10/10 highly recommend
Love this app! Super user friendly and now I'm maximizing my credit card rewards and saving money
Free
About
Effortlessly track and maximize the value of your credit card perks. This app helps you discover hidden benefits, monitor their usage and expiration, and optimize spending for rewards.
✓Track credit card benefits
✓Monitor perk usage and expiration
✓Optimize spending for rewards
✓Set and track reward goals
✓Card recommendation tool
✓Home screen widgets
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What's New in PerkVault
1.3.5
April 17, 2026
Bug Fixes, updated credit card perks, added consistency between searching terms like amex vs American Express.
User reviews
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FAQ
How does PerkVault protect my financial data?
PerkVault prioritizes your privacy by storing all data locally on your device. There are no accounts, servers, or data sharing, ensuring your financial information never leaves your iPhone or iPad.
What types of credit card benefits can I track with PerkVault?
You can track a wide range of benefits including dining credits, travel credits, streaming reimbursements, lounge access, and more. The app provides a clear overview of all your perks at a glance.
Can PerkVault help me decide which card to use for purchases?
Yes, PerkVault's Spending Insights feature ranks your cards by category. This helps you choose the optimal card for maximizing cash back, points, or overall value at restaurants and other merchants.
Does PerkVault offer a trial period for any features?
PerkVault is completely free to download and use, with no trial periods required. All features are available without any cost to the user.
How often is PerkVault updated?
The latest version, 1.3.5, was released on April 17, 2026. Updates are provided to enhance functionality and user experience.
What devices are compatible with PerkVault?
PerkVault is designed for Apple devices and is compatible with both iPhone and iPad. It is suitable for users aged 4 and above.
Can I set goals for my credit card rewards with PerkVault?
Absolutely. You can set specific goals for your points and miles, such as saving for a flight or hotel stay, and track your progress in real time within the app.
Does PerkVault have ads?
No, PerkVault is ad-free. You can use all its features without any advertisements interrupting your experience.