Rural 1st

Rural 1st

by Farm Credit Mid-America

809 ratings
5 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • September 1, 2020
  • February 18, 2026

Features

Rural 1st screenshot #1 for iPhone
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About

Manage your finances easily and securely on any device. This app offers comprehensive tools for intuitive financial management, including integration with popular accounting software. Access your accounts 24/7 with your existing online banking credentials.

Cross-device account access
Accounting platform integration
Secure financial management
24/7 availability
Existing username/password login
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What's New in Rural 1st

25.1.11

February 18, 2026

Minor bug fixes and enhancements.

User reviews

Recurring Payments

We love Rural 1st, they have all been so friendly and helpful. The app is where I have an issue. It will not allow me to click on recurring payments or change the payment amount. I always try to pay a little extra on my loans. I have to set a reminder for every payment right before it’s due. So frustrating.
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Convenient

Easy way to pay the payments!

Transfer Terminology

The term "transfer" being used to mean "payment" is confusing to the average person who is not an accountant. A transfer to most people is a movement from one cash or asset account to another cash or asset account - a credit to a positive account, not a credit toward a debt. The word "payment" is much more clear when referring to the act of making a payment.
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Suggested improvements

- Add a drop menu for different payment options, like for “principle only” payments (for mortgage loans or loans in general). Farm credit application had this before recent switch to Rural first system.
- Change transaction description line to allow [space] between words and more than just letters and numbers; Example allow a dash, comma, brackets, ect.
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Not Super Intuitive

I have called the Rural 1st reps twice and gained no help whatsoever. The last rep said I was supposed to be seeing something I didn’t see and suggested I go to a computer as I was on my IPhone. Finally downloaded this app and was able to sort it out. It’s not clear or highlighted what you have to do next, but by “feeling” my way through, I’ve been able to work it out.
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Developer apps

FAQ

What does the Rural 1st app do?

The Rural 1st app is an online banking application designed to help you manage your finances easily and comprehensively across all your devices. It provides secure access to your accounts and integrates with popular accounting platforms.

What are the key features of this banking app?

Key features include accessing your account from desktop, mobile, and tablet devices, integrating your finances with accounting platforms like Quicken and Quickbooks, and enjoying the safety and security expected from Rural 1st. It is available 24/7.

Is this app free to use?

The app itself is free to download and use. However, wireless carrier data usage rates may apply when accessing the app. There are no explicit mentions of in-app purchases or subscription fees in the provided description.

What devices is the Rural 1st app compatible with?

The app is optimized for iPhone devices and can be accessed across desktop, mobile, and tablet devices. This ensures you can manage your finances from wherever you are.

How do I activate and use the app?

To use the app, you must first provide your mobile phone number via the online banking application. During activation, a PIN will be sent to your phone via SMS text message. You will then use your existing online banking username and password to log in.