PREMIER Credit Card User Reviews
Customer Experience
~ Based on 1,066 written reviews from the US App Store.
What users say
Summarized from real user reviews of PREMIER Credit Card. Based on 594K reviews and a 4.8/5 average, it highlights the 3 positives and 5 negatives reviewers mention most about this Finance app.
Positive things
- 🚀Helps build credit
- 👍Good for beginners
- 🙌Offers credit increases
Negative things
- 💰High fees and interest rates
- 🕰️Slow transaction updates
- 🤯Frustrating customer service
- 🔒Difficult to use payment options
- 📉Low credit limits
Is PREMIER Credit Card Safe?
PREMIER Credit Card appears safe based on user ratings. AppsHunter Safety Score for PREMIER Credit Card is 96/100.
This assessment is based on 593,501 user ratings, with an App Store average of 4.8/5.
Safety Analysis
~ Based on 593,501 App Store ratings for PREMIER Credit Card.
Is PREMIER Credit Card Legit?
PREMIER Credit Card appears to be a legitimate app. AppsHunter Legitimacy Score for PREMIER Credit Card is 93/100.
Based on 93 of 100 points across 7 verification signals from App Store and developer data.
Top reviews
I mean, I’ve had this card a couple times over the years, so they definitely are good for giving people second chances and even third chances so it’s a good card if you are trying to really start it before, yes, their fees are borderline on illegal and they tend to hit you, but sometimes you gotta take the bag with the good when you wanna start your life back on track and they are taking a risk themselves for people who have made mistakes so overall they’re a pretty decent card
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Great
None
They canceled my card and I can't use it because of fraud charges. They say I did it on purpose and then they expect me to pay annual fee and they won't reinstate me. They're crazy I never missed payment. I had one card and paid it off info
Do better
Have something important to do that last for 8 plus hours? Don’t use this card. 15 transactions a day NO MATTER THE DOLLAR AMOUNT!!!! They blocked it. Instead of 8 hours of what I was doing it ended up only being 4 hours because I had no access to using my card and only spent $34!!!!! Don’t do it.
Excellent
HOLY TRINITY AND PREMIER WORK MANY MIRACLES FOR ME MY FAMILY BUSINESSES HOME LAND AND ALL THAT IS OURS DAILY AND THEY ARE ALWAYS SO GOOD TO US IN JESUS CHRIST’S NAME AMEN! WE BOUGHT OUR JORDAN HOME TODAY 8-24-2026 AND CLOSED ON THIS FRIDAY 9-18-2026!
Dont get this card...theres no autopay!
I very happy that Premier is working with me and helping me build my credit.
Like too much
This is redundant for your company to charge a monthly fee and then a yearly fee just for your credit card account
Love the security
Excellent service overall recommend this card 100%
Hard to get to cooperate to make payments
The app is easy to use. I like that. I mostly employ my account to pay for things online. I have never had an issue. I have other cards but Premier allowed me to get back into the credit game after the 2007/2007 crash. I will remain loyal and keep the card.
Gave me a chance when no one else would
I have tried to pay this account numerous times I have called. I only get automated phone calling no live representative. No way of doing anything about this account.
Nice
Owing already before I even received my card and the minimum was basically the fee. I get it I have limited choices but how does that make sense. To owe before i get to even use it.
