheck. CLASSROOM SUPPLY LISTS Create supply lists and share them with parents via a link. Parents can view the list and claim items they'll bring — no sign-up or app download required. Track what's been claimed, what's arrived, and what you still need. When you buy something out of pocket, log it as an expense in one tap. Track your out-of-pocket classroom spending against the $250 federal educator expense deduction so you know exactly where you stand at tax time. LEAVE TRACKING Log sick, personal, and vacation days. Set your annual allocation per type and see your remaining balance at a glance. ChalkPay tracks usage by month across the school year so you can spot patterns in how you use your time. CAREER PLANNING See your salary trajectory over the next 5, 10, or 20 years based on your expected step increases. Thinking about going back to school? The lane-change calculator shows you the lifetime earnings difference, the payback period, and the ROI of that degree — so you can make the decision with real numbers, not guesswork. BUILT FOR TEACHERS ChalkPay understands how teacher pay works: step-and-lane salary schedules, supplement stipends, 10-month vs 12-month pay distribution, FRS retirement contributions, and the classroom expenses you cover out of your own pocket. It's not a generic finance app with a teacher skin — it's built from the ground up for how educators actually get paid. SET UP IN MINUTES A quick setup wizard walks you through your position, salary, supplements, and deductions. At the end, you see your first expected paycheck. If the number looks wrong, you already know something needs investigating. FREE. NO ADS. NO TRICKS. ChalkPay is completely free with no ads, no premium tier, and no data selling. It's made by the team behind PensionForge, the FRS retirement planning tool.