Best RuPay alternatives: apps like RuPay

10+ similar apps compared and reviewed

3.8 avg rating
10 free apps
Updated October 2026

Looking for something like RuPay? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to RuPay

3.0😞(99 ratings)
Free
BHIM SBIPay screenshot 1
BHIM SBIPay screenshot 2
BHIM SBIPay screenshot 3
BHIM SBIPay screenshot 4
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BHIM SBIPay screenshot 6

This app facilitates secure and instant money transfers between any bank customers using a single platform. It also allows users to pay for various services like recharges, food orders, and utility bills, with options for local deals and merchant payments.

What We Love

  • πŸ‘ User-friendly interface design
  • πŸ”’ Strong security features
  • πŸ’³ Easy money transfer functionality
  • ⚑ Quick payment processing when working
  • πŸ“± Convenient UPI payment option

Room to Improve

  • πŸ› Frequent app crashes and freezes
  • ❌ Poor performance on iOS platform
  • 🌐 Persistent communication errors
  • ⏱️ Extremely slow app loading times
  • πŸ” Problematic OTP verification process
  • πŸ“΅ No eSIM support for international users
  • 🚫 Non-functional for NRI/overseas accounts
  • πŸ”„ Constant re-verification loops
  • πŸ’₯ Session expiration issues
  • 🌍 No support for international phone numbers
  • πŸ“± Incompatible with older iPhone models
  • πŸ”Œ Forced minimization restrictions during registration
  • ❌ Missing SMS autofill feature
  • πŸ”‹ Device blocking after verification failures
  • πŸ“Š Inconsistent transaction limits
  • 🎯 Unreliable payment mandate handling
Axis Direct Trader#2

Axis Direct Trader by Axis Capital Limited

Trade & Invest with Confidence
Strong Contender
πŸ’° Finance
4.4(269 ratings)
Free
Axis Direct Trader screenshot 1
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This app offers a comprehensive platform for trading and investing in various financial instruments. It provides tools for market analysis, order execution, and portfolio tracking, catering to both new and experienced investors.

More apps like RuPay

4
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Accept & track digital payment
Free

Accept digital payments instantly via credit card, debit card, UPI, and more. Businesses of all sizes can set up in minutes and track sales with real-time data. Issue refunds on the go and benefit from 24/7 support.

Accept payments via 100+ modesInstant payment linksDigital KYC in under 7 minutes
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5
HDFC Bank Digital Rupee
HDFC Bank Digital Rupee
HDFC Bank Digital Rupee
Digital Rupee App of HDFC Bank
Free

Send, receive, and pay for transactions using the Digital Rupee (eβ‚Ή). This app facilitates secure and efficient digital payments.

Send Digital RupeeReceive Digital RupeePay for transactions
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6
Merchant eRupee By SBI
Merchant eRupee By SBI
Merchant eRupee By SBI
by State Bank of India
Free

This application allows SBI merchants to generate QR codes for digital rupee transactions. Users can also view and download their transaction history. It is designed for merchants already registered on the CBDC platform.

Generate QR codes for digital rupeeView digital rupee transactionsDownload transaction history
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(0)
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7
Nippon India Mutual Fund
Nippon India Mutual Fund
Nippon India Mutual Fund
by Nippon Life India Asset Management Limited
Free

Manage your mutual fund investments with an intuitive and secure mobile app. Track your portfolio, discover funds with smart tools, and transact seamlessly with multiple payment options. Plan, track, and grow your wealth with personalized insights and self-serve features.

Secure login (Fingerprint, Face ID, M-PIN, OTP)Consolidated portfolio view and trackingSmart fund discovery and recommendations
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8
Canara ai1Pe
Canara ai1Pe
Canara ai1Pe
by Canara Bank
Free

This unified digital payments app offers a fast, secure, and seamless UPI experience for users of any bank. It allows for instant money transfers, bill payments, and access to everyday digital services, with features like UPI Delegate for shared payments and spend analytics.

UPI Delegate for shared paymentsSpend analytics and financial insightsQR code scanning for payments
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9
Cheq:UPI for Foreigners & NRIs
Cheq:UPI for Foreigners & NRIs
Cheq:UPI for Foreigners & NRIs
Transcorp
Free

This app provides a seamless digital payment experience in India for foreign nationals and NRIs. It allows for fast and secure UPI transactions, online payments, and easy fund top-ups using international cards. Designed for convenience, it enables users to transact like locals.

Fast and secure UPI paymentsScan QR codes to pay merchantsOnline payments with UPI handle
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10
HDFC Mutual Fund: Invest, SIP
HDFC Mutual Fund: Invest, SIP
HDFC Mutual Fund: Invest, SIP
Mutual Fund, Tax Saving, SIP
Free

Invest in mutual funds conveniently through SIP or lump sum. Utilize calculators for financial planning and track your portfolio performance. Features include paperless onboarding, easy login, and an e-cart for quick purchases.

Paperless Onboarding (E-KYC/Aadhaar)Easy Login with MPIN/OTPOne-View Investment Dashboard
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