Comparison

First Security Bank Bozeman vs PerkVault

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Security Bank Bozeman

Manage your personal and business finances on the go. This app offers secure access to your accounts, bill pay, mobile check deposit, and debit card management. Business users can also handle payments, initiate transfers, and integrate with accounting software.

Highlights
  • Account management and transaction history
  • Bill payment and mobile check deposit
  • Debit card management
  • Branch and ATM locator
  • Business payment and transfer initiation
  • Accounting software integration
Features
Read full description

First Security Bank Bozeman’s mobile app is fast, convenient, and reliable. Manage your money and your business with these features and more: Set personal preferences, notifications, and alerts Move money between accounts Pay bills and deposit checks Manage your debit card View account details and transaction history Access check images and statements Find branches and ATMs near you If enrolled in business cash management, you can also: Manage incoming and outgoing payments Initiate and approve ACH and wire transactions Integrate reporting with popular accounting systems such as QuickBooks® Leverage our fraud protection services View and manage your business users (administrators only)

About

PerkVault

Effortlessly track and maximize the value of your credit card perks. This app helps you discover hidden benefits, monitor their usage and expiration, and optimize spending for rewards.

Highlights
  • Track credit card benefits
  • Monitor perk usage and expiration
  • Optimize spending for rewards
  • Set and track reward goals
  • Card recommendation tool
  • Home screen widgets
Features
Read full description

Your credit cards come loaded with perks worth hundreds — even thousands — of dollars every year. Most people use less than half of them. PerkVault changes that. PerkVault is the simplest way to track every benefit across all your credit cards in one place. Know exactly what you have, what you've used, and what's about to expire — before you lose it. TRACK YOUR BENEFITS Add your cards and see every perk at a glance — dining credits, travel credits, streaming reimbursements, lounge access, and more. Watch your progress toward each benefit with visual progress bars and get alerted before credits expire. SPEND SMARTER Not sure which card to use at a restaurant? PerkVault's Spending Insights ranks your cards by category so you always swipe the right one — whether you're optimizing for cash back, points, or best overall value. TRACK YOUR REWARDS GOALS Set goals for your points and miles and track your progress in real time. Whether you're saving up for a flight, a hotel stay, or a cash back reward, PerkVault keeps you on track. FIND YOUR NEXT CARD Not sure which card fits your lifestyle? The built-in Card Finder walks you through your spending habits and recommends the best cards for you. HOME SCREEN WIDGETS Keep your most important perks front and center with PerkVault's home screen widgets — expiring benefits, wallet snapshot, and goals all at a glance without opening the app. YOUR DATA STAYS ON YOUR DEVICE PerkVault stores everything locally on your iPhone. No accounts, no servers, no data sharing. Your financial information never leaves your device. Download PerkVault and start getting the most out of every card in your wallet.

Screenshots

First Security Bank Bozeman4 screens
PerkVault3 screens

Verdict

The call

The clearest difference is review sentiment: PerkVault at 100% against First Security Bank Bozeman's 59%. PerkVault also leads on update cadence (weekly vs monthly) and rating (5.0 vs 4.8). First Security Bank Bozeman's advantage is ratings volume (2.3K vs 3) and iOS requirement (18.4 vs 26.2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PerkVault holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: First Security Bank Bozeman has 2.3K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 59% of First Security Bank Bozeman's written reviews are positive against 100% of PerkVault's.

UpkeepUpdate frequency

First Security Bank Bozeman ships an update monthly, PerkVault weekly. The most recent releases landed on October 30, 2026 and October 7, 2026 respectively.

Scorecard5 real differences · 5 level
First Security Bank Bozeman versus PerkVault: the parameters behind the verdict, then further details
ParameterFirst Security Bank BozemanPerkVault
PriceFreeFree
Rating4.8 (2.3K ratings)5.0 (3 ratings) — better
Positive reviews59.0% of reviews100.0% of reviews — better
Number of ratings2.3K — better3
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.4 — better26.2
Further details — not scored
Size198 MB36 MB
Age rating4+4+
DeveloperGlacier BankStonham Studios LLC

Customer experience

First Security Bank Bozeman

All ratings2,302 ratings
Positive95.4%
Neutral1.5%
Negative3.1%
Written reviews39 reviews
Positive59.0%
Neutral0.0%
Negative41.0%

PerkVault

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

First Security Bank Bozeman

Reported bugs

2 issues
  • Oops something went wrong with your review
  • Bills not being paid after transition

Requested features

2 requests
  • Add ability to edit bill payment details
  • Improve layout and use more of the screen

PerkVault

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

First Security Bank Bozeman

No in-app purchases

None

PerkVault

No in-app purchases

Questions

Is First Security Bank Bozeman free?
First Security Bank Bozeman is free to download, with no in-app purchases.
Is PerkVault free?
PerkVault is free to download, with no in-app purchases.
Which has better reviews, First Security Bank Bozeman or PerkVault?
PerkVault is rated higher. First Security Bank Bozeman averages 4.8 out of 5 from 2.3K ratings, while PerkVault averages 5.0 from 3 ratings.
Do First Security Bank Bozeman or PerkVault have ads?
Neither First Security Bank Bozeman nor PerkVault shows ads.
Which is updated more often, First Security Bank Bozeman or PerkVault?
First Security Bank Bozeman ships an update monthly, and PerkVault weekly. Most recently, First Security Bank Bozeman was updated on October 30, 2026 and PerkVault on October 7, 2026.

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