Best Budgeting Tool Free Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

With an average user rating of 4.8★, the budgeting tool free category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Budgeting Tool Free Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesOct 2026
2Monthly: Budget PlannerMonthly: Budget PlannerFree4.7★ (35)NoNoOct 2026
3Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesOct 2026
4Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (13K)NoYesOct 2026
5Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.5K)NoYesOct 2026
6Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (113K)NoYesOct 2026
7Orange SliceOrange SliceFree—NoYesJun 2026
8Budgii: Budget PlannerBudgii: Budget PlannerFree—NoNoJul 2026

Top Picks for Budgeting Tool Free

EveryDollar: Budget Management#1

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Editor's Choice
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#14in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive
  • 🚀 Simplifies budgeting process

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches
  • 🔍 Lack of support and tutorials
  • 🚫 Limited functionality in free version
Monthly: Budget Planner#2

Monthly: Budget Planner by Arno Richter

Bills & Subscription Tracker
Strong Contender
💰 Finance
4.7(35 ratings)
Free
Monthly: Budget Planner screenshot 1
Monthly: Budget Planner screenshot 2
Monthly: Budget Planner screenshot 3
Monthly: Budget Planner screenshot 4
Monthly: Budget Planner screenshot 5

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Goodbudget Budget Planner#3

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Worth Considering
💰 Finance
4.6😊(13K ratings)
FreeIn-App Purchases
#82in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income
  • 🗓️ Useful for budgeting by pay period instead of monthly
  • 🧠 Encourages mindful spending and financial discipline
  • 🧭 Provides good visibility into spending categories

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
  • 🔢 Limited free version with only 10 envelopes
  • 🔍 Difficulty making changes to existing budgets
  • 🔍 Lack of automatic transaction importing/syncing

More Budgeting Tool Free apps to explore

FAQ about Budgeting Tool Free

What are the best budgeting tool free apps for iPhone?
EveryDollar: Budget Management tops our budgeting tool free apps ranking as of September 2026, with a 4.7-star average from 84K App Store ratings, and it's free to download.
EveryDollar: Budget Management has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ budgeting tool free apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.