PocketGuard・Budget Planner App

PocketGuard・Budget Planner App

Expense & Subscription Manager

7.7K ratings
334 reviews
With Ads#82 in top-grossing Finance
📊 Productivity
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • January 7, 2015
  • August 21, 2026

Features

PocketGuard・Budget Planner App screenshot #1 for iPhone
PocketGuard・Budget Planner App screenshot #2 for iPhone
PocketGuard・Budget Planner App screenshot #3 for iPhone
PocketGuard・Budget Planner App screenshot #4 for iPhone
PocketGuard・Budget Planner App screenshot #5 for iPhone
PocketGuard・Budget Planner App screenshot #6 for iPhone
PocketGuard・Budget Planner App screenshot #7 for iPhone
PocketGuard・Budget Planner App screenshot #8 for iPhone
iphone
watch
🖼️Get Icon
Icons↘︎

About

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense tracking
Bill and subscription monitoring
Disposable income calculation
Spending habit analysis
Financial goal setting
Debt-payoff plan creation
Show original description

What users say

See all reviews

What's New in PocketGuard・Budget Planner App

5.20.2

August 21, 2026

We’ve added the option to use Classic Insights alongside Insights 2.0. What’s in the box: View spending and income across any period Compare results side-by-side Uncover flexible trend patterns that reveal how your capital has progressed over time Explore categories, merchants, bills, goals, and more Visualize your data with intuitive charts and powerful tables Drill down to every transaction in seconds Review a month or analyze your entire year - Insights will give you the full financial picture, all in one place. PocketGuard - the budget app that always delivers what matters to your budgeting.

More

Subscription plans

PocketGuard Plus

Unlimited budgets, goals, categories & more

$24.991 Year
7 Days trial
How to cancel PocketGuard・Budget Planner App subscription ⁉️
1

In-App Purchases

$79.99

Lifetime Membership

Lifetime access to all PocketGuard features.

Charts

Top Grossing

📉 82-4

Finance

This app dropped -4 positions in Finance chart.

Last updated on September 11, 2026.

Events

Read more about New Spending Insights

New Spending Insights

Turn spending data into clear insights.

Aug 15, 2026 Sep 14, 2026

Read more about 30-Day Budget Pace Challenge

30-Day Budget Pace Challenge

Stay on track with your spending for 30 days

May 27, 2026 Jun 26, 2026

Read more about Stay on Pace With Your Budget

Stay on Pace With Your Budget

Track spending daily and avoid overspending

Mar 26, 2026 Apr 8, 2026

User reviews

Great App

PockerGuard is easy to use and a simple way to track expenses

Mind blowing

I’ve found this to be an extremely helpful budgeting and expense tracking app ever since purchasing it a couple years ago. Definitely worth the month. But the most recent update with the Insights tab has actually blown me away! Somehow this visual representation and the ability to slice and dice info in different ways takes this app to a whole new level. Amazing and wonderful. Definitely helpful and worthwhile for anyone who wants insight into their finances.
Show more

The frickin new 5.20.1 update

Let’s go!! Finally, PocketGuard is getting with the times and giving us more analysis tools in the app. I’ve been using this app faithfully for over a year and it’s been sooo simple. Almost too simple. Since I’ve had it, in order to really analyze data I’ve had to export it to excel and make charts and stuff from there. Glad the goons who made this app are figuring out how to code this thing better. Probably with Claude lol. Now just stop locking months when they’re done. If people are too dumb to not mess up their finances after the months over, that’s not your problem. But it’s annoying the heck out of the rest of us. Keep adding cool gadgets, fellas.
Show more

The Decline of an App

I’ve been using this app for the past few years and it has gotten worse with each update. Removing the ability to easily compare spending among categories between the current and past months was the final straw. To make matters worse, the insight section that replaced it is unintuitive and isn’t even completed. Why release an update when 2/3 of the tools aren’t even completed? It’s sad to see a great app slowly decline and become unusable.
Show more

Update makes it unusable

This used to be such an amazing tool. I was easily able to see what I was spending in each category and compare month to month. With the newest update, every time I click on the breakdown of categories, the app forces closes. There’s no way for me to tell what I’m spending in each category. I also can’t compare categories month to month.
Show more

User experience

🐞

Reported Bugs

3 issues

Inconsistent transaction syncing and labeling

Bug

Inability to delete or manage connected accounts

Bug

Budgeting data disappearing or not updating properly

Bug

Requested Features

5 requests

Ability to carry over unspent budget to next month

Feature

More advanced reporting and analytics

Feature

Light/dark mode theme options

Feature

Improved transaction categorization and learning

Feature

Support for multiple users/family budgeting

Feature

FAQ

What does PocketGuard do?

PocketGuard is a personal finance app designed to simplify budgeting and money management. It automatically tracks your expenses, monitors bills and subscriptions, and calculates your safe-to-spend amount. The app also helps you set financial goals and create debt-payoff plans.

What are the key features of PocketGuard?

Key features include automatic expense tracking, bill and subscription monitoring, a 'Leftover' feature to show disposable income, comprehensive spending analytics, financial goal setting, and a debt-payoff plan creator. It also offers bank-level security.

Is PocketGuard free to use?

The app is free to download and use with in-app purchases available. This means you can access core budgeting and tracking features for free, with optional premium features or services available for purchase.

What kind of financial goals can I set?

You can set various financial goals, such as spending less on specific categories like shopping or saving more for future events like a vacation. The app provides tools to help you set these goals properly and track your progress towards achieving them.

How does PocketGuard help with debt?

PocketGuard helps you create a debt-payoff plan by connecting your credit and loan accounts. Its smart algorithm calculates the most profitable strategy for debt repayment, aiming to save you money on interest and guide you towards a debt-free future.