Pocket Split

Pocket Split

Give every payment a job

2 ratings
Free

Rating summary
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Details

Released
September 4, 2026
Updated
September 7, 2026

Features

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About

This app helps you create a clear financial plan by assigning every payment to a specific purpose, such as giving, bills, daily spending, or debt payoff. It offers tools to track spending, adjust targets, and estimate safe spending amounts, all while keeping your actual finances under your control.

✓Split payments across multiple categories
✓Adjust income and bucket targets
✓Estimate safe to spend amounts
✓Log purchases against spending caps
✓Convert annual subscriptions to monthly
✓Organize debts with snowball/avalanche
✓Offline banking simulation
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What's New in Pocket Split

1.2.0

September 7, 2026

Pocket Split now has real personal accounts for your money plan. - Sign in securely with Apple. - Keep each person’s plan and tracking history separate. - Sync and restore your plan, payments, expenses, subscriptions, debts, and payoff strategy through your private iCloud database. - Continue using the calculator without an account when you prefer local-only storage. - Sign out or permanently delete your Pocket Split account and cloud copy from inside the app. Live bank connections and real-money transfers remain disabled. The Automation demo still uses fictional accounts and never moves money.

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FAQ

Does Pocket Split have ads?

Pocket Split is ad-free, allowing for an uninterrupted budgeting experience. The app focuses on providing a clean interface for financial planning and simulation.

How does Pocket Split handle security?

Pocket Split prioritizes user privacy by not connecting to real bank accounts or requiring bank credentials. All financial planning and simulation occur locally on your device or via private iCloud sync.

What are the supported institutions for Pocket Split?

Pocket Split does not connect to any real bank accounts or financial institutions. It operates as an offline budgeting calculator and simulation tool, meaning no external account linking is necessary.

Can I use Pocket Split to make actual payments?

No, Pocket Split is a budgeting calculator and offline banking simulation. It helps you plan and track your finances, but all actual payments and transactions must be handled by you outside of the app.

What is the update frequency for Pocket Split?

Pocket Split was last updated on 2026-09-07, indicating recent development and maintenance. Users can expect ongoing improvements and support for the application.

What devices does Pocket Split support?

Pocket Split is currently supported on iPhones. The app is designed to leverage Apple's ecosystem for data synchronization via iCloud.

What is the age rating for Pocket Split?

Pocket Split has an age rating of 4+, making it suitable for a wide range of users. This rating suggests the content is generally appropriate for children and adults.

How does the Automation demo in Pocket Split work?

The Automation demo provides a simulated banking flow with sample accounts and deposits. It allows you to practice allocating funds, reviewing proposed splits, and authorizing simulated transfers without using real money or bank credentials.