Rural 1st

Rural 1st

by Farm Credit Mid-America

1K ratings
8 reviews
Free

Details

  • Released
  • Updated
  • September 1, 2020
  • August 24, 2026

Features

Rural 1st screenshot #1 for iPhone
Rural 1st screenshot #2 for iPhone
Rural 1st screenshot #3 for iPhone
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About

Manage your finances easily and securely on any device. This app offers comprehensive tools for intuitive financial management, including integration with popular accounting software. Access your accounts 24/7 with your existing online banking credentials.

Cross-device account access
Accounting platform integration
Secure financial management
24/7 availability
Existing username/password login
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What's New in Rural 1st

25.1.12

August 24, 2026

minor bug fixes and enhancements

User reviews

Lag Time

The app has a lag time that makes the user unsure if the selection has been initiated.

Awful Online Banking

The online banking and scheduling payments are so antiquated and so is the entire site.

You also can’t schedule a payment or talk to anyone on the weekends.

We’ve had numerous complaints in the past with double payments and having a difficult time changing our address. It’s ridiculous that a husband and wife have two logins and both have to change their address. You seriously need to update your website and payment options.

We are shut out one the weekend and couldn’t speak to anyone or make a payment!

I wish we never got our loan at your bank.
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App has way too many bugs

Half the icons don’t load or take a long time to load. I’ve been trying to set up autopay and it won’t work for this reason. I have missed two payments now but fortunately it did not hit my credit. Still didn’t save me from the late fees.

Recurring Payments

We love Rural 1st, they have all been so friendly and helpful. The app is where I have an issue. It will not allow me to click on recurring payments or change the payment amount. I always try to pay a little extra on my loans. I have to set a reminder for every payment right before it’s due. So frustrating.
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Convenient

Easy way to pay the payments!

Developer apps

FAQ

What does the Rural 1st app do?

The Rural 1st app is an online banking application designed to help you manage your finances easily and comprehensively across all your devices. It provides secure access to your accounts and integrates with popular accounting platforms.

What are the key features of this banking app?

Key features include accessing your account from desktop, mobile, and tablet devices, integrating your finances with accounting platforms like Quicken and Quickbooks, and enjoying the safety and security expected from Rural 1st. It is available 24/7.

Is this app free to use?

The app itself is free to download and use. However, wireless carrier data usage rates may apply when accessing the app. There are no explicit mentions of in-app purchases or subscription fees in the provided description.

What devices is the Rural 1st app compatible with?

The app is optimized for iPhone devices and can be accessed across desktop, mobile, and tablet devices. This ensures you can manage your finances from wherever you are.

How do I activate and use the app?

To use the app, you must first provide your mobile phone number via the online banking application. During activation, a PIN will be sent to your phone via SMS text message. You will then use your existing online banking username and password to log in.