AgDirect Mobile vs Rural 1st
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AgDirect Mobile
This app provides a mobile tool for calculating finance and lease payments for farm equipment. It allows users to save, compare, and share payment quotes via email or text. Secure document submission is also available for dealers.
- Calculate finance and lease payments
- Compute various payment frequencies
- Save and compare finance options
- Email or text payment quotes
- View interest rates and residual matrix
- Secure document submission
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AgDirect® Mobile computes finance and lease quotes, and features Secure Snap for our Dealers. Individual payment quotes can be emailed or texted; Finance options can be saved, compared side-by-side and deleted. This app is especially valued by farm equipment dealers and agricultural producers seeking a mobile payment calculator.. AgDirect Mobile key features: Calculate both finance and lease payments Compute annual, semiannual, quarterly and monthly payments Save and Compare finance options side-by-side Email or text payment quotes View current AgDirect interest rates and lease residual matrix with an Internet connection Secure Snap allows AgDirect Equipment Salespeople to securely send documents to the AgDirect finance team anywhere from your mobile device. AgDirect Mobile helps its users make immediate and informed financial decisions. AgDirect delivers simple, fast and flexible financing. AgDirect is an equipment financing program offered by Farm Credit Services of America and the partners of AgDirect, LLP.
Rural 1st
Manage your finances easily and securely on any device. This app offers comprehensive tools for intuitive financial management, including integration with popular accounting software. Access your accounts 24/7 with your existing online banking credentials.
- Cross-device account access
- Accounting platform integration
- Secure financial management
- 24/7 availability
- Existing username/password login
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The new Rural 1st online banking app is designed to give you the tools and features you need to manage your finances easily, intuitively and comprehensively. With it, you can: • Access your account across all your devices -- desktop, mobile and tablet. • Integrate your finances with popular accounting platforms like Quicken and Quickbooks. • Enjoy the safety & security you’d expect from Rural 1st. Our online banking app is optimized for iPhone devices, and available 24/7 using your existing online banking username and password. To use online banking, you must first provide your mobile phone number via our online banking application. During the app activation process, a PIN will be sent to the phone number via SMS text message. Wireless carrier data usage rates may apply.
Screenshots
Verdict
The clearest difference is rating: Rural 1st at 4.7 against AgDirect Mobile's 3.7. Rural 1st also leads on ratings volume (1.1K vs 9). AgDirect Mobile's advantage is monetization model (free vs free with in-app purchases) and review sentiment (60% vs 38%). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Rural 1st holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Rural 1st has 1.1K ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 60% of AgDirect Mobile's written reviews are positive against 38% of Rural 1st's, so the app with the better star average is not the one people write more warmly about.
AgDirect Mobile ships an update every 3 months, Rural 1st every 7 months. The most recent releases landed on October 18, 2026 and October 29, 2026 respectively.
| Parameter | AgDirect Mobile | Rural 1st |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (9 ratings) | 4.7 (1.1K ratings) — better |
| Positive reviews | 60.0% of reviews — better | 38.5% of reviews |
| Number of ratings | 9 | 1.1K — better |
| Update frequency | Every 3 months — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 22 MB | 55 MB |
| Age rating | 17+ | 4+ |
| Developer | Farm Credit Services of America, PCA/FLCA | Farm Credit Mid-America |
Customer experience
AgDirect Mobile
Rural 1st
In-app purchases
AgDirect Mobile
No in-app purchases
Rural 1st
No in-app purchases
Questions
Is AgDirect Mobile free?
Is Rural 1st free?
Which has better reviews, AgDirect Mobile or Rural 1st?
Do AgDirect Mobile or Rural 1st have ads?
Which is updated more often, AgDirect Mobile or Rural 1st?
Other comparisons
