This app provides a secure method for logging into and authorizing transactions for online banking. It replaces SMS-based security codes by decoding visual patterns displayed on your screen. It works offline and can automatically transfer authorization codes when used with the mobile banking app on the same device.
10.9.0
June 9, 2026
Wir haben die App weiter verbessert und Fehler korrigiert.
Hello Your Mom OG A note of thanks for this great review. We are delighted that you are satisfied with Raiffeisen E-Banking and enjoy working with it. We want to continue to provide you with flawless service. We appreciate and appreciate your feedback. Best regards, Mariajose Raiffeisen E-Banking.
Raiffeisen PhotoTAN is a security tool for logging into and authorizing transactions in Raiffeisen E-Banking. It serves as an alternative to SMS-TAN codes, offering a more innovative and potentially faster method for users.
The app decodes colored mosaics displayed by Raiffeisen E-Banking. You photograph the mosaic on your screen with your smartphone's camera, and the app decrypts the data and provides a unique authorization code.
No, your smartphone does not need an internet or phone connection to use Raiffeisen PhotoTAN. This makes it a reliable option even when connectivity is limited.
Yes, if you use Raiffeisen Mobile Banking on the same device, the PhotoTAN app can read the code in the background and automatically return it to the mobile banking app, eliminating manual entry.
Raiffeisen E-Banking customers can activate Raiffeisen PhotoTAN within the E-Banking portal under 'Contract Number' > 'Settings' > 'Security' > 'Login Method'. An instruction guide is also available there.
Raiffeisen PhotoTAN is supported on iPhones and iPads, as indicated by the app's platform compatibility.
The latest version of Raiffeisen PhotoTAN is 10.8.0, which was last updated on January 13, 2026. This suggests a regular update schedule to maintain security and functionality.
The app is designed as an innovative security tool for E-Banking. Its functionality relies on a personal key mosaic, ensuring that only your smartphone can decrypt the displayed mosaic.
